Ever wondered what a Construction Linked Payment Plan in Real Estate entails? It's a strategic arrangement involving the bank, homebuyer, and builder. Payments are linked to construction progress, minimizing financial risks. Curious to delve deeper into this dynamic plan? Read our blog for a comprehensive exploration of its advantages, pitfalls, and expert tips on managing finances effectively[..]

Are you curious about how Affordable Housing Finance is revolutionizing homeownership for countless individuals? Our blog explores the pivotal role of affordable housing financing in making the dream of owning a home a reality for millions. Discover the key to affordable housing success empower your journey toward owning a home and gain valuable insights into the strategies, programs, and resources that are reshaping the housing landscape and providing opportunities for more people to achieve homeownership[..]

Are you ready to revolutionize your approach to real estate investment? Discover how MahaRERA's groundbreaking grading system is paving the way for transparency, trustworthiness, and informed decisions in Maharashtra's property market. Explore its functions, benefits, and the brighter future it holds for both homebuyers and the real estate industry. Read this insightful blog now![..]

Why does loan amortization matter to borrowers in India? Loan amortization offers a systematic approach to debt repayment, ensuring predictability and transparency. With each payment, borrowers gradually decrease both the principal amount and interest, making it easier to plan monthly expenses and achieve long-term financial stability. Read our blog to know more in detail about its benefits and types.[..]

Ever wondered why some lenders charge a prepayment penalty on home loans? In this blog, we demystify the concept of "prepayment penalty" and dive into the ins and outs of this often topic. Discover in which cases lenders have the authority to apply these charges and, more importantly, how you can make informed decisions to minimize their impact on your financial future.[..]

Are you considering taking a home loan? If so, it's crucial to become well-acquainted with the often-overlooked world of home loan processing fees. These fees are not just routine expenses; they can significantly impact the cost of your dream home. In this blog, we have unveiled the intricacies of home loan processing fees and various other hidden charges. Read our blog to know more![..]

Are you finding it increasingly challenging to manage your loan repayments? If so, our latest blog is here to offer you a lifeline. Dive into this insightful blog article of effective loan repayment strategies that can help you pay off your debts more rapidly and regain control of your financial future. Whether you're dealing with home mortgages, or personal debts, our comprehensive guide has you covered. Keep reading to know more![..]

Ready to discover how fintech is reshaping the future of real estate financing? From digital mortgage platforms to AI-driven property valuation, technology is revolutionizing the way we invest in properties. Want to dig deeper into the latest trends? Read our blog for an in-depth exploration of this evolving landscape.[..]

Curious about how RBI guidelines impact home loans? Delve into our comprehensive blog to unravel the intricacies of interest rate fluctuations, eligibility criteria, and other critical key considerations that homebuyers must be aware of, before applying for a home loan. Keep reading our blog to know more![..]

Are you considering investing in Real Estate Investment Trusts (REITs)? Before you do, it's crucial to carefully weigh factors like tax implications, dividend yield, historical performance, and market conditions. Read our blog to know more and make informed investment decisions.[..]

Buying a house in India can be a significant and complex undertaking. From determining your budget and searching for the right property to navigating legal procedures and completing the purchase, each step requires careful consideration. If you want to make informed decisions and ensure a successful home-buying experience, read our blog to know more. Our step-by-step guide will equip you with essential information and practical tips to guide you through the entire process.[..]

How is Urbanization reshaping India's future? Explore the surge of megacities, changing homebuyer preferences, and the challenges faced by the real estate sector. Read on to discover the transformative journey of India's urban landscape.[..]

An English mortgage is a type of mortgage where the borrower transfers the ownership of the property to the lender as security for the loan. It is important for homebuyers to understand the intricacies of English mortgages as it provides insights into how this form of financing works and its implications for property ownership. Read our blog to gain valuable insights and learn the benefits of it.[..]

Home loan finance provides individuals with the opportunity to fulfill their dream of owning a home by offering financial assistance for property purchases. From choosing the right loan product to evaluating interest rates, fees, and eligibility, understanding the intricacies of home loan finance is crucial for making informed decisions and achieving greater affordability. Read our blog to know more in detail.[..]

Have you ever wondered what the future of urban living looks like? Hi-tech satellite cities are revolutionizing the way we live, combining advanced technologies, sustainable infrastructure, and smart systems to create self-sufficient and interconnected urban hubs. Curious to explore these innovative cities further? Read our blog to delve into the world of hi-tech satellite cities and discover the possibilities they hold.[..]

Interested in knowing how to get lower home loan rates? In this blog, we have elaborated in detail on the 10 key factors that greatly influence home loan rates. So which are these factors & how exactly do they affect the interest rates? Keep reading our blog to know about this in detail![..]

Curious about what a leave and license agreement entails? Explore the key details, and contractual obligations involved in this agreement, governing the relationship between property owners and tenants. Read our blog to delve deeper into this and gain a comprehensive understanding of the key considerations before signing such an agreement.[..]

Looking to buy a new property? Before doing so, there are a lot of essential things to consider & keep in mind. One such thing is the property circle rate. This rate plays a crucial role in determining stamp duty, registration charges, and other financial obligations. Therefore, it's important for you as a homebuyer, to understand and stay updated with the variations in property circle rates that directly affect property valuation. Keep reading our blog to find out more in detail![..]

Looking to improve your credit score quickly? This blog provides valuable insights and practical tips on making timely repayments, checking your credit score regularly, and adopting smart financial practices. You'll learn how to boost your creditworthiness and regain control over your financial future with 8 effective strategies. Keep reading our blog to know more![..]

What is Cap Rate & how can this crucial metric revolutionize your real estate investment decision-making? Cap rate, short for capitalization rate, is in real estate investment analysis. It measures the relationship between a property's net operating income (NOI) and its market value. By calculating cap rate, investors can assess the profitability and risk of a potential investment, compare different properties, and make informed decisions based on the expected returns. Want to learn more in detail about this insightful tool? Keep reading our blog for more![..]

Deciding whether to opt for a Home Loan Refinancing or a Home Loan Balance Transfer? In this blog, you'll find the key comparisons between the 2 on the basis of interest rates, loan terms, costs, and long-term benefits. By thoroughly evaluating these factors, you can make an informed decision, optimize your home loan, save money, and find the option that best aligns with your financial goals and needs. Keep reading our blog to learn more![..]

Are you planning on taking a home loan? Before signing a home loan agreement, it is essential to be aware of 5 key factors. These include understanding the interest rate, repayment terms, potential prepayment penalties, the overall cost of the loan & more. Keep reading our blog to know more in detail![..]

Are you a renter looking to obtain a rental deposit loan? Rental loan deposits offer a convenient solution by providing financial assistance to cover your security deposit upfront, allowing you to move into your new rental property without the burden of a large upfront payment. So what is the application process of rental deposit loans and how do they benefit renters? Keep reading our blog to find out![..]

Are you seeking to obtain a personal loan? There are a few things you might want to know before opting for it. For instance, the complete application process of personal loans. What does this process entail & why is it important for homebuyers to be aware about it? In this blog, you’ll get a detailed briefing on it in 5 simple steps. Keep reading our blog to know more![..]

Loan refinancing and loan restructuring are two approaches borrowers can consider to improve their financial situation. Refinancing involves replacing an existing loan with a new one for better terms, while loan restructuring modifies the current loan's terms. What are the other key differences between the two? Keep reading our blog to find out![..]

Are you looking to obtain a pre-approved mortgage? Here's what you might need to know about it. A mortgage pre-approval is a crucial step in the home buying process. It involves assessing your financial situation, creditworthiness, and income to determine the loan amount you qualify for. By obtaining a pre-approval, you gain a clear understanding of your budget, making it easier to shop for homes and negotiate with sellers. Keep reading to find out how to obtain it and the many benefits in doing so.[..]

If you're looking to obtain a home loan, you might want to know how interest rates can have a significant impact on your repayment tenure. It's crucial to consider interest rates when choosing a home loan as it directly affects the affordability and duration of your loan. So how exactly does this happen & what can one do to stop the home loan interest rate from affecting the tenure? Keep reading to know more in detail![..]

CIBIL score plays a crucial role in home loan approval as it indicates an individual's creditworthiness and repayment history. A good score, typically above 685, increases the chances of loan approval at favorable interest rates. What do lenders look for in one’s CIBIL score? They typically seek a high CIBIL score, stable income and a consistent repayment track record when evaluating home loan applications. So how can one improve their score? Keep reading to find out more![..]

Credit rating is a vital financial metric that reflects an individual's or organization's creditworthiness and ability to repay debts. It plays a crucial role in loan approvals, interest rates, and financial opportunities. Dive deeper into the world of credit rating by reading our insightful blog, where we unravel its intricacies, explore emerging trends, and highlight its significance in today's financial landscape.[..]

Have you ever wondered what secured loans are and how they work? Simply put, secured loans require collateral such as a home or car to secure the loan and offer lower interest rates and higher borrowing limits. This blog article delves deeper into the benefits, eligibility, and features of secured loans, providing valuable information for a better understanding on it. Keep reading our blog to know more before deciding to obtain such a loan![..]

Did you know that your credit scores can have a major impact on the mortgage underwriting? What exactly does this mean? Credit scores play a crucial role in mortgage underwriting as they help lenders assess the borrower's creditworthiness and likelihood of defaulting on the loan. A higher credit score indicates that the borrower is less risky and may qualify for lower interest rates and better loan terms, while a lower credit score may result in higher interest rates and less favorable loan terms or even rejection of the loan application. Keep reading to find out how to improve your chances of getting approved for a loan faster.[..]

