With reduced home loan interest rates, it is a good time to buy a home
06th Jul 2020

With reduced home loan interest rates, it is a good time to buy a home

Since the past decade, home loan interest rates are the lowest now. This blog elucidates how much can you save with low home loan rates and why is this the best time for home buying.[..]

6 things all first time home buyers should know about homeownership
17th Jun 2020

6 things all first time home buyers should know about homeownership

Treading on the homeownership path and buying the home you always desired is a big milestone in your life. This blog catalogues the essential elements that homebuyers must remember while planning to purchase their first home.[..]

Down payment savings tips for renters
15th Jun 2020

Down payment savings tips for renters

For a renter, saving for down payment is one of the first stages towards homebuying. This post discusses the various steps of how to save for home down payment.[..]

An update on the residential market in Chennai
09th Jun 2020

An update on the residential market in Chennai

The Gateway to southern India - Chennai witnessed a 25 percent increase in housing sales in the first half of 2019. This post explores the reasons that make Chennai a popular housing destination[..]

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic
17th Apr 2020

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic

The CREDAI - MCHI is conducting a series of webinars on the lockdown crisis. This post lists the takeaways for a first time home buyer.[..]

How much do you know about home down payments in India?
09th Apr 2020

How much do you know about home down payments in India?

For a home buyer it is essential to have a clear picture of home down payment. This article answers the top ten questions about home down payment in India.[..]

Financial implications of buying your house early
03rd Apr 2020

Financial implications of buying your house early

Buying your first house has several financial implications. This post discusses the financial benefits of owning a house early in life.[..]

Buying a home of your own: Short or long term decision for a first time home buyer?
01st Apr 2020

Buying a home of your own: Short or long term decision for a first time home buyer?

Every individual aspires to own a home in life. This post elucidates the factors that a first time home buyer should consider while purchasing a house.[..]

A bigger home down payment or a buffer in the bank
30th Mar 2020

A bigger home down payment or a buffer in the bank

Some home buyers have a cash cushion while planning for home ownership. This post elucidates the need to avail down payment assistance even if you have such a buffer.[..]

The perception of a home of your own
27th Mar 2020

The perception of a home of your own

The perception of home ownership varies amongst different age groups. This article compares these views and explains why it is achievable even for millennials.[..]

How to brace for the annual increase in housing rent?
25th Mar 2020

How to brace for the annual increase in housing rent?

The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.[..]

Top 5 home down payment myths debunked
23rd Mar 2020

Top 5 home down payment myths debunked

Home down payment in India has several myths that delay home ownership. This post catalogues these myths and explains why they are untrue.[..]

Steps for every renter to own their first home
20th Mar 2020

Steps for every renter to own their first home

A renter that aspires to own their first home may face several financial hurdles. This post elucidates how can they make the home buying process manageable.[..]

Dos and don'ts while buying your first home
15th Mar 2020

Dos and don'ts while buying your first home

Home buying is likely to be the biggest investment in your life and thus you should make a well-informed decision. This article elucidates the dos and don'ts while purchasing your first house.[..]

Types of housing loans that can be availed from banks and NBFCs
14th Feb 2020

Types of housing loans that can be availed from banks and NBFCs

Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

5 Ways to identify the right house at a suitable location during your home buying process
07th Feb 2020

5 Ways to identify the right house at a suitable location during your home buying process

Buying your first house may turn out to be a herculean task. This post lists the factors that a first time home buyer must consider to make home buying easier.[..]

Can a self - employed person self - finance his first house without family borrowing?
30th Jan 2020

Can a self - employed person self - finance his first house without family borrowing?

Financing your first house yourself can be a task. This post identifies the various ways a self employed person can do so without the need to borrow from their family.[..]

An update on the housing sales in Bengaluru
22nd Jan 2020

An update on the housing sales in Bengaluru

Bengaluru witnessed an 80% rise in housing sales in the first quarter of 2019. This post explores the reasons that make the IT hub a popular housing destination especially for millennials.[..]

A guide to the issues faced by first time home buyers and the solutions to them
08th Jan 2020

A guide to the issues faced by first time home buyers and the solutions to them

Buying your first home is a colossal task. Read our guide about the top five issues faced by first time home buyers and the solutions to them.[..]

5 Advantages of purchasing an apartment in a tier 2 city
21st Dec 2019

5 Advantages of purchasing an apartment in a tier 2 city

Home buying in a tier 2 city has several advantages. This post lists the benefits of home ownership in a tier 2 city in India.[..]

What are the reasons to buy a home and what are the obstacles to it?
17th Dec 2019

What are the reasons to buy a home and what are the obstacles to it?

Home buying is one of the biggest milestones in a home buyer’s life. This article catalogues the benefits of owning a home and ways to overcome the various hindrances of home ownership.[..]

5 Myths of Purchasing Residential Real Estate
06th Dec 2019

5 Myths of Purchasing Residential Real Estate

Home buying has several myths that may prevent people from home ownership. This post assess the top five myths and facts of buying a home.[..]

Residential real estate to benefit from home loan subsidies and GST rates
21st Nov 2019

Residential real estate to benefit from home loan subsidies and GST rates

Understand how will the residential real estate sector benefit from better home loan subsidies and reduced GST rates proposed by the GST Council in March 2019[..]

5 Ways real estate investing will help you in your 50s
06th Nov 2019

5 Ways real estate investing will help you in your 50s

Investing early in real estate has several benefits. This post lists the benefits of how investing in real estate will be beneficial for you in your 50s.[..]

