
An overview of stamp duty and registration in Mumbai
This blog ex how is stamp duty payable on the purchase of a house calculated and paid online to the government in Mumbai[..]

An update of the Kolkata residential real estate market
Learn about the residential market in Kolkata, and why is it one of the best cities to buy your first home.[..]

A first timer's guide to safe homebuying in current times
Safety is paramount while becoming a first-time homeowner, especially in the current scenario. This blog highlights how should a first time home buyer approach home ownership in the current scenario.[..]

Vital questions to ask during a site visit
A list of questions that the first time home buyer should ask to the broker/developer during the site visit.[..]

GST simplified for home buyers
This blog explains the impact of GST on home buying and the amount that home buyers have to pay based on the category and status of house they buy.[..]

Home-buying: The best decision in current scenario
This blog elucidates that why is becoming a home owner the best decision in the current scenario and how much can you benefit by doing so.[..]

With reduced home loan interest rates, it is a good time to buy a home
Since the past decade, home loan interest rates are the lowest now. This blog elucidates how much can you save with low home loan rates and why is this the best time for home buying.[..]

6 things all first time home buyers should know about homeownership
Treading on the homeownership path and buying the home you always desired is a big milestone in your life. This blog catalogues the essential elements that homebuyers must remember while planning to purchase their first home.[..]

Down payment savings tips for renters
For a renter, saving for down payment is one of the first stages towards homebuying. This post discusses the various steps of how to save for home down payment.[..]

An update on the residential market in Chennai
The Gateway to southern India - Chennai witnessed a 25 percent increase in housing sales in the first half of 2019. This post explores the reasons that make Chennai a popular housing destination[..]

Importance of fixed obligation to income ratio (FOIR)
Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.[..]

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic
The CREDAI - MCHI is conducting a series of webinars on the lockdown crisis. This post lists the takeaways for a first time home buyer.[..]

How much do you know about home down payments in India?
For a home buyer it is essential to have a clear picture of home down payment. This article answers the top ten questions about home down payment in India.[..]

Financial implications of buying your house early
Buying your first house has several financial implications. This post discusses the financial benefits of owning a house early in life.[..]

Buying a home of your own: Short or long term decision for a first time home buyer?
Every individual aspires to own a home in life. This post elucidates the factors that a first time home buyer should consider while purchasing a house.[..]

A bigger home down payment or a buffer in the bank
Some home buyers have a cash cushion while planning for home ownership. This post elucidates the need to avail down payment assistance even if you have such a buffer.[..]

The perception of a home of your own
The perception of home ownership varies amongst different age groups. This article compares these views and explains why it is achievable even for millennials.[..]

How to brace for the annual increase in housing rent?
The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.[..]

Top 5 home down payment myths debunked
Home down payment in India has several myths that delay home ownership. This post catalogues these myths and explains why they are untrue.[..]

Steps for every renter to own their first home
A renter that aspires to own their first home may face several financial hurdles. This post elucidates how can they make the home buying process manageable.[..]

Dos and don'ts while buying your first home
Home buying is likely to be the biggest investment in your life and thus you should make a well-informed decision. This article elucidates the dos and don'ts while purchasing your first house.[..]

Types of housing loans that can be availed from banks and NBFCs
Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

5 Ways to identify the right house at a suitable location during your home buying process
Buying your first house may turn out to be a herculean task. This post lists the factors that a first time home buyer must consider to make home buying easier.[..]

Can a self - employed person self - finance his first house without family borrowing?
Financing your first house yourself can be a task. This post identifies the various ways a self employed person can do so without the need to borrow from their family.[..]

An update on the housing sales in Bengaluru
Bengaluru witnessed an 80% rise in housing sales in the first quarter of 2019. This post explores the reasons that make the IT hub a popular housing destination especially for millennials.[..]

A guide to the issues faced by first time home buyers and the solutions to them
Buying your first home is a colossal task. Read our guide about the top five issues faced by first time home buyers and the solutions to them.[..]

5 Advantages of purchasing an apartment in a tier 2 city
Home buying in a tier 2 city has several advantages. This post lists the benefits of home ownership in a tier 2 city in India.[..]