Are you a homebuyer looking to purchase a new home? You might want to know all about External Development Charges (EDC). What exactly are these fees & why are homebuyers charged for it? External Development Charges are fees that developers have to pay to local authorities for the development of infrastructure facilities outside of their property boundary. These charges are meant to cover the cost of creating and maintaining infrastructure like roads, water supply, and drainage systems. Keep reading to find out more![..]

Pre-approved personal loans are loans that have already been approved by a lender based on the borrower's creditworthiness and other factors. This means that borrowers can receive funds quickly and without the need for extensive paperwork. So what are the various features of a pre-approved personal loan & who is eligible for it? Keep reading to know more about the benefits of pre-approved personal loans and how they can help you achieve your financial goals![..]

If you're looking for a faster and convenient way to get a personal loan, you might want to consider using a #fintech platform. With streamlined digital processes, fintech platforms can offer quick approvals and easy access to funds. Discover the advantages of applying for a personal loan through a fintech platform and how it can help you meet your financial goals. Keep reading to find out more![..]

A home loan can be a significant financial burden, but the option of part payment can help ease the load. Learn about how part payment on a home loan works and the benefits it can offer in reducing your overall debt and interest payments. Make informed decisions about your home loan by understanding the ins and outs of part payment. Keep reading to find out more![..]

Prime Lending Rate (PLR) is the interest rate that commercial banks charge their most creditworthy borrowers. In the context of home loans, PLR serves as a benchmark for determining the interest rate that banks charge on their home loan products. Generally, a borrower with a good credit history is offered a home loan at a lower interest rate than the PLR. So how is it different from variable interest rate & what are the other key factors that affect it? Keep reading to find out![..]

Opting for home repair loans can provide you with the funds you need to make necessary repairs or renovations to your home, which can help maintain or increase its value. Additionally, home repair loans may offer more affordable interest rates and flexible repayment options compared to other forms of financing, making them a smart choice for homeowners. Read our blog to know more in detail about it[..]

Seeking affordable funds for your new home renovation project? Whether you're making minor updates to your living room or giving your entire home a makeover, renovating requires adequate budgeting. Once you've finalized the details of your renovation project, it's crucial to establish a budget and explore financing options that align with your needs. In this blog, we've shared 5 ways to help you obtain a home renovation loan with ease, so you can transform your living space without the added stress. Keep reading to find out more![..]

Digital home loan lending has made it easier for consumers to apply for loans, receive approvals, and complete the documentation process. With the advancements in technology, the home loan industry is poised to transform further, offering an even more streamlined and convenient experience for borrowers. This blog will explore the future of online home loan lending and how it will shape the home-buying process. Keep reading to know more![..]

Days past due is an important metric used by credit reporting agencies to determine your creditworthiness. It represents the number of days that you have gone without making a payment on a debt. A high number of days past due can have a negative impact on your credit score and may make it difficult to obtain credit in the future. Therefore it is important to stay current on payments and monitor your credit report regularly. Read our blog to know how to improve your DPD to maintain a healthy credit score.[..]

A Loan Against Property is a loan where you use your property as collateral. You can borrow up to 80% of your property's market value, and the interest rate is lower than unsecured loans. However, there are certain key considerations to keep in mind before applying for such a loan. Keep reading our blog to know more in detail![..]

Are you looking to get your property registered? With the laws constantly evolving, it is important to stay up-to-date with the new property laws to avoid any legal complications and ensure a smooth transfer of ownership. In this blog, you'll get a detailed briefing on all aspects related to property registration as per the new property laws, the necessary fees, the complete procedure and more! Keep reading for a better understanding on this -[..]

Building a new home can be a thrilling experience, but it can also be an expensive option. Purchasing land and covering construction expenses can be challenging without proper preparation. However, composite home loans offer a solution by providing financing that combines both land and construction costs in one single loan. But how does it exactly work and what are the documents needed to apply for it? Keep reading our blog to find out more![..]

Today, home loans are available at a nominal interest rate. And yet, many people are still abusing the process by taking the loan and not repaying it. This post will walk you through each and every stage of the home loan disbursement process, so that you can understand what happens with your loan, and how you can ensure a hassle-free home loan.[..]

If you're seeking to purchase an apartment that has add-on advantages over the other units, you might require to pay Preferential Location Charges. What does that mean? These are additional charges that builders and developers charge to buyers for properties with desirable locations within a project. These charges may apply to units with better views, proximity to parks or recreational areas, or other amenities. So how is it calculated & what are the different types of preferential location charges? Keep reading to find out![..]

Before you finalize the purchase of a property, you must verify the APF number of the project. But why is that important? The APF number serves as an assurance that the project has received official approval, making it a secure investment opportunity. Banks and housing finance companies conduct a thorough inspection of the project to safeguard their reputation and investments. Hence, having an APF number is a reliable indication that the project meets legal and financial requirements, making it a safe choice for you to invest your money in. So how exactly can one check the APF number? Keep reading to find out![..]

If you're planning to apply for a loan or credit, you might want to know all about credit appraisal & how it works. Home loan credit appraisal is a process in which a lender evaluates a borrower's creditworthiness and ability to repay a loan, before approving a home loan application. It involves an analysis of various factors such as FOIR, credit score and more. So what are the other details that a lender might need from you? And which are the different documents that you'll need to submit? Keep reading our blog to find out![..]

If you're a homeowner, you might want to know more about certain charges called "non-occupancy charges" that you are required to pay to the Residents Welfare Association (RWA) when you're not occupying it but instead leasing it to someone else. But what exactly are these charges? It refers to fees charged for commercial use of a property and is included in maintenance payments. So how is it calculated? Keep reading to find out more![..]

Have you ever imagined that the concept of paperless home loans could soon become a reality? This is becoming a popular trend in the real estate industry, as they eliminate the need for physical paperwork, thereby speeding up the application process. his results in a faster and smoother home loan experience for the buyer, reducing the time and stress associated with traditional home loan processes. So how will this work? Keep reading to find out![..]

If you've taken out a home loan, and have been charged a broken period interest on it, you might want to know all about it. Here's what you need to know. A broken period interest is the interest earned on a loan or investment during an irregular time period. It is done to make sure the lender or investor is fairly paid for the use of their funds during that time. So how exactly is it calculated and is it considered as an additional charge on your home loan? Keep reading to find out![..]

How do you make sure you are buying a property that has been verified legally? Putting your money into a property that can be the subject of litigation or a legal issue can be extremely distressful. So what are some of the important measures to be taken in order to avoid such a mishap? Keep reading our blog to find out![..]

If you're planning to take out a loan, it is necessary for you to have a brief idea about what is annual percentage rate & how it works. The APR is a way to determine the total cost of borrowing money. It takes into account all the processing fees and interest charges associated with a loan and expresses them as a yearly rate. By calculating the APR, you will have a clear understanding of the cost of the loan and can thus compare it with other options. So how exactly is it calculated? And what are some of the important points to be noted? Keep reading to find out![..]

Are you looking to buy a property in one of the top urban cities? If yes, then before proceeding further with this decision, it is important to know all about the various factors of urban areas. With no doubt, these areas have a large set of benefits & convenience factors, but are these enough to make a decision about such a huge investment? Keep reading our blog to find out more about this & get an overall idea before moving forward![..]

If you're thinking about replacing your existing loan with a new one, that has a higher amount than the existing one, you might want to know all about cash out refinancing. But what does this mean in terms of home loans & how does it exactly work? There could also be several reasons why one would want to switch to another lender. But is it always a good idea to do so? Read our blog to know all about this concept & make an informed decision.[..]

If you own a piece of land, or are planning to purchase one, should keep in mind that it may be subject to land encroachment if left neglected. So if you're struggling with such an issue, there are legal as well as cooperative ways to resolve it. Keep reading our blog to find out which are the 6 effective ways to settle this peacefully![..]

Are you a woman homebuyer seeking to purchase your own property? Then you might want to be aware of your property rights as a woman under the the Indian law. As you may already be familiar with the situation, women have always faced obstacles when trying to establish their rights to own, inherit, and control property, despite laws created to safeguard and promote these interests. In this blog, we have provided a complete overview for the same. So which are the 5 most important rights that you must know about? Keep reading our blog to know your rights![..]

Have you ever considered applying for a home loan online? That's right. You no longer need to go through traditional ways of having to visit bank branches and endure lengthy and tedious processes to apply for a home loan. Thanks to the advancements in financial technology, homebuyers can now easily & securely apply for a home loan online, making the process extremely convenient. So what are the various advantages that come with online home loans? Keep reading on our blog to find out![..]

If you're about to take out a housing loan for the purchase of a property, you'll need to be aware about the 2 crucial aspects of verification process that takes place. This typically involves 2 phases - the legal & technical verification of a property. There are often certain instances where loan requests are turned down for a variety of legal and technical reasons. Therefore in order to avoid this from happening, a thorough validation is carried out. So what are the documents that will be required for this & what are the charges for this procedure? Keep reading to find out![..]

If your new home has been recently built, you'll need to complete the process of your home orientation. What does that mean though? Home orientation enables you to get accustomed to the functionality of your new home and identify any elements that require adjusting or correcting. This involves all modern home appliances pre-installed in your house. So what are some of the things to be kept in mind in order to ensure that all is in check? Keep reading our blog to find out about the 3 important tips![..]

If you're planning to take out a loan or have already taken out a loan, you might be interested in knowing about making a part payment on it. How does this work? Regardless of what your EMI is, a part payment on a home loan entails paying a sizeable portion of the principal. One of the benefits of making a part payment is that your interest amount will reduce significantly. There are many more of such benefits & uses of this. Keep reading to know more![..]

On taking a home loan, there are a couple of important things that one needs to remember. One such thing includes the MOD charges on a home loan. So what exactly is MOD? It stands for Memorandum of Deposit, and these charges are paid in the form of a deposit by the borrower to the lender. This is done to lessen the lender's risk of suffering a loss in the event of the borrower's failure in repaying the loan. So can the MOD deposit be returned later after repaying the loan amount? Keep reading to find out more about it![..]

