How to Buy Your Dream MHADA Home: The Post-Allotment Process
26th Mar 2024

How to Buy Your Dream MHADA Home: The Post-Allotment Process

Have you ever found yourself grappling with the complexities of purchasing a MHADA home? From understanding post-allotment procedures to securing your dream home, the buying process can be daunting. Our blog is here to guide you every step of the way with detailed insider tips. Read our blog to know the end-to-end buying process.[..]

The Impact of Luxury Amenities on Home Valuation in India
21st Mar 2024

The Impact of Luxury Amenities on Home Valuation in India

Have you ever wondered how certain homes command premium prices in the market? The answer might lie in the luxury amenities they offer. From opulent spas to cutting-edge technology, these upscale features aren't just about comfort—they significantly impact a property's value. Explore our blog to discover how incorporating luxury amenities could transform your home's worth in the dynamic Indian real estate landscape.[..]

The Next Real Estate Boom: Understanding the Potential of Tier 2 Cities in India
20th Mar 2024

The Next Real Estate Boom: Understanding the Potential of Tier 2 Cities in India

Wondering where India's real estate market is heading? Delve into the promising prospects of Tier 2 cities and discover the key factors driving their growth. From burgeoning industries to improving infrastructure, find out why these emerging urban centers are attracting investors' attention.[..]

Deciphering Karnataka Stamp Duty Hike: Reforms and Implications
23rd Feb 2024

Deciphering Karnataka Stamp Duty Hike: Reforms and Implications

Ever wondered how Karnataka's recent stamp duty reforms might influence your next property investment? With the Stamp (Amendment) Act 2023 in play, understanding the broader implications for homebuyers is crucial. Join us as we delve into the intricacies of these changes and learn how they could reshape your approach to real estate transactions and financial planning.[..]

Current Rising Trends of Property in Goa in 2024
20th Feb 2024

Current Rising Trends of Property in Goa in 2024

Are you curious about the current state of property in Goa in 2024? Join us as we unravel the latest trends and developments shaping the real estate landscape in this coastal haven. From the growing interest among NRIs to the transformative impact of the newly established Mopa Airport, embark on a journey through Goa's dynamic property scene with our comprehensive overview.[..]

Exploring Smart Home Features That Can Increase Your Property Value
06th Feb 2024

Exploring Smart Home Features That Can Increase Your Property Value

Are you considering ways to increase your property value in today's competitive real estate market? Look no further than the world of smart home features. With innovations ranging from smart lights to integrated security systems, technology is reshaping the way we live and boosting the worth of our homes. Explore how these cutting-edge features can not only elevate your living experience but also add significant value to your property.[..]

Real Estate Tech Trends in India 2024: Innovations Shaping the Industry
25th Jan 2024

Real Estate Tech Trends in India 2024: Innovations Shaping the Industry

Curious about the real estate revolution unfolding in 2024? What if your homebuying journey was a thrilling adventure through virtual realms, smart living, and 3D-printed wonders? The upcoming real estate tech trends are making it happen. Brace yourself for an exciting future where innovation isn't just a trend – it's the way we define 'home'. Ready to explore the game-changing trends shaping tomorrow's living spaces? Read our blog now.[..]

Real Estate Forecast Next 5 Years: Trends and Projections
18th Jan 2024

Real Estate Forecast Next 5 Years: Trends and Projections

Ever wondered about India's real estate forecast next 5 years? Uncover trends and projections for homebuyers, guiding through an exciting journey of growth and evolution. From emerging opportunities to market insights, this exploration is your compass in navigating the evolving real estate terrain[..]

Navigating the Intricacies of the Market Value of a Property in India
15th Jan 2024

Navigating the Intricacies of the Market Value of a Property in India

Curious about the intricacies of determining the market value of a property in India? Explore our insightful guide, where we unravel the factors, methods, and the crucial significance of market value. Whether you're a prospective buyer or seller, understanding these dynamics empowers you to make informed and confident decisions in the ever-evolving real estate landscape of India.[..]