The Subvention Scheme: What home buyers need to know
15th Oct 2019

The Subvention Scheme: What home buyers need to know

To attract home buyers, developers use the ‘buy now and pay later’ Subvention Scheme. This article elucidates the benefits of this financial scheme for home buyers.[..]

A millennial’s guide to buying a house despite soaring property rates
11th Oct 2019

A millennial’s guide to buying a house despite soaring property rates

Millennials think that it is better to rent a home. This guide explains why is home buying better and how can they purchase their first house in spite of increasing property rates.[..]

7 Smart income tax benefits to take advantage of with your home loan
03rd Oct 2019

7 Smart income tax benefits to take advantage of with your home loan

The government has allowed various tax deductions to assist home buyers. This article lists these benefits that can be availed on your home loan[..]

7 Residential Real Estate Trends To Look Out For In 2020
01st Oct 2019

7 Residential Real Estate Trends To Look Out For In 2020

A plethora of trends have lately emerged in residential real estate. This article talks about such trends that home buyers should look out for in 2020.[..]

A first time home buyer must look at these top 10 properties in Pune
30th Sep 2019

A first time home buyer must look at these top 10 properties in Pune

Pune is the eighth largest metropolitan city in India. This post lists the top 10 properties in the most popular real estate markets in Pune.[..]

Rent vs buy: Here are 6 factors to help you evaluate your decision
23rd Sep 2019

Rent vs buy: Here are 6 factors to help you evaluate your decision

Buying a house versus renting one is an age-old debate. This article catalogues the advantages of owning your first home over being a home renter.[..]

The introduction of GST and the impact of GST on real estate
13th Sep 2019

The introduction of GST and the impact of GST on real estate

GST came into effect on 1st July 2017 and replaced the indirect tax structure. This post explains the impact of this taxation structure on residential real estate.[..]

6 tips to manage home down payment in India
06th Sep 2019

6 tips to manage home down payment in India

Saving for home down payment is the first step towards home buying. This post lists six tips on how to save for down payment towards home ownership.[..]

How to use the RERA to your advantage
27th Aug 2019

How to use the RERA to your advantage

The RERA helps home buyers protect their rights in case of fraudulent developers and agents. Learn how can you use it to your advantage.[..]

Should you buy property with the current market scenario?
21st Aug 2019

Should you buy property with the current market scenario?

Home prices are declining and thus home buyers may think is a good investment? This post lists the advantages and risks to help you make a wise decision.[..]

5 Easy ways to manage your home loan
13th Aug 2019

5 Easy ways to manage your home loan

If you’ve taken a home loan, here are a couple of tricks up your sleeve to manage it better. Stay ahead of your home loan EMI with these 5 simple tips.[..]

Buying a home set to get easier as RBI cuts Repo rate by 35 points
12th Aug 2019

Buying a home set to get easier as RBI cuts Repo rate by 35 points

The RBI has reduced the Repo rate in its monetary policy by 35 basis points. Read to understand how have home loans become cheaper as a result.[..]

How has RERA helped home buyers and property investors in 2018?
05th Aug 2019

How has RERA helped home buyers and property investors in 2018?

This article explains how RERA is helping to protect the rights of home buyers & property investors by providing transparency in the real estate process.[..]

5 Financial investment decisions you should take in your 20s
29th Jul 2019

5 Financial investment decisions you should take in your 20s

Financial investment may sound like an adult step in your life, but it is beneficial to do so early. This post lists such investment decisions you should take in your 20s.[..]

Home loans – How to check your eligibility
23rd Jul 2019

Home loans – How to check your eligibility

Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]

Simplify your approach to buying your first home
16th Jul 2019

Simplify your approach to buying your first home

Buying your first home may seem to be a herculean task. Read our guide put together by our experts to assist you in your home buying process.[..]

Chapter 8: Deal Closure
23rd Apr 2019

Chapter 8: Deal Closure

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

Chapter 7: Successfully negotiating a deal
16th Apr 2019

Chapter 7: Successfully negotiating a deal

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

Chapter 6: RERA
11th Apr 2019

Chapter 6: RERA

The RERA was incorporated in 2017. This guide explains how is RERA is helping to protect the rights of home buyers and boost investments in the real estate industry.[..]

Chapter 5: Down Payment Financing
03rd Apr 2019

Chapter 5: Down Payment Financing

This guide elucidates how a home buyer can benefit from HomeCapital’s Home Down Payment Assistance Program such that they can buy their first home.[..]

Chapter 4: Home Financing
03rd Apr 2019

Chapter 4: Home Financing

While home buying one should be aware of the sources available to finance the purchase. Read our guide on the various sources to finance you first home and the benefits of each.[..]

Chapter 3: Selecting the right home
02nd Apr 2019

Chapter 3: Selecting the right home

This guide explains the various factors that need to be considered and their effects while shortlisting your home.[..]

Chapter 2: Assessment of your financial situation
02nd Apr 2019

Chapter 2: Assessment of your financial situation

Assessing your financial situation helps you determine how much you can afford. This guide lists the various factors that help you determine your home buying budget.[..]

Chapter 1: Home buying decision
01st Apr 2019

Chapter 1: Home buying decision

Home buying is one of the biggest milestones in your life. This guide catalogues the factors that you must consider while buying your first house.[..]