Financial planning

Be a financially responsible homeowner. Be smart.
30th Nov 2020

Be a financially responsible homeowner. Be smart.

This blog explains homeownership can be a big commitment, but a little research into your dream home project could make it easy and simple. Understanding your financial obligations, planning your savings and research your dream home based on facts.[..]

RBI rationalizes risk weights: Your home loan will now be more affordable
18th Oct 2020

RBI rationalizes risk weights: Your home loan will now be more affordable

This blog talks about the effect of rationalisation of home loan risk weight by RBI, that has led to banks to reduce capital requirements.[..]

How are home loan rates determined?
25th Sep 2020

How are home loan rates determined?

Home loan rates are based on various factors. This blog explains these factors in detail and how to avail of a home loan at a lower rate.[..]

Understanding EMIs and Pre - EMIs
22nd Sep 2020

Understanding EMIs and Pre - EMIs

This blog showcases what are EMIs and Pre - EMIs, and also explains the differences between them while you avail a home loan to purchase your first house.[..]

How to improve your credit score?
17th Sep 2020

How to improve your credit score?

A credit score determines the credit worthiness of an individual. This blog illustrates steps to how you can improve your credit score over a period of time.[..]

A guide to property stamp duty in India
01st Sep 2020

A guide to property stamp duty in India

This blog elucidates the the various aspects of property stamp duty in India when you purchase a home of your own and how can it be paid to the government.[..]

Down payment savings tips for renters
15th Jun 2020

Down payment savings tips for renters

For a renter, saving for down payment is one of the first stages towards homebuying. This post discusses the various steps of how to save for home down payment.[..]

Importance of fixed obligation to income ratio (FOIR)
05th Jun 2020

Importance of fixed obligation to income ratio (FOIR)

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.[..]

How long does it take for a first time home buyer to save for home down payment in India?
10th Apr 2020

How long does it take for a first time home buyer to save for home down payment in India?

Home buyers need to save for 3.5 to 12 years for home down payment. This post lists the time required for the same in major cities and how one can benefit from home down payment programs.[..]

A bigger home down payment or a buffer in the bank
30th Mar 2020

A bigger home down payment or a buffer in the bank

Some home buyers have a cash cushion while planning for home ownership. This post elucidates the need to avail down payment assistance even if you have such a buffer.[..]

How to brace for the annual increase in housing rent?
25th Mar 2020

How to brace for the annual increase in housing rent?

The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.[..]

The importance of your credit score
03rd Mar 2020

The importance of your credit score

A credit score is defined based on the borrower’s credit history and creditworthiness. This article explains the importance of having a good credit score for the borrower.[..]

Types of housing loans that can be availed from banks and NBFCs
14th Feb 2020

Types of housing loans that can be availed from banks and NBFCs

Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

Can a self - employed person self - finance his first house without family borrowing?
30th Jan 2020

Can a self - employed person self - finance his first house without family borrowing?

Financing your first house yourself can be a task. This post identifies the various ways a self employed person can do so without the need to borrow from their family.[..]

5 Ways real estate investing will help you in your 50s
06th Nov 2019

5 Ways real estate investing will help you in your 50s

Investing early in real estate has several benefits. This post lists the benefits of how investing in real estate will be beneficial for you in your 50s.[..]

7 Smart income tax benefits to take advantage of with your home loan
03rd Oct 2019

7 Smart income tax benefits to take advantage of with your home loan

The government has allowed various tax deductions to assist home buyers. This article lists these benefits that can be availed on your home loan[..]

5 Financial investment decisions you should take in your 20s
29th Jul 2019

5 Financial investment decisions you should take in your 20s

Financial investment may sound like an adult step in your life, but it is beneficial to do so early. This post lists such investment decisions you should take in your 20s.[..]

Home loans – How to check your eligibility
23rd Jul 2019

Home loans – How to check your eligibility

Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]