Home Loans

RBI Rationalizes Risk Weights: Your Home Loan Will Now Be More Affordable
18th Oct 2020

RBI Rationalizes Risk Weights: Your Home Loan Will Now Be More Affordable

This blog talks about the effect of rationalisation of home loan risk weight by RBI, that has led to banks to reduce capital requirements.[..]

How are home loan rates determined?
25th Sep 2020

How are home loan rates determined?

Home loan rates are based on various factors. This blog explains these factors in detail and how to avail of a home loan at a lower rate.[..]

Understanding EMIs and Pre - EMIs
22nd Sep 2020

Understanding EMIs and Pre - EMIs

This blog showcases what are EMIs and Pre - EMIs, and also explains the differences between them while you avail a home loan to purchase your first house.[..]

Importance of fixed obligation to income ratio (FOIR)
05th Jun 2020

Importance of fixed obligation to income ratio (FOIR)

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.[..]

Types of housing loans that can be availed from banks and NBFCs
14th Feb 2020

Types of housing loans that can be availed from banks and NBFCs

Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

Home loans – How to check your eligibility
23rd Jul 2019

Home loans – How to check your eligibility

Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]