If you intend to purchase an expensive housing property, you may be wondering if it is possible to obtain a 100% home loan because even making the down payment could be a significant financial challenge for you. So is this really a possibility? And if not, then is there an alternative to this problem? Keep reading to find out![..]

If you're looking to purchase a house in a high-rise building, then you might need to ensure that it has provisions for a refuge area. Although, what is a refuge area & why is it so important? As per NBC, every high-rise building or a skyscraper must have a designated refuge area at every seventh floor of the building, which is to be used only during emergency situations such as a fire outbreak or similar ones. So what are the various norms to be followed while constructing a high-rise structure? Keep reading to find out![..]

Before buying a property, it is extremely important to check the details of the FSI (floor space index) which is also called as “floor area ratio”. But what does this mean & why is it so important to know the allowable FSI? It is the ratio between the area of the covered floor (the built-up area) and the overall area of the plot upon which the building or the construction stands. Knowing how to calculate it will enable you to beware of any violations & thus prevent you from making any mistake. Read our blog to know more in detail![..]

Do you want to receive a loan to buy a house? There are two ways to calculate loan interest: flat interest rate and reducing interest rate. The total amount of money you pay back, including the principal and interest, is determined by whether you choose a flat interest rate or a falling interest rate. So what's the difference between the two, and what are the advantages of each? Keep reading our blog to find out![..]

Are you unsure about how much earnest money is paid when finalizing a real estate deal? There are a few crucial things to keep in mind before doing so. But moving forward, what exactly is earnest money & how does it work? It is paid by the buyer to the seller as proof to that the buyer is really interested in putting in the stakes. To find out how much is the appropriate amount to deposit, keep reading our blog![..]

Is your apartment association registered? If you're unsure about it, there is a way to find that out. But before moving forward, what exactly is an apartment association & how does it function? It is a voluntary organization, wherein the owners of the apartments become members of the association, which provides services such as the maintenance of amenities, maintaining security arrangements, and in many cases, even enforcing regulations agreed upon by the members. So how can one check whether or not it has been registered? Read our blog to find out![..]

If you're planning to buy a residential property in India, you might want to know the different types of residential properties available for you. Depending on your various needs like your family size, your budget and more, you will need to make a wise decision about which type of property will best accommodate all your needs. Read our blog to explore the various property types and make a sound decision of investing in your new home[..]

Are you a nuclear family looking to buy a home? There are certain important things to consider before you invest in buying a new home. For instance, you'll need to ensure that there are schools and hospitals in close proximity to the property, as well as your workplace and a few other essentials. Keep reading our blog to find out more and make a wise & informed decision about buying your new home[..]

Buying a home seems quite challenging as an individual homebuyer. But homebuyers in India are now allowed to consider the option of group buying. So how does this work? Potential home buyers simply connect with each other to form a group to purchase properties in the same development, after which they approach the builder to negotiate for possible discounts. This bulk purchase of a number of homes results in a reduced price for the buyers thus proving to be a beneficial option for homebuyers. Keep reading to get a deeper understanding.[..]

Home loan restructuring has become very popular as a result of the monetary fluctuations brought on by the pandemic and the consequent impact on the economy. For borrowers who are eligible, this scheme offers a longer grace period, lower interest rates, and other simplified terms. In this blog, you'll get a detailed understanding on various aspects like its various types, how & when to apply for it, along with its pros and cons. Keep reading our blog to find out more![..]

Looking for a suitable down payment financing option for buying your new home? It's important to understand and consider all the options available at hand. While going over the options, you might have considered using a personal loan for your home down payment. But what are the features, benefits and drawbacks of it? Keep reading to find out![..]

If you're a homebuyer who is looking to get an exact picture of how you'd want your new home to look, Virtual Staging is the solution for you! But what does it mean? It's a type of technique for real estate that allows purchasers to see how their completely furnished residences would appear by furnishing vacant properties virtually. Keep reading to find out more about this exciting development![..]

A landowner with an easement property right can compel the owner of another piece of land to allow something to happen or to prevent it from happening on the grounds that it would be advantageous to the dominant tenement. But what are some of the things that need to be kept in mind? Keep reading to know more.[..]

A home tour is an exciting stage of the house-buying process. Although, it can be a bit challenging to do it in person since you can forget or lose attention while looking around a property. As a result, there are a few important things to think about while going on a scheduled home tour. Read on to learn more about it.[..]

As a homebuyer, it is important for you to be aware of the significance of a sanctioned site plan. Sanctioned plans are those that have been filed in accordance with the applicable by-laws for a building and have been duly approved and sanctioned by the authority. Continue reading our blog to know more about its importance & the new changes made to the plan.[..]

There are plenty of reasons why you should consider buying property in Ravet. The area is growing rapidly and is becoming an increasingly popular destination for home buyers. So if you're looking to buy your a home, Ravet is definitely worth considering. Keep reading to find out the top 5 reasons why![..]

Real estate in India is a great investment option currently. There are many reasons why buying property in India could be smart move for you. In this blog, you'll find the top six reasons why you should consider investing in the Indian real estate. Keep reading to find out![..]

There are several ways to transfer property ownership. Two of the most common are through a relinquishment deed and a release deed. Though they both have the same goal – transferring property from one person to another. However, there are some key differences between them. In this blog, we will break down those differences so you can understand which one is best for your situation. Read now![..]

If you're in the market to buy a home, it's important to understand capital gains tax. This is a tax on profits made from the sale of a property. So how does it really work & what are the current tax rates on these capital assets? Keep reading to find out![..]

When it comes to the purchase or sale of property in India, it's important to be aware of the mutation process. This is a legal term that refers to the change in ownership or status of a property. Here we'll take a look at what mutations entail and how they can affect you as a home buyer or seller. Read our blog.[..]

When you're buying a new home, there's a lot to consider. But one of the most important things is making sure it meets all the building codes. What are they? And what do they mean for you and your new home? Keep reading to find out![..]

When you're buying a home, the completion certificate is an important document to have. This certificate shows that the property has been completed and is ready for occupancy. Here's why it's important for home buyers and what are the necessary paperwork required for it.[..]

When it comes to our homes, we often think about the privacy and quiet that they offer. While these are definitely important features, research shows that living in open spaces can have a number of benefits for us, as well. In this blog post, we'll take a look at what open spaces are, why they're important in housing societies and some of the benefits that come with them. Read on to learn more![..]

While there are a variety of apartment configurations available to home buyers, 2 BHK flats continue to be the most popular choice. So what is it about these flats that appeal to so many people? Let's take a look at some of the factors that are influencing this trend![..]

When you are looking for a new place to live, one of the most important things to consider is the loading factor. This is especially true for apartments, where the amount of people living in close quarters can make a big difference. But what exactly is the loading factor, and how does it affect your decision? Keep reading to find out![..]

For people in the market looking for a new home, ERP real estate is something you should know about. It stands for enterprise resource planning and is a system that helps manage all aspects of the real estate industry. From construction to sales and marketing, ERP software keeps everything organized and running smoothly. This can be a huge benefit to those buying or selling a home, as it can help avoid any possible delays or problems. If you're looking for an edge in the real estate market, ERP may be just what you need. Keep reading to find out more![..]

As a home buyer, it's important to be aware of your rights as an apartment owner. It's also important to know what to do if any issues arise. By understanding your rights, you can protect yourself from potential problems and resolve any disputes that may come up. We have prepared a list of the 6 most essential rights that every apartment owner must be aware of. Which are these rights? Read our blog to find out![..]

If you're considering buying a property, it's important to understand the income that can be generated from it. This applies to whether you're thinking of purchasing a home to live in yourself, or as an investment. In this blog post, we'll take a look at how house property income is taxed, and some of the laws that govern it. Read on to find out more![..]

If you're looking for an option to ease your home-buying process, a subvention scheme might be the right choice for you. But what is this scheme and why is it so alluring to homebuyers? The subvention scheme helps home buyers purchase their first home by providing funds to help eligible borrowers purchase a qualifying home with a down payment ranging between 5% to 20% of the property value. What are the various benefits of applying for this scheme? Read our blog to know all about it.[..]

When you are buying a home, it is important to be aware of all the charges and fees associated with the purchase. One charge that may not be immediately apparent is society maintenance fees. These fees can add up quickly, so it is important to know what you are getting into before you purchase a home. In this blog article, we will explain what society maintenance fees are, and discuss on what basis they are determined. So if you are in the market for a new home, be sure to read on![..]

In the market for a new apartment? Make sure you know what snagging and de-snagging means, before signing any leases! Snagging is when there are defects in the property that were not noticed during the initial walk-through. De-snagging is the process of checking that all defects from the original snagging list have been rectified by the builder. There are few other important things to consider for this procedure as well. What are they? And how do you carry out this process? Keep reading to know more![..]

A cooperative housing society (CHS) is the perfect solution for home buyers who are looking for an affordable place to live. However, these can be quite complex to understand given its various types, features and more. In this blog article, we will break down the concept of a CHS and explain the positive aspects of investing in this type of a housing arrangement. This information will help you make a better decision about whether or not a CHS is right for you. Keep reading to know more![..]

Are you thinking of buying a new home? If so, you may have heard about net-zero housing - homes that promise energy efficiency & sustainability. While this type of housing is still relatively new, it’s becoming increasingly popular due to its many benefits. In this blog post, we’ll take a closer look at what net-zero housing is and why it’s the way of the future. We’ll also discuss some of the benefits of owning a net-zero home. So, if you’re interested in learning more about this exciting real estate trend, keep reading![..]