What are the reasons to buy a home and what are the obstacles to it?
Home buying is one of the biggest milestones in a home buyer’s life. This article catalogues the benefits of owning a home and ways to overcome the various hindrances of home ownership.[..]

5 Myths of Purchasing Residential Real Estate
Home buying has several myths that may prevent people from home ownership. This post assess the top five myths and facts of buying a home.[..]

Residential real estate to benefit from home loan subsidies and GST rates
Understand how will the residential real estate sector benefit from better home loan subsidies and reduced GST rates proposed by the GST Council in March 2019[..]

5 Ways real estate investing will help you in your 50s
Investing early in real estate has several benefits. This post lists the benefits of how investing in real estate will be beneficial for you in your 50s.[..]

The Subvention Scheme: What home buyers need to know
To attract home buyers, developers use the ‘buy now and pay later’ Subvention Scheme. This article elucidates the benefits of this financial scheme for home buyers.[..]

A millennial’s guide to buying a house
Millennials think that it is better to rent a home. This guide explains why is home buying better and how can they purchase their first house in spite of increasing property rates.[..]

7 Smart income tax benefits to take advantage of with your home loan
The government has allowed various tax deductions to assist home buyers. This article lists these benefits that can be availed on your home loan[..]

7 Residential Real Estate Trends To Look Out For In 2020
A plethora of trends have lately emerged in residential real estate. This article talks about such trends that home buyers should look out for in 2020.[..]

Rent vs buy: Factors to help you decide
Buying a house versus renting one is an age-old debate. This article catalogues the advantages of owning your first home over being a home renter.[..]

The introduction of GST and the impact of GST on real estate
GST came into effect on 1st July 2017 and replaced the indirect tax structure. This post explains the impact of this taxation structure on residential real estate.[..]

6 tips to manage home down payment in India
Saving for home down payment is the first step towards home buying. This post lists six tips on how to save for down payment towards home ownership.[..]

How to use the RERA to your advantage
The RERA helps home buyers protect their rights in case of fraudulent developers and agents. Learn how can you use it to your advantage.[..]

Should you buy property with the current market scenario?
Home prices are declining and thus home buyers may think is a good investment? This post lists the advantages and risks to help you make a wise decision.[..]

5 Easy ways to manage your home loan
If you’ve taken a home loan, here are a couple of tricks up your sleeve to manage it better. Stay ahead of your home loan EMI with these 5 simple tips.[..]

Buying a home set to get easier as RBI cuts Repo rate by 35 points
The RBI has reduced the Repo rate in its monetary policy by 35 basis points. Read to understand how have home loans become cheaper as a result.[..]

How has RERA helped home buyers and property investors in 2018?
This article explains how RERA is helping to protect the rights of home buyers & property investors by providing transparency in the real estate process.[..]

5 Financial investment decisions you should take in your 20s
Financial investment may sound like an adult step in your life, but it is beneficial to do so early. This post lists such investment decisions you should take in your 20s.[..]

Home loans – How to check your eligibility
Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]

Simplify your approach to buying your first home
Buying your first home may seem to be a herculean task. Read our guide put together by our experts to assist you in your home buying process.[..]

Chapter 8: Deal Closure
Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

Chapter 7: Successfully negotiating a deal
To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

Chapter 6: RERA
The RERA was incorporated in 2017. This guide explains how is RERA is helping to protect the rights of home buyers and boost investments in the real estate industry.[..]

Chapter 5: Down Payment Financing
This guide elucidates how a home buyer can benefit from HomeCapital’s Home Down Payment Assistance Program such that they can buy their first home.[..]

Chapter 4: Home Financing
While home buying one should be aware of the sources available to finance the purchase. Read our guide on the various sources to finance you first home and the benefits of each.[..]

Chapter 3: Selecting the right home
This guide explains the various factors that need to be considered and their effects while shortlisting your home.[..]

Chapter 2: Assessment of your financial situation
Assessing your financial situation helps you determine how much you can afford. This guide lists the various factors that help you determine your home buying budget.[..]

Chapter 1: Home buying decision
Home buying is one of the biggest milestones in your life. This guide catalogues the factors that you must consider while buying your first house.[..]