A Guide to Capital Gains Tax on Property: Insights for Homeowners and Investors
13th Jan 2024

A Guide to Capital Gains Tax on Property: Insights for Homeowners and Investors

Curious about the intricacies of Capital Gains Tax on Property? In this blog we have unveiled the several insightful tips for homebuyers. From decoding calculations to strategic tax management, embark on an intriguing journey for smarter property transactions. Explore the nuances with our concise guide and make informed decisions with confidence.[..]

Augmented Reality in Real Estate: Forecasting Market Trends in 2024
19th Dec 2023

Augmented Reality in Real Estate: Forecasting Market Trends in 2024

Have you ever envisioned exploring your dream home without leaving your couch? Enter the realm of augmented reality in real estate, where virtual innovation meets the bricks and mortar of your property dreams. Immerse yourself in a new era of home buying, revolutionizing the way we visualize, experience, and market real estate. Discover the magic that unfolds as virtual tours seamlessly blend with reality, reshaping the landscape of property exploration. Are you ready to step into a world where your ideal home is just a virtual experience away?[..]

A Guide to Making Informed Decisions on the Current Housing Loan Interest Rates
07th Dec 2023

A Guide to Making Informed Decisions on the Current Housing Loan Interest Rates

ver wondered how to navigate the intricate maze of current housing loan interest rates? Uncover the keys to informed decision-making and discover strategies for securing the best rates. Our comprehensive guide empowers you to make the right choices on your journey to homeownership. Read our blog to get an in-depth understanding.[..]

What is a Construction Linked Payment Plan in Real Estate
22nd Nov 2023

What is a Construction Linked Payment Plan in Real Estate

Ever wondered what a Construction Linked Payment Plan in Real Estate entails? It's a strategic arrangement involving the bank, homebuyer, and builder. Payments are linked to construction progress, minimizing financial risks. Curious to delve deeper into this dynamic plan? Read our blog for a comprehensive exploration of its advantages, pitfalls, and expert tips on managing finances effectively[..]

How Affordable Housing Finance is Transforming Homeownership for Millions
23rd Oct 2023

How Affordable Housing Finance is Transforming Homeownership for Millions

Are you curious about how Affordable Housing Finance is revolutionizing homeownership for countless individuals? Our blog explores the pivotal role of affordable housing financing in making the dream of owning a home a reality for millions. Discover the key to affordable housing success empower your journey toward owning a home and gain valuable insights into the strategies, programs, and resources that are reshaping the housing landscape and providing opportunities for more people to achieve homeownership[..]

How MahaRERA's Grading System Eases the Homebuying Decision-Making Process
21st Sep 2023

How MahaRERA's Grading System Eases the Homebuying Decision-Making Process

Are you ready to revolutionize your approach to real estate investment? Discover how MahaRERA's groundbreaking grading system is paving the way for transparency, trustworthiness, and informed decisions in Maharashtra's property market. Explore its functions, benefits, and the brighter future it holds for both homebuyers and the real estate industry. Read this insightful blog now![..]

Loan Amortization Explained: How it Works and Why it Matters
13th Sep 2023

Loan Amortization Explained: How it Works and Why it Matters

Why does loan amortization matter to borrowers in India? Loan amortization offers a systematic approach to debt repayment, ensuring predictability and transparency. With each payment, borrowers gradually decrease both the principal amount and interest, making it easier to plan monthly expenses and achieve long-term financial stability. Read our blog to know more in detail about its benefits and types.[..]

Demystifying Home Loan Prepayment Penalty: Must-Knows for Every Loan Borrower
04th Sep 2023

Demystifying Home Loan Prepayment Penalty: Must-Knows for Every Loan Borrower

Ever wondered why some lenders charge a prepayment penalty on home loans? In this blog, we demystify the concept of "prepayment penalty" and dive into the ins and outs of this often topic. Discover in which cases lenders have the authority to apply these charges and, more importantly, how you can make informed decisions to minimize their impact on your financial future.[..]

What are Home Loan Processing Fees? All You Need to Know About Hidden Charges
01st Sep 2023

What are Home Loan Processing Fees? All You Need to Know About Hidden Charges

Are you considering taking a home loan? If so, it's crucial to become well-acquainted with the often-overlooked world of home loan processing fees. These fees are not just routine expenses; they can significantly impact the cost of your dream home. In this blog, we have unveiled the intricacies of home loan processing fees and various other hidden charges. Read our blog to know more![..]