If you're in the market to buy a property, an allotment letter can be an important tool. An allotment letter is a document that gives the buyer of a property the right to purchase the property at the price specified in the letter. It's important to make sure that you have an allotment letter in place before completing any transactions on a property. If you're not sure how to get an allotment letter or what it covers, read on for more information.[..]

If you're in the market for a new home, then you may have come across a term called "joint development agreements." But what are they, and what do they mean for you as a land owner? In this post, we'll break down everything you need to know about joint development agreements, including what they are and how they work. We'll also brief you upon some important points to be considered before entering into such an agreement and a few benefits that come with it. Keep reading to learn more![..]

What if there was a way to build affordable homes quickly and easily, using materials that are both readily available and affordable? 3D printing may provide the solution we've been looking for. Researchers have begun experimenting with 3D printing methods to create homes and other structures out of cheap lightweight materials like plastic or concrete. The potential savings in time and money could be tremendous, especially in areas where traditional construction methods are not feasible or affordable. In addition, 3D printing allows for much greater customisation than traditional methods, so homeowners can create a home that perfectly meets their needs and style.[..]

Most people view home buying as a huge financial investment. While this is true, there are several financial benefits of buying jodi flats. In addition to the immediate equity you gain in your home, you also build more wealth over time due to the forced savings associated with homeownership. Moreover, tax breaks and stable monthly payments make owning a home one of the smartest long-term money decisions you can make. So before ruling out homeownership because of the perceived financial burden, be sure to consider all of the financial perks that come with it.[..]

There’s a never-ending debate when it comes to independent houses vs apartments. Some people will swear by the benefits of an independent house, while others find that apartments are more convenient and affordable. So both have their pros and cons, but which one is better for you? Let’s take a look at this blog to help you make up your mind.[..]

If you're in the market for a new home, you may be wondering if eco-friendly features are being offered by developers. Luckily, they are beginning to offer more sustainable options when it comes to construction and design. From windows that reduce UV radiation to solar panel systems, there are many ways to make your home more environmentally friendly. Keep reading for a look at some of the best upcoming eco-friendly amenities.[..]

When you buy a property, the title deed is one of the most important documents you will receive. This document proves that you are the legal owner of the property. In this blog post, we will explain what the title deed is and what it contains. We will also provide some tips on how to protect your title deed. So, if you are thinking about buying a property, make sure to read this post![..]

Are you considering buying a home? One of the many things to think about is how you'll finance it. One option is a loan pre-payment. This means making extra payments on your mortgage, above and beyond your required monthly payment. Wondering if it's worth it? Here's what you need to know about loan prepayment.[..]

The home loan interest deduction can be a valuable tax break for homeowners. Under Section 80EE of the Internal Revenue Code, you may be able to deduct interest on a home equity loan or line of credit used to purchase your main home. Qualifying properties include single-family homes, townhouses, condominiums, and co-ops. Here's what you need to know about this tax break.[..]

In real estate market, there are a variety of things that buyers must take into consideration. One such factor is the availability of development rights. These rights allow the construction of a new building or structures on a property. What many buyers may not know, these rights can often be transferred to another piece of property. So what are transferable development rights, and how can they benefit you as a homebuyer? Keep reading to find out![..]

Whether you're buying or selling a property in India, you'll need to know about the various ways to transfer ownership. Each method has its own set of benefits and drawbacks, so it's important to choose the right one for your situation. Here are five of the most common methods of transferring property in India.[..]

Are you in the market for a new home? If so you could consider checking out some properties on the outskirts of town. There are many benefits of buying a home on the outskirts of town. You may be surprised at just how much they have to offer![..]

Are you thinking about buying a home? If so, it's important to start off on the right foot by establishing good financial habits. Here are 10 tips for successful financial planning that will help you reach your goal of homeownership. Follow these tips and you'll be well on your way to achieving your dreams![..]

If you're in the market to buy a home, it's important to understand what fair market value is and how it's calculated. Fair market value is the price at which a reasonable buyer and seller would agree on a property. It's based on current market conditions, like recent sales of similar properties. So, how is fair market value determined? Let's take a closer look.[..]

As a homebuyer, you may be unfamiliar with the term "ROR" when it comes to land records. This acronym stands for Rent of Record, and is an important consideration when purchasing property. In this blog post, we'll explain what ROR is and how it can affect your purchase. We'll also provide some tips for understanding this concept. Happy reading![..]

When you buy a home, there are a number of things to consider – from finding the right property to making an offer and negotiating the price. Along with all the practical considerations, it’s important not to forget about the financial aspects either. One cost that often surprises first-time buyers is title insurance. But what is it, and why do you need it? Read on for everything you need to know about title insurance.[..]

Are you thinking of buying a house but don't know where to start? Or maybe you're not sure if you can afford to buy a house in the current market? Regardless of your situation, this blog post is for you. Here we have listed the top 5 affordable housing locations in India. So whether you're looking to invest or just want to know where the best deals are, read on![..]

If you're in the market for a new home, you'll want to become familiar with electronic clearing service (ECS). ECS is a process that allows your bank to transfer money directly from your account to the seller's account. This can save you time and money, and make the home buying process easier and less stressful. In this post, we'll explain what ECS is and how it works. We'll also provide some tips on how to use ECS when buying a home. So read on to learn more![..]

Are you thinking of buying a new home? If so, you'll want to keep an eye on the latest trend in the real estate industry: home automation. Home automation is changing the way we buy and live in homes, and it's something you'll definitely want to consider if you're looking for a new place to call your own. So what is home automation, and what can it do for you? Keep reading to find out![..]

Like a traditional home loan, a home loan with an overdraft facility allows you to borrow money to purchase a property. However, with an overdraft facility, you can also borrow money beyond the amount of the property purchase price – up to a certain limit. Here are five things to know about home loans with an overdraft facility.[..]

If you're a homebuyer, you may be wondering what the difference is between franking charges and stamp duty. Both are charged when you take out a home loan, but they serve different purposes. Stamp duty is a tax that goes to the government, while franking charges help to finance your mortgage. Understanding the differences between these two charges can help you make the best decision for your finances.[..]

As the world becomes more and more digitized, the way that real estate transactions are handled is changing too. One of the most innovative and exciting developments in this area is the use of smart contracts to handle real estate deals. But what are smart contracts, and how do they work? Read on to find out![..]

Did you know that when you take a loan against your property, the bank levies a CERSAI (Central Registry of Securitization Asset Reconstruction and Enforcement Authority) charge? And this amount is usually a percentage of the loan amount? So if you are planning to buy or refinance your home, it's important to understand what this charge is and how it can affect your overall borrowing costs. In this blog post, we will explore some amazing facts about CERSAI charges on home loans. Keep reading to find out more![..]

Are you thinking of buying a house? If so, you may be wondering if now is a good time to buy. And if you’re interested in buying in a smart city, you may be wondering what that even means. In this blog post, we’ll explore both of those questions and give you some reasons why buying a house in a smart city can be a great decision. Keep reading to learn more![..]

If you're in the market for a new home, you may have heard about the "moratorium period." But what is it, and why is it important? In this blog post, we'll explain everything you need to know about the moratorium period so that you can make an informed decision when buying a house. Stay tuned![..]

MCLR-based home loans are a relatively new development in the world of mortgages. If you're thinking of buying a home in the near future, it's important to understand what an MCLR-based loan is and how it compares to other types of mortgages. In this blog post, we'll explain what MCLR is and how it affects your mortgage rate. We'll also give you some tips on how to get the best deal on an MCLR-based home loan. So if you're ready to learn more, keep reading![..]

It's hard to predict the future, especially when it comes to real estate. But by taking a look at some of the factors that are expected to have an impact in 2022, we can get a better idea of what to expect. So, if you're thinking about buying or selling a home this year, here are four factors that could have a big impact on real estate in 2022.[..]

If you're a homeowner, then it's important to be aware of the possibility of home loan foreclosure. Although it's a last resort, it's something that you should understand in case you ever find yourself in that situation. Here is an overview of what happens during home loan foreclosure.[..]

When you buy or sell a home, not only are you changing your own life, but you're also impacting the economy and your community. Here's how buying and selling homes helps everyone involved.[..]

Have you ever refinanced your home loan? Or, transferred the loan to a new bank? You might be wondering if it's possible to transfer a home loan multiple times. The answer is yes - it's possible to transfer a home loan multiple times, but there are some things you need to know first. In this blog post, we'll discuss on how to transfer home loan as smoothly as possible. Stay tuned![..]

Do you plan on buying a house in the near future? If so, you'll need to familiarize yourself with land registration IDs. In this blog post, we'll discuss what a land registration ID is and list the documents you'll need to apply for one. So, keep reading to learn more![..]

Are you in the market for a new home? If so, you may be considering taking out a loan to help finance your purchase. There are two main ways to obtain a home loan: online or through a traditional lender. Here's a comparison of the two methods, based on time, process and charge. Plus, we'll give you our top reasons why online loans are more convenient than traditional ones. Read on to learn more![..]

When you think of spacious homes, what comes to mind? Is it the amount of square footage or the number of bedrooms and bathrooms? Maybe you think of the great room or kitchen that’s perfect for entertaining. While all of these are important factors, there’s another reason why having a spacious home is essential – your health. Here are some tips on how having plenty of space can help you live a healthier life. Stay tuned to find out more![..]

If you're looking for a luxurious home in Bangalore, you'll be spoiled for choice. Luxury homes come in all shapes and sizes, and offer every conceivable amenity. Whether it's a penthouse suite with panoramic views of the city or a sprawling estate with its own private pool, there's something to suit everyone's taste and budget. So what are you waiting for? Start exploring your options today![..]

Are you thinking of buying a home ? It might be worth considering whether to buy or renovate an existing one. There are pros and cons to both decisions, and it ultimately depends on your personal circumstances. In this post, we'll explore the benefits and drawbacks of each option so that you can make the best decision for you.[..]

