Latest Post

Importance of fixed obligation to income ratio (FOIR)

Latest trends

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.

Home Buyer’s Education Series

Importance of fixed obligation to income ratio (FOIR)
Jun 5, 2020

Importance of fixed obligation to income ratio (FOIR)

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.
How long does it take for a first time home buyer to save for home down payment in India?
Apr 10, 2020

How long does it take for a first time home buyer to save for home down payment in India?

Home buyers need to save for 3.5 to 12 years for home down payment. This post lists the time required for the same in major cities and how one can benefit from home down payment programs.
How much do you know about home down payments in India?
Apr 9, 2020

How much do you know about home down payments in India?

For a home buyer it is essential to have a clear picture of home down payment. This article answers the top ten questions about home down payment in India.

Real-Estate Industry

How to brace for the annual increase in housing rent?
Mar 25, 2020

How to brace for the annual increase in housing rent?

The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.
An update on the housing sales in Bengaluru
Jan 22, 2020

An update on the housing sales in Bengaluru

Bengaluru witnessed an 80% rise in housing sales in the first quarter of 2019. This post explores the reasons that make the IT hub a popular housing destination especially for millennials.
5 Myths of Purchasing Residential Real Estate
Dec 6, 2019

5 Myths of Purchasing Residential Real Estate

Home buying has several myths that may prevent people from home ownership. This post assess the top five myths and facts of buying a home.

Whats New!

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic
Apr 17, 2020

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic

The CREDAI - MCHI is conducting a series of webinars on the lockdown crisis. This post lists the takeaways for a first time home buyer.
7 Residential Real Estate Trends To Look Out For In 2020
Oct 1, 2019

7 Residential Real Estate Trends To Look Out For In 2020

A plethora of trends have lately emerged in residential real estate. This article talks about such trends that home buyers should look out for in 2020.
Namaste world!
Nov 2, 2018

Namaste world!

The HomeCapital blog helps millions of individuals who dream of home ownership. We hope to educate first time home buyers that are making this journey.