Effective Loan Repayment Strategies: How to Pay Off Debt Faster
25th Aug 2023

Effective Loan Repayment Strategies: How to Pay Off Debt Faster

Are you finding it increasingly challenging to manage your loan repayments? If so, our latest blog is here to offer you a lifeline. Dive into this insightful blog article of effective loan repayment strategies that can help you pay off your debts more rapidly and regain control of your financial future. Whether you're dealing with home mortgages, or personal debts, our comprehensive guide has you covered. Keep reading to know more![..]

The Role of FinTech in Simplifying Real Estate Financing
09th Aug 2023

The Role of FinTech in Simplifying Real Estate Financing

Ready to discover how fintech is reshaping the future of real estate financing? From digital mortgage platforms to AI-driven property valuation, technology is revolutionizing the way we invest in properties. Want to dig deeper into the latest trends? Read our blog for an in-depth exploration of this evolving landscape.[..]

Demystifying RBI Guidelines: A Comprehensive Guide to Home Loans in 2023
04th Aug 2023

Demystifying RBI Guidelines: A Comprehensive Guide to Home Loans in 2023

Curious about how RBI guidelines impact home loans? Delve into our comprehensive blog to unravel the intricacies of interest rate fluctuations, eligibility criteria, and other critical key considerations that homebuyers must be aware of, before applying for a home loan. Keep reading our blog to know more![..]

Factors to Consider Before Investing in REITs
03rd Aug 2023

Factors to Consider Before Investing in REITs

Are you considering investing in Real Estate Investment Trusts (REITs)? Before you do, it's crucial to carefully weigh factors like tax implications, dividend yield, historical performance, and market conditions. Read our blog to know more and make informed investment decisions.[..]

The Process of Buying a House in India: A Step-by-Step Guide
27th Jul 2023

The Process of Buying a House in India: A Step-by-Step Guide

Buying a house in India can be a significant and complex undertaking. From determining your budget and searching for the right property to navigating legal procedures and completing the purchase, each step requires careful consideration. If you want to make informed decisions and ensure a successful home-buying experience, read our blog to know more. Our step-by-step guide will equip you with essential information and practical tips to guide you through the entire process.[..]

The Impact of Urbanization on Real Estate Development
25th Jul 2023

The Impact of Urbanization on Real Estate Development

How is Urbanization reshaping India's future? Explore the surge of megacities, changing homebuyer preferences, and the challenges faced by the real estate sector. Read on to discover the transformative journey of India's urban landscape.[..]

What is English mortgage in India?
14th Jul 2023

What is English mortgage in India?

An English mortgage is a type of mortgage where the borrower transfers the ownership of the property to the lender as security for the loan. It is important for homebuyers to understand the intricacies of English mortgages as it provides insights into how this form of financing works and its implications for property ownership. Read our blog to gain valuable insights and learn the benefits of it.[..]

Home loan finance strategies for first-time homebuyers
13th Jul 2023

Home loan finance strategies for first-time homebuyers

Home loan finance provides individuals with the opportunity to fulfill their dream of owning a home by offering financial assistance for property purchases. From choosing the right loan product to evaluating interest rates, fees, and eligibility, understanding the intricacies of home loan finance is crucial for making informed decisions and achieving greater affordability. Read our blog to know more in detail.[..]

Understanding the Concept of Hi-Tech Satellite Cities in India
07th Jul 2023

Understanding the Concept of Hi-Tech Satellite Cities in India

Have you ever wondered what the future of urban living looks like? Hi-tech satellite cities are revolutionizing the way we live, combining advanced technologies, sustainable infrastructure, and smart systems to create self-sufficient and interconnected urban hubs. Curious to explore these innovative cities further? Read our blog to delve into the world of hi-tech satellite cities and discover the possibilities they hold.[..]

What are the Key Factors Affecting Home Loan Rates?
29th Jun 2023

What are the Key Factors Affecting Home Loan Rates?