Have you been considering buying a home? If so, you'll want to know how long the home loan processing time is. Luckily, we've got all the details for you right here. Keep reading to learn more![..]

It wasn't too long ago that virtual reality was nothing more than a figment of our imaginations. But today, thanks to ever-advancing technology, VR is becoming a reality - and it's changing the way we do things, including how we buy and sell homes. Here's what you need to know about VR in the world of real estate.[..]

If you're thinking of buying your first home, you may be wondering which city is the best place to do it. There are a number of factors to consider, and each city has its own unique advantages and disadvantages. In this blog post, we'll take a look at some of the most important things to think about when deciding where to buy your first home in India. So read on to find out more![..]

Blockchain technology is still a relatively new concept, but it is already having a major impact on the world of real estate. Here's an overview of what blockchain is and how it can be used in the field of real estate.[..]

Inflation is on the rise, but that doesn't mean you should delay your home ownership plans. Here are some tips that will help you stay ahead of the curve and buy your dream home now.[..]

Is an eco-friendly home on your radar for your next purchase? If so, you must know about the Interiors Green Building Council (IGBC) certification. An IGBC-certified green home is designed and built with sustainability in mind, and comes with a bevy of benefits. Keep reading to find out more![..]

For centuries, land ownership and transactions were documented through Patta Chitta – a series of land records maintained by the government in Tamil Nadu, India. Today, all of this information is available online. If you're buying a property in Tamil Nadu, it's important to understand how these records work and how to access them. This blog post will give you everything you need to know about Patta Chitta in Tamil Nadu.[..]

In today's world, real estate is an evergreen sector that continues to offer lucrative opportunities for investors. However, like any other industry, the real estate sector in India is not immune to the impacts of unforeseen events or force majeure. So, what is force majeure and how does it impact the Indian real estate sector? Read on to find out.[..]

The increasing popularity of the internet of things (IoT) is poised to completely change the way people live in their homes. With interconnected devices that can communicate with each other, homebuyers can upgrade their homes into luxury apartments at a fraction of the cost. From remotely controlling appliances and lighting to getting notifications about vital home functions, the IoT promises to make our lives easier and more comfortable. Read more to find out.[..]

As the real estate industry continues to grow and evolve, so does the demand for sustainable and energy-efficient buildings. While there has been a surge in the popularity of zero energy building structures that consume zero net energy, these types of buildings are still rare. But they are expected to play a key role in the real estate market in the future. In this blog post, explore the reason why zero energy buildings are so important, and why they are likely to become popular in coming years.[..]

For a real estate developer unsold inventory can be a big problem. But did you know that SAAS can help? SAAS is a software as a service platform that provides developers with the tools they need to reduce unsold inventory and boost their sales. In this blog post, we'll take a closer look at how SAAS can help developers achieve success.[..]

If you are in the market for a new home, you may be considering purchasing one that is currently under construction. This can be a great way to get exactly what you want in your home, without having to wait for it to be built. However, there are some things you need to know about financing a home that is under construction. Here is an overview of the different types of loans available and how to go about getting one.[..]

Are you looking for a more affordable place to live in Kolkata? Or are you simply curious about the most affordable places to live in the city? If so, then you’re in luck! In this blog post, we will discuss the top five most affordable locations in Kolkata. Keep reading to learn more![..]

It can be difficult to know what the total cost of buying a house will be. There are so many variables that go into the price of a home – from the initial down payment to monthly mortgage payments, taxes, and insurance. But what if there was a way to buy a house without having to worry about any of those additional costs? That’s exactly what you get when you purchase a house with an all-inclusive price tag. Know more in our blog.[..]

There are many benefits of buying property in a woman's name. For one, it can make the process easier and faster, especially if you're looking to buy a home. Additionally, owning property in your own name can provide financial stability and security for you and your family. Finally, owning property in your own name can give you more control over your life and future. If you're thinking about buying property, be sure to consider doing it in a woman's name.[..]

One of the major financial goals of the common man includes purchasing a house irrespective of where they reside. It does not matter whether you live in India or plan to return to your country someday, a home is extremely essential to achieving peace, stability, and togetherness. Lenders understand the sentimental values behind these houses […][..]

Are you in the market for a new apartment? If so, be sure to keep the following things in mind – they’re often neglected by buyers but can end up costing them in the long run![..]

When you're looking for a new home, there are many important things to consider. But what about your kids? How do they factor into the home-buying decision? In today's post, we'll take a closer look at how kids influence the process and what you need to know before buying a house with children. Keep reading to get started![..]

If you're a homebuyer, it's important to know about tripartite agreements. A tripartite agreement is a contract between the buyer, the seller, and the bank that ensures that the sale goes through. This can be helpful if you're buying a property with a mortgage, as it guarantees that the lender will release the money to the seller once all of the conditions of the sale have been met. If you're interested in learning more about tripartite agreements, keep reading! We'll outline everything you need to know below.[..]

Are you in the market for a new home but not sure whether to buy a villa or a traditional house? Here are some of the benefits of living in a villa that might help you make your decision. Villas typically have more square footage than traditional houses, which means more space for you and your family. They also tend to be more affordable than larger homes, and many come with luxurious features like private pools and courtyard gardens. So if you're looking for extra space and luxury, a villa could be the perfect choice for you.[..]

If you are an NRI or an OCI and want to avail a home loan in India, which documents do you need to submit? This is a question that a lot of people have, and the answer can vary depending on your individual circumstances. In this blog post, we will take a look at the documents that are typically required for NRIs/OCIs who want to get a home loan in India. So read on to learn more![..]

Did you know there are multiple units of measurement used throughout India for land area? Each unit has its own specific purpose and is used in different parts of the country. If you're buying or selling property in India, it's important to be familiar with these units and their conversions. In this blog post, we'll explore the various land measurement units used in India and provide conversion rates between them. Let's get started![..]

The real estate sector has been booming in recent years, thanks to a number of factors including infrastructural development. With new roads and railways being built, and existing ones being improved, the transport infrastructure is becoming more efficient. This is making it easier for people to get around, which is leading to increased demand for property. In addition, the government is encouraging foreign investment in the sector, which is also contributing to the growth. If you're thinking of investing in real estate, now is a good time to do so.[..]

Are you planning to buy your first home? Congratulations! It's an exciting decision, and there's a lot to think about. One thing you'll want to be aware of is the concept of token money. What is it, why is it important, and what should you keep in mind? Read on for more information.[..]

If you're in the market for a new home, you may be wondering about co-signers and co-applicants. Which is better? What's the difference? And can you apply for a home loan without either one? Here's what you need to know.[..]

There are a lot of financial institutions when it comes to home loans - banks and non-banking finance companies (NBFCs). So, which one should you opt for? This is a question that many people face, and the answer isn't straightforward. In this blog post, we will compare banks and NBFCs so that you can make an informed decision.[..]

If you are a homebuyer who has taken a loan to purchase your home, then it is important for you to understand how to avoid defaulting on your EMI payments. By following some simple steps, you can ensure that you stay on top of your payments and keep your home. In this blog post, we will discuss some tips for avoiding defaulting on your EMI payments. Stay tuned![..]

When you buy a home, one of the biggest investments you'll ever make, it's important to protect that investment. One way to do that is by purchasing a home loan protection plan. These plans can help cover your mortgage payments if something unexpected happens and you're unable to make them yourself. So if you're considering buying a home, it's important to factor in the cost of a home loan protection plan.[..]

When you're ready to renovate or extend your home, the first thing you need to do is work out how much money you'll need and what kind of loan is best for you. Home improvement loans and home extension loans are both popular options, but they can be quite different from each other. In this post, we'll take a look at how these two types of loan differ and help you decide which one is right for you.[..]

Are you in the market for a new home? Are you confused about the difference between a home loan and a mortgage loan? Don't worry, you're not alone. In this blog post, we will explain the difference between a home loan and a mortgage loan, so you can make an informed decision when it comes to purchasing your dream home. Stay tuned![..]

When it comes time to select your next home, it’s important to consider all the features and amenities that are important to you. For many people, “smart home design” is one of those key factors. In this post, we’ll explore what smart home design is, and why it’s so important for homeowners. We’ll also provide some tips on how to find a home that has all the smart features you need. So, if you’re interested in learning more about this topic, keep reading![..]

As a homebuyer, it's important to be aware of your rights and protections under the law. Knowing what to expect can help you avoid potential problems down the road. This blog post will explore some of the key rights that homeowners have in the India.[..]

As a homebuyer, you may have come across the term "builder floor" while researching properties. But what is a builder floor, and what are its pros and cons? In this blog post, we'll break down everything you need to know about builder floors so that you can make an informed decision when buying a property.[..]

The Reserve Bank of India (RBI) announced an increase in the repo rate by 40 basis points. This rate is the interest rate at which RBI lends to commercial banks. The hike in the repo rate could impact homebuyers in a few ways. Read on to find out more.[..]

The Pradhan Mantri Awas Yojana (PMAY), is a scheme to provide assistance to low- and middle-income households in India to buy their own homes. The scheme provides financial assistance in the form of interest subsidies on housing loans, as well as direct subsidies for the construction or purchase of housing. In this article, we explain how the PMAY scheme works and who is eligible for assistance.[..]

A home loan sanction letter is a very important document that comes with a home loan. It lists out all the terms and conditions of the loan, and tells you how much money has been sanctioned for you. So, it's important to know what's in it, and what you need to do to get your home loan started. Here are five important things to know about your home loan sanction letter.[..]

Mamurdi is an area located in Pune that is quickly gaining recognition as a prime residential destination. The region offers a beautiful setting with plenty of greenery and ample opportunities for outdoor recreation. Moreover, the Mamurdi area is well-connected to other parts of Pune via major roadways, making it easy to get around. If you're looking for a spacious home in a beautiful location, Mamurdi should be at the top of your list! Know more in our blog.[..]

In future, the real estate industry will look dramatically different than it does today. Thanks to innovative new technologies, homebuyers will have unprecedented access to information and tools that will make the buying process easier and more efficient. Here are some of the most disruptive trends to watch for in 2022.[..]

If you're dreaming of buying a home within the next three years, it's time to get started on your financial planning. While saving up for a down payment can seem daunting, following some simple tips can help make the process much easier. With a little bit of discipline and some hard work, you'll be on your way to homeownership in no time![..]

When it comes to investing in property, there are a lot of things that can go wrong. If you're not careful, you could make costly mistakes that could end up costing you a fortune. In this blog post, we'll take a look at some of the most common property investment mistakes and how to avoid them. So, if you're planning on buying property, make sure to read on![..]

A freehold property is one that you own outright – you are the absolute legal owner of the property and its land. Contrastingly, leasehold properties are only leased for a set number of years, after which the ownership reverts to the landlord. There are pros and cons to both freehold and leasehold homes, so it's important to understand the difference before making your purchase. In this blog post, we'll outline the key differences between freehold and leasehold properties, to help you make an informed decision when buying your home.[..]

This blog elucidates that how is blockchain technology making its presence known in the Indian real estate industry in the recent past.[..]

A home loan statement shows how much money you've borrowed against your property and how much you still owe. It also includes your monthly payment amount and due date. By understanding your statement, you can better manage your finances and stay on top of your mortgage payments. Keep reading for more information about home loan statements.[..]

When you're buying a home, it's important to be prepared for the financial commitment. That's where a home loan EMI calculator comes in handy. This tool can help you estimate your monthly payment and get an idea of what you can afford. With this information in hand, you can better plan your budget and make informed decisions about your purchase. So, if you're in the market for a new home, be sure to use a home loan EMI calculator to get started![..]

When it comes time to purchase a new home, many factors go into the decision-making process. Location is always important, as is the size and layout of the property. But did you know that the features of the neighbourhood can also have a big impact on the value of your home? Here are some features to look for when choosing a neighbourhood that will add value to your property.[..]

Kalyan-Shil Road is quickly becoming a popular destination for homebuyers. The area is well known for its affordable homes and great location. Kalyan-Shil Road offers easy access to major highways, shopping, restaurants, and other amenities. If you're considering buying a home in the area, here are some of the top reasons why Kalyan-Shil Road should be your top choice.[..]

Looking to buy a home? RBI has just made it a little more affordable with its decision to extend the interest rate rationalization scheme till the next year. Read our blog to know more details.[..]

The Finance and Taxation Committee of the Coimbatore Corporation Council has recommended a hike in property tax, as well as vacant land taxes as was recommended by the State Government a few days ago. 83% of houses in the city will be affected by a property tax hike of 25-50 percent. This is due to […][..]

Mumbai is a city that is constantly changing. The real estate market in the Mumbai Metropolitan Region (MMR) is no different. In this post, we will take a look at some of the recent changes in the MMR real estate market and how they may impact homebuyers. We will also discuss some tips for those looking to buy property in Mumbai. So, if you are thinking of buying a property in Mumbai, or are just curious about what's going on in the market, read on![..]

When you're buying or selling a property, the process can be complicated and time-consuming. There are a lot of things to consider, and it's important to make sure everything is in order before you finalize any deals. One of the most important documents you need for real estate transactions is the no objection certificate. Here's what you need to know about this document and why it's so important.[..]

You can negotiate your mortgage rate during various stages of your home loan period and also by talking with the same or multiple lenders.[..]

Advance payments are amount paid to the real estate developer before the sales of property. It is a certain percentage of a sales price or an amount which is determined by real estate developer as per rules and regulations. Advance payment safeguards both interest of buyers as well as developers.[..]

The Maharashtra government has announced an average hike of 5% in the ready reckoner rates (RR) for properties across the state.[..]

Real estate developers are turning to big data to help them buy and sell property more efficiently. By analyzing large data sets, developers can identify trends and patterns that would otherwise be impossible to notice. This information can help developers make better choices about where to buy property, how much to offer for a particular piece of land, and even when to sell. Overall, big data can help developers minimize costs and maximize profits.[..]

When house hunting, it's important to be aware of the floor area ratio (FAR), as it can affect your buying decision. FAR is a measurement of how much square footage a building occupies in relation to the size of the lot it sits on. So, what does FAR mean for you as a home buyer? Keep reading to find out.[..]

Are you considering a home loan balance transfer? If so, you’re not alone. A growing number of homeowners are taking advantage of this type of financing to get a lower interest rate and save money on their monthly payments. But before you make the move, there are a few things you should know about home loan balance transfers. Keep reading to learn more.[..]

When most people think of luxury homes, they imagine sprawling mansions with acres of land. However, there is no strict definition for what makes a home luxurious. In reality, it can be quite subjective. What one person considers lavish and extravagant might seem like just a comfortable home to someone else. So, what differentiates a luxury home from a comfort home? Let's take a closer look.[..]

The Maharashtra government has extended the stamp duty waiver period for investors from one year to three years on the resale property.[..]

Most people only think about the down payment, interest rate, and monthly payment when they are considering a home purchase. However, there are other factors to consider that can affect how long you will be paying your home loan. Here are four factors that can impact your loan tenure.[..]

Mivan technology is a type of construction technology that is used to build modular structures. It has many advantages over traditional construction methods, but it also has some disadvantages. In this blog post, we will explore the pros and cons of Mivan technology so that you can decide whether or not it is right for you.[..]

The real estate sector in Kerala has seen a boost in sales in recent months. This is good news for home buyers who are looking to purchase a property in the state. The increase in sales is due to a number of factors. Home buyers can successfully navigate the process of purchasing a property in Kerala and find the perfect home for their family.[..]

Are you thinking about selling your home and wondering how to determine its value? Or are you a first-time homebuyer curious about what goes into setting the price of a home? In either case, it's helpful to understand the basics of home valuation. Here's a quick overview of how appraisers calculate the value of a house.[..]

When you're looking to buy a new home, there are a lot of factors to consider. But in the coming years, one of the most important things to keep in mind may be how technology is changing the industry. Here are four PropTech trends for 2022 that could have a big impact on your buying experience.[..]

Making important purchase decisions can be tough, especially when it comes to finding the right financing option. Do you take out a personal loan? Use a credit card? Or sign up for buy now, pay later (BNPL) services? In this blog post, we'll explore the pros and cons of each option to help you make the best decision for your needs.[..]

Are you confused about how long you should take to repay your home loan? Don't worry, you're not alone. In this blog post, we'll explore the different factors that you should consider when deciding on the best home loan tenure for you. By the end of this post, you'll have a good idea of what will work best for your individual situation. So let's get started![..]

A home loan calculator is a great way to calculate your tax benefits when buying a home. This calculator will take into account your income, the amount of your down payment, and the interest rate on your loan. It will then calculate the estimated tax deduction you could receive from your mortgage interest. This is just one of the many ways a home loan calculator can help you save money when purchasing a home. With this handy tool, you can be sure you are getting the most out of your investment.[..]

Are you looking to buy a home but aren't sure how much of a loan you can qualify for? Keep reading to learn about how lenders calculate your maximum loan amount based on your income.[..]

If you're considering purchasing a pre-launched property, there are a few things you should keep in mind. While there can be some advantages to buying during this period, such as getting in on the ground floor of a new development, there are also some potential risks to be aware of. In this blog post, we'll explore both the pros and cons of buying a pre-launched property so that you can make an informed decision.[..]

If you are planning to purchase a property in Mumbai, Pune or Nagpur starting from April 1st, be prepared to pay an extra 1% levy as the state government has imposed a new Metro cess. This will be in addition to the existing stamp duty and registration charges. The proceeds from this cess will be used for the development of metro rail projects in these cities. So, if you are budgeting for your new home purchase, make sure you factor in this additional cost.[..]

The primary benefit of a home loan balance transfer is getting to avail of a lower interest rate. This blog explains the important aspects of home loan balance transfer process and when to go for it.[..]

This blog explains that NRIs can surely buy property in India, although there are some rules that specifically apply to non-resident Indians.[..]

Virtual reality is on its way to revolutionizing home sales for all stakeholders of the real estate sector. Read to know-how. Virtual reality has so far been mostly related to gaming but it is fast making inroads in other industries such as medical simulation, automobile design, and real estate. By 2020, the overall market size of the virtual reality market in India was $ 1.83 billion. In this, almost $ 173 million of investments are being made in virtual reality for the real estate industry.[..]

What is a smart home? What does it take to convert your ordinary home into a smart home? Let's explore some options.[..]

What defines "luxury real estate" and why Pune is fast becoming the preferred luxury destination in the real estate sector? Let's find out.[..]

Want to invest in real estate in 2022? Here are 7 common mistakes made in property investment and how to avoid them.[..]

To buy a starter home or a dream home is something to be thought about. There are lots of factors to be considered prior to making a decision.[..]

The Maharashtra government has completely waived off property tax on apartments in Maharashtra within a carpet area of 500 sq ft.[..]

The West Bengal government has announced that stamp duty will be imposed at reduced rates until the end of March this year.[..]

Are you planning to buy a new flat or a resale flat for you and your family? Which one should you buy? Let’s explore.[..]

This blog highlights the reasons to why the demand for plots and independent floors have come back strongly during the pandemic.[..]

In this post, you will learn different types of mortgage loans in India, based on your needs, financial planning, and financial situation.[..]

With the upcoming Budget, it is important for the government to focus on policies that will boost consumer spending and investment.[..]

This article illustrates the multiple beneficial tax implications if you buy your property jointly with your spouse.[..]

This blog elucidates the difference between EMI and Pre-EMI, and how is a home loan is disbursed in an under-construction project.[..]

This blog highlights why should home buyers opt for home insurance in India and what are the benefits of the same.[..]

This blog discusses various ways in which a home buyer can reduce their home loan EMI when they plan to purchase their first home.[..]

This blog highlights how can one get the best interest rate on their home loan and what should they keep in mind for the same. This blog highlights how can one get the best interest rate on their home loan and what should they keep in mind for the same.[..]

Navi Mumbai is becoming a preferred destination for buying a property offering affordable rates than Mumbai City and Suburbs.[..]

This blog discusses the scenario of the residential real estate market in Chennai and the changes and effects of the pandemic in the city.[..]

This blog discusses that if you have children or plan to start a family, you should choose a home that will be safe for your kids.[..]

This blog discusses the changes in real estate that have been bought about due to government initiatives and demand for electric vehicles.[..]

Lifestyle is one big ocean of human behaviour. This blog elucidates how is your home buying decision based on your lifestyle.[..]

A pre-approved loan is sanctioned without having to submit the property details or before finalizing the property.[..]

This blog elucidates the various aspects home buyers should keep in mind while planning to buy a house in 2022.[..]

This blog discusses the effect of stamp duty that is now payable on the carpet area rather than on the super built up area of a house.[..]

This blog discusses meaning if unsecured loans, its features and the various ways an individual can apply for them.[..]

This blog showcases the benefits of fixed home loans in India and how are they different from adjustable mortgage.[..]

The government of Karnataka has announced plans to launch a digital property wallet in an attempt at easing the process for owners[..]

Chennai is a city where you will find a large range of property prices in a specific neighbourhood and hence easier to buy a flat as per your budget and requirements.[..]

“Congratulations! We are happy to inform you that you can now avail of a pre-approved home loan.” Does that ring a bell? Mostly, you would be familiar with this message. And guess what! This is great news if you plan to buy a new home.   Home buying is one of the biggest milestones for most […][..]

This blog discusses the notifications issued by the West Bengal Government related to reduction in stamp duty and circle rate.[..]

One should be cautious at every step of the home buying process till it is compete. This blog highlights the series of required documents for the same.[..]

Real estate is one of the most thriving industries worldwide. Learn about the scenario of the Indian residential real estate in 2021.[..]

This article showcases the income tax benefits that homebuyers can exercise while buying an under-construction house.[..]

The price of homes vary across the country, and it possible to even stay in your favourite cities in a house that suits your budget. This blog discusses the price points in the various cities and how can one choose their city based on their budget.[..]

Home equity is the value of a home owner’s interest in their home. This blog discusses their importance in the ownership of the house.[..]

This blog illustrates the factors that you should primarily consider while buying a property as an investment and letting it out on rent.[..]

This blog discusses factors that showcase the factors related to buying a house to making it a dream home.[..]

Property tax is a mandatory payment following the property purchase. This blog discusses the meaning and implications of khata extract representing the property assessment account.[..]

This blog showcases the benefits of buying an eco-friendly house as it helps the environment in the long run.[..]

This blog showcases whether is it a good time for a renter to become a homeowner or if it is better to continue to stay on rent.[..]

Consumer behaviour has been altered since the beginning of this pandemic. This blog discusses the new home buying trends in millennials.[..]

Residential apartments have a variety of features amongst which some are necessary. This blog discusses the most essential features in an apartment purchase.[..]

Planning your investments is essential. This blog discusses the various stages to plan your investment in a new house.[..]

This blog discusses the essence of neighbourhood and the essence of unity in times of adversity living in a community, due to the pandemic.[..]

Many factors have to be considered before buying a residential plot. This blog discusses the questions you need to ask yourself before investing in plots.[..]

Before buying a house we should know about its value. This blog decodes the various factors that determine the value of a property.[..]

This blog illustrates about the essential factors that you should take care to assess the construction quality of your new house before taking possession.[..]

CIBIL score determines the credibility of an individual. This blog is a detailed guide on everything a home buyer needs to know about CIBIL.[..]

This blog discusses about the importance of location while buying a new house and the factors that you should keep in mind.[..]

This blog discusses about property insurance. It gives home buyers security and complete protection from unpleasant and unprecedented damaging events.[..]

This blog discusses about the latest trends in the residential plots market and how it has been on a gradual increase that has been boosted by the pandemic.[..]

The Real Estate (Regulation & Development) Act, 2016 (RERA) was enacted by the Indian Parliament in 2016 to regulate the real estate industry in India. RERA’s objective is to ensure transparent and fair transactions. It is a landmark development and a much-needed consumer-oriented reform introduced with the aim to usher in a new era of […][..]

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

This blog showcases the various real estate investment mistakes that homebuyers should avoid while looking to invest in a new house.[..]

Before opting for a home loan it is essential to determine how much down payment you can make and how much amount you can afford towards payment of Equated Monthly Instalments (EMIs). Doing such an assessment will help determine your the effective of your home loan investment. In addition, with this assessment, you will also […][..]

Once you decide upon your home budget, selecting the right property can prove to be a herculean task. In order to get a property of your choice in your preferred location and meet your budget requirements, it is important to gather as much information as you can. It is necessary that you make a decision […][..]

While considering financial assistance in the form of home loan the two home financing options include banks and Housing Finance Companies (HFCs). Usually, banks are considered as the most common place to avail of a home loan. However, you can also avail of a home loan at attractive interest rates from an HFC. An HFC […][..]

The HomeCapital Down Payment Assistance Program was launched with the objective to make home-buying more affordable for home buyers by financing a section of their down payment requirements. Various factors like increasing income levels and government reforms have made it the ideal period to purchase a home. However, arranging for the down payment financing remains […][..]

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

Gated societies are designed and built to give a complete lifestyle experience. This blog showcases how apartment living can improve your work-life balance.[..]

Mumbai’s real estate market offers a range of investment projects. This blog highlights the ROI of all prime residential hubs of the Mumbai Region.[..]

This blog showcases a snapshot of the post Covid scenario of real estate in Bangalore and proposed infrastructural growth in the city.[..]

Owning a home gives a feeling of emotional satisfaction, pride and social security. Home buying is one of the biggest financial decisions that an individual makes in his entire lifetime. With the growing needs of your family, you may consider buying a home at some point in time. With home buying being a preferred investment […][..]

The concept of studio apartments is on the rise across Indian cities. This blog discusses the various aspects of how people are finding it beneficial[..]

This blog discusses the plethora of financial benefits buying a house during the initial launch phase has for early stage home buyers.[..]

This blog discusses whether you should buy the house you always dreamt of by availing a home loan/ mortgage or is it better to use all your savings.[..]

Most homebuyers in India avail of a home loan. This blog discusses about the various ways on how to reduce your housing loan EMI burden.[..]

This blog discusses about the various essential factors based on which you should choose your lender for availing house loans or home loan[..]

This blog discusses how the MahaRERA helps home buyers and also works toward promoting transparent transactions in the real estate sector.[..]

This blog showcases online registration of houses will soon be a reality in Mumbai and across Maharashtra enabling home buyers to not wait for long in queues.[..]

This blog discusses about the factors based on which you can select the best property developer while you plan to buy your first house.[..]

Home loans have become an essential part of the home buying process. This blog discusses the factors that determine home loan interest rates in India[..]

UPI is a bank to bank instant real time fund transfer system. This blog discusses how to check UPI ID on the most used UPI applications in India.[..]

This blog discusses the changes in apartment living and the factors that have lead to such revisions in the way people choose their homes.[..]

A CIBIL score determines a homebuyer's credit worthiness. this blog discusses how to check your CIBIL score online on the HomeCapital platform and the benefits of doing so.[..]

This blog discusses when is TDS applicable on your new house purchase and also showcases a step by step guide on how to pay TDS on your new home.[..]

This blog discuss about the applicability of TDS on the purchase of your new house when the value of the transaction exceeds INR 50 lakhs.[..]

This blog discusses about whether you should opt for a longer or shorter home loan tenure while planning to buy your first house and the benefits of each.[..]

Advance payment is a payment made prior to the final sale. Usually, it is a small amount, usually amounting to 1 -2% of the property value. This blog discusses about the various types of advanced payments, and when and how are they required to be paid when you plan to become a homeowner.[..]

In an attempt to assist homebuyers, CREDAI - MCHI has put forth a request to extend the deadline for property registration.[..]

This blog discusses the emerging trends such as office at home and living in a holistic community that is making developers consider layout changes.[..]

This blog showcases how real estate developers are using technology to enhance the home buying journey and how have they leveraged Proptech to make it memorable for homebuyers.[..]

This blog discusses the applicability of GST on residential plots and plotted development in India according to the Authorities for Advance Ruling.[..]

This blog discusses how to book your slot to register your new home in Maharashtra as it has been made mandatory by the Government of Maharashtra to avoid crowding at the Sub-Registrar office.[..]

This blog discusses that Haryana RERA has declared that home buyers must buy the property based on carpet area only. This has been done in the interest of home buyers such that they only pay for what is being used.[..]

This blog discusses that although the price gap between under construction and ready to move houses have reduced, one has to pay more for the latter one overall.[..]

The EDMC has made it mandatory to pay property tax online for residents in East Delhi. Follow this step by step guide to do so[..]

This blog discusses the continual growth in the housing market that has been witnessed in the top 8 cities. This northward trend has been led by growth in Mumbai and Pune housing sales.[..]

The Delhi Municipal Corporation has made it mandatory for East Delhi Residents to Pay Property Tax Online. Learn more on how is it calculated[..]

Owning a residential plot has several advantages and offers flexibility. Learn why is it beneficial to buy a plotted development in India.[..]

This blog discusses that the Maharashtra Government has made it compulsory to book your slot online for registration of your new house.[..]

How well did Mumbai’s real estate market perform in 2020? Here’s a close look at its performance update and how did it fare.[..]

This blog discusses about the effect of the reduction in stamp duty in Karnataka and how will it benefit first time home buyers.[..]

This blog discusses the effect of the reduction of stamp duty on women homebuyers in Maharashtra and how home buying would be more attractive.[..]

This blog explains why is your credit score even more important to lenders when you apply for a home loan in a post Covid Scenario.[..]

Explore the housing scenario in Bangalore and Pune that were termed as the two most livable cities in India according to a recent report.[..]

This blog discusses about home loan top ups and why are they a cost effective alternative to a personal loan over a personal loan.[..]

This blog discusses the move of the Delhi government of reducing the existing circle rates by 20%, aimed at benefitting home buyers as well as developers.[..]

Learn about what are townships and why is it township living beneficial to first-time home buyers in today's scenario.[..]

This blog discusses the first monetary policy and its impact on the home buying sector after the Union Budget 2021 - 22.[..]

While the real estate sector was expecting more from Budget 2021, experts have termed it as a pragmatic budget. Learn how did the sector fare.[..]

Learn about the residential market in Delhi NCR, and why is it one of the best cities to buy your first home.[..]

This blog ex how is stamp duty payable on the purchase of a house calculated and paid online to the government in Mumbai[..]

Learn about the residential market in Kolkata, and why is it one of the best cities to buy your first home.[..]

This blog explains the the benefits of the reduction in real estate premiums by 50% and stamp duty in Maharashtra.[..]

This blog explains the factors that determine your home loan eligibility and helps you understand how is it calculated based on a practical example.[..]

This blog showcases how the final home price calculated based on a real example. Also get to know about the various elements taken into consideration.[..]

This blog discusses the various benefits of having a co-applicant while buying your first house.[..]

This blog showcases the effect of the differential limit between circle rate and market rate that has been doubled to 20%. This means no income tax will be levied on the developers and the homebuyers for transactions made up to 20% below the circle rate.[..]

This blog showcases how are loan-to-value-ratio and your home loan eligibility interconnected, and how is it calculated while buying a house.[..]

This blog explains your cash flow while buying an under construction house versus a ready to move in house and availing the HomeCapital Program.[..]

This blog explains homeownership can be a big commitment, but a little research into your dream home project could make it easy and simple. Understanding your financial obligations, planning your savings and research your dream home based on facts.[..]

Safety is paramount while becoming a first-time homeowner, especially in the current scenario. This blog highlights how should a first time home buyer approach home ownership in the current scenario.[..]

A list of questions that the first time home buyer should ask to the broker/developer during the site visit.[..]

This post discusses the importance of using a masked Aadhaar over a regular Aadhaar because it provides you data privacy.[..]

This blog talks about the effect of rationalisation of home loan risk weight by RBI, that has led to banks to reduce capital requirements.[..]

This blog explains the impact of GST on home buying and the amount that home buyers have to pay based on the category and status of house they buy.[..]

This post is a step by step guide to helping you download the masked Aadhaar PDF file from the UIDAI website.[..]

Home loan rates are based on various factors. This blog explains these factors in detail and how to avail of a home loan at a lower rate.[..]

This blog showcases what are EMIs and Pre - EMIs, and also explains the differences between them while you avail a home loan to purchase your first house.[..]

A credit score determines the credit worthiness of an individual. This blog illustrates steps to how you can improve your credit score over a period of time.[..]

This blog elucidates the the effect of the reduction in stamp duty rates in Maharashtra to make home ownership more attractive to first time home buyers.[..]

This blog elucidates that why is becoming a home owner the best decision in the current scenario and how much can you benefit by doing so.[..]

This blog elucidates the the various aspects of property stamp duty in India when you purchase a home of your own and how can it be paid to the government.[..]

This blog elucidates the various terms associated with understanding the area or size of your new house and also how it is calculated.[..]

This blog elucidates various payment plans and the benefits of each that help you to make a better home buying decision while opting for an under construction property.[..]

Since the past decade, home loan interest rates are the lowest now. This blog elucidates how much can you save with low home loan rates and why is this the best time for home buying.[..]

Treading on the homeownership path and buying the home you always desired is a big milestone in your life. This blog catalogues the essential elements that homebuyers must remember while planning to purchase their first home.[..]

For a renter, saving for down payment is one of the first stages towards homebuying. This post discusses the various steps of how to save for home down payment.[..]

The Gateway to southern India - Chennai witnessed a 25 percent increase in housing sales in the first half of 2019. This post explores the reasons that make Chennai a popular housing destination[..]

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.[..]

The CREDAI - MCHI is conducting a series of webinars on the lockdown crisis. This post lists the takeaways for a first time home buyer.[..]

Home buyers need to save for 3.5 to 12 years for home down payment. This post lists the time required for the same in major cities and how one can benefit from home down payment programs.[..]

For a home buyer it is essential to have a clear picture of home down payment. This article answers the top ten questions about home down payment in India.[..]

Buying your first house has several financial implications. This post discusses the financial benefits of owning a house early in life.[..]

Every individual aspires to own a home in life. This post elucidates the factors that a first time home buyer should consider while purchasing a house.[..]

Some home buyers have a cash cushion while planning for home ownership. This post elucidates the need to avail down payment assistance even if you have such a buffer.[..]

The perception of home ownership varies amongst different age groups. This article compares these views and explains why it is achievable even for millennials.[..]

The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.[..]

Home down payment in India has several myths that delay home ownership. This post catalogues these myths and explains why they are untrue.[..]

A renter that aspires to own their first home may face several financial hurdles. This post elucidates how can they make the home buying process manageable.[..]

Home buying is likely to be the biggest investment in your life and thus you should make a well-informed decision. This article elucidates the dos and don'ts while purchasing your first house.[..]

A credit score is defined based on the borrower’s credit history and creditworthiness. This article explains the importance of having a good credit score for the borrower.[..]

Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

Buying your first house may turn out to be a herculean task. This post lists the factors that a first time home buyer must consider to make home buying easier.[..]

Financing your first house yourself can be a task. This post identifies the various ways a self employed person can do so without the need to borrow from their family.[..]

Bengaluru witnessed an 80% rise in housing sales in the first quarter of 2019. This post explores the reasons that make the IT hub a popular housing destination especially for millennials.[..]

Buying your first home is a colossal task. Read our guide about the top five issues faced by first time home buyers and the solutions to them.[..]

Home buying in a tier 2 city has several advantages. This post lists the benefits of home ownership in a tier 2 city in India.[..]

Home buying is one of the biggest milestones in a home buyer’s life. This article catalogues the benefits of owning a home and ways to overcome the various hindrances of home ownership.[..]

Home buying has several myths that may prevent people from home ownership. This post assess the top five myths and facts of buying a home.[..]

Understand how will the residential real estate sector benefit from better home loan subsidies and reduced GST rates proposed by the GST Council in March 2019[..]

Investing early in real estate has several benefits. This post lists the benefits of how investing in real estate will be beneficial for you in your 50s.[..]

To attract home buyers, developers use the ‘buy now and pay later’ Subvention Scheme. This article elucidates the benefits of this financial scheme for home buyers.[..]

Millennials think that it is better to rent a home. This guide explains why is home buying better and how can they purchase their first house in spite of increasing property rates.[..]

The government has allowed various tax deductions to assist home buyers. This article lists these benefits that can be availed on your home loan[..]

A plethora of trends have lately emerged in residential real estate. This article talks about such trends that home buyers should look out for in 2020.[..]

Buying a house versus renting one is an age-old debate. This article catalogues the advantages of owning your first home over being a home renter.[..]

GST came into effect on 1st July 2017 and replaced the indirect tax structure. This post explains the impact of this taxation structure on residential real estate.[..]

Saving for home down payment is the first step towards home buying. This post lists six tips on how to save for down payment towards home ownership.[..]

The RERA helps home buyers protect their rights in case of fraudulent developers and agents. Learn how can you use it to your advantage.[..]

Home prices are declining and thus home buyers may think is a good investment? This post lists the advantages and risks to help you make a wise decision.[..]

If you’ve taken a home loan, here are a couple of tricks up your sleeve to manage it better. Stay ahead of your home loan EMI with these 5 simple tips.[..]

The RBI has reduced the Repo rate in its monetary policy by 35 basis points. Read to understand how have home loans become cheaper as a result.[..]

This article explains how RERA is helping to protect the rights of home buyers & property investors by providing transparency in the real estate process.[..]

Financial investment may sound like an adult step in your life, but it is beneficial to do so early. This post lists such investment decisions you should take in your 20s.[..]

Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]

Buying your first home may seem to be a herculean task. Read our guide put together by our experts to assist you in your home buying process.[..]

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

The RERA was incorporated in 2017. This guide explains how is RERA is helping to protect the rights of home buyers and boost investments in the real estate industry.[..]

This guide elucidates how a home buyer can benefit from HomeCapital’s Home Down Payment Assistance Program such that they can buy their first home.[..]

While home buying one should be aware of the sources available to finance the purchase. Read our guide on the various sources to finance you first home and the benefits of each.[..]

This guide explains the various factors that need to be considered and their effects while shortlisting your home.[..]

Assessing your financial situation helps you determine how much you can afford. This guide lists the various factors that help you determine your home buying budget.[..]

Home buying is one of the biggest milestones in your life. This guide catalogues the factors that you must consider while buying your first house.[..]

The HomeCapital blog helps millions of individuals who dream of home ownership. We hope to educate first time home buyers that are making this journey.[..]