Interested in knowing how to get lower home loan rates? In this blog, we have elaborated in detail on the 10 key factors that greatly influence home loan rates. So which are these factors & how exactly do they affect the interest rates? Keep reading our blog to know about this in detail![..]

What is a Leave and License Agreement? An Overview for Indian Property Owners
27th Jun 2023

What is a Leave and License Agreement? An Overview for Indian Property Owners

Curious about what a leave and license agreement entails? Explore the key details, and contractual obligations involved in this agreement, governing the relationship between property owners and tenants. Read our blog to delve deeper into this and gain a comprehensive understanding of the key considerations before signing such an agreement.[..]

Understanding Property Circle Rates: WhatEvery Homebuyer Should Know
20th Jun 2023

Understanding Property Circle Rates: WhatEvery Homebuyer Should Know

Looking to buy a new property? Before doing so, there are a lot of essential things to consider & keep in mind. One such thing is the property circle rate. This rate plays a crucial role in determining stamp duty, registration charges, and other financial obligations. Therefore, it's important for you as a homebuyer, to understand and stay updated with the variations in property circle rates that directly affect property valuation. Keep reading our blog to find out more in detail![..]

The Importance of Credit Score in Personal Loan Eligibility 
05th Jun 2023

The Importance of Credit Score in Personal Loan Eligibility 

Looking to improve your credit score quickly? This blog provides valuable insights and practical tips on making timely repayments, checking your credit score regularly, and adopting smart financial practices. You'll learn how to boost your creditworthiness and regain control over your financial future with 8 effective strategies. Keep reading our blog to know more![..]

Why you should know about cap rates in residential real estate?
02nd Jun 2023

Why you should know about cap rates in residential real estate?

What is Cap Rate & how can this crucial metric revolutionize your real estate investment decision-making? Cap rate, short for capitalization rate, is in real estate investment analysis. It measures the relationship between a property's net operating income (NOI) and its market value. By calculating cap rate, investors can assess the profitability and risk of a potential investment, compare different properties, and make informed decisions based on the expected returns. Want to learn more in detail about this insightful tool? Keep reading our blog for more![..]

Home Loan Balance Transfer vs. Refinancing: Which One is Right for You?
01st Jun 2023

Home Loan Balance Transfer vs. Refinancing: Which One is Right for You?

Deciding whether to opt for a Home Loan Refinancing or a Home Loan Balance Transfer? In this blog, you'll find the key comparisons between the 2 on the basis of interest rates, loan terms, costs, and long-term benefits. By thoroughly evaluating these factors, you can make an informed decision, optimize your home loan, save money, and find the option that best aligns with your financial goals and needs. Keep reading our blog to learn more![..]

Things to know before signing a home loan agreement
31st May 2023

Things to know before signing a home loan agreement

Are you planning on taking a home loan? Before signing a home loan agreement, it is essential to be aware of 5 key factors. These include understanding the interest rate, repayment terms, potential prepayment penalties, the overall cost of the loan & more. Keep reading our blog to know more in detail![..]

How the rental deposit loan works
30th May 2023

How the rental deposit loan works

Are you a renter looking to obtain a rental deposit loan? Rental loan deposits offer a convenient solution by providing financial assistance to cover your security deposit upfront, allowing you to move into your new rental property without the burden of a large upfront payment. So what is the application process of rental deposit loans and how do they benefit renters? Keep reading our blog to find out![..]

Understanding the personal loan application process
29th May 2023

Understanding the personal loan application process

Are you seeking to obtain a personal loan? There are a few things you might want to know before opting for it. For instance, the complete application process of personal loans. What does this process entail & why is it important for homebuyers to be aware about it? In this blog, you’ll get a detailed briefing on it in 5 simple steps. Keep reading our blog to know more![..]

Difference between loan restructuring and loan refinancing
26th May 2023

Difference between loan restructuring and loan refinancing

Loan refinancing and loan restructuring are two approaches borrowers can consider to improve their financial situation. Refinancing involves replacing an existing loan with a new one for better terms, while loan restructuring modifies the current loan's terms. What are the other key differences between the two? Keep reading our blog to find out![..]

How to get mortgage pre-approval
22nd May 2023

How to get mortgage pre-approval

Are you looking to obtain a pre-approved mortgage? Here's what you might need to know about it. A mortgage pre-approval is a crucial step in the home buying process. It involves assessing your financial situation, creditworthiness, and income to determine the loan amount you qualify for. By obtaining a pre-approval, you gain a clear understanding of your budget, making it easier to shop for homes and negotiate with sellers. Keep reading to find out how to obtain it and the many benefits in doing so.[..]

The impact of interest rates on your home loan repayment tenure
17th May 2023

The impact of interest rates on your home loan repayment tenure

If you're looking to obtain a home loan, you might want to know how interest rates can have a significant impact on your repayment tenure. It's crucial to consider interest rates when choosing a home loan as it directly affects the affordability and duration of your loan. So how exactly does this happen & what can one do to stop the home loan interest rate from affecting the tenure? Keep reading to know more in detail![..]

The role of CIBIL score in loan approval: what lenders look for
16th May 2023

The role of CIBIL score in loan approval: what lenders look for

CIBIL score plays a crucial role in home loan approval as it indicates an individual's creditworthiness and repayment history. A good score, typically above 685, increases the chances of loan approval at favorable interest rates. What do lenders look for in one’s CIBIL score? They typically seek a high CIBIL score, stable income and a consistent repayment track record when evaluating home loan applications. So how can one improve their score? Keep reading to find out more![..]

The future of credit rating: Emerging trends and technologies in credit scoring 
15th May 2023

The future of credit rating: Emerging trends and technologies in credit scoring 

Credit rating is a vital financial metric that reflects an individual's or organization's creditworthiness and ability to repay debts. It plays a crucial role in loan approvals, interest rates, and financial opportunities. Dive deeper into the world of credit rating by reading our insightful blog, where we unravel its intricacies, explore emerging trends, and highlight its significance in today's financial landscape.[..]

Secured loans 101: Understanding the basics
11th May 2023

Secured loans 101: Understanding the basics

Have you ever wondered what secured loans are and how they work? Simply put, secured loans require collateral such as a home or car to secure the loan and offer lower interest rates and higher borrowing limits. This blog article delves deeper into the benefits, eligibility, and features of secured loans, providing valuable information for a better understanding on it. Keep reading our blog to know more before deciding to obtain such a loan![..]

The impact of credit scores on mortgage underwriting
09th May 2023

The impact of credit scores on mortgage underwriting

Did you know that your credit scores can have a major impact on the mortgage underwriting? What exactly does this mean? Credit scores play a crucial role in mortgage underwriting as they help lenders assess the borrower's creditworthiness and likelihood of defaulting on the loan. A higher credit score indicates that the borrower is less risky and may qualify for lower interest rates and better loan terms, while a lower credit score may result in higher interest rates and less favorable loan terms or even rejection of the loan application. Keep reading to find out how to improve your chances of getting approved for a loan faster.[..]

What are external development charges?
06th May 2023

What are external development charges?

Are you a homebuyer looking to purchase a new home? You might want to know all about External Development Charges (EDC). What exactly are these fees & why are homebuyers charged for it? External Development Charges are fees that developers have to pay to local authorities for the development of infrastructure facilities outside of their property boundary. These charges are meant to cover the cost of creating and maintaining infrastructure like roads, water supply, and drainage systems. Keep reading to find out more![..]

Things to consider before accepting a pre-approved personal loan offer
05th May 2023

Things to consider before accepting a pre-approved personal loan offer

Pre-approved personal loans are loans that have already been approved by a lender based on the borrower's creditworthiness and other factors. This means that borrowers can receive funds quickly and without the need for extensive paperwork. So what are the various features of a pre-approved personal loan & who is eligible for it? Keep reading to know more about the benefits of pre-approved personal loans and how they can help you achieve your financial goals![..]

The advantages of applying for personal loans through fintech platforms
04th May 2023

The advantages of applying for personal loans through fintech platforms

If you're looking for a faster and convenient way to get a personal loan, you might want to consider using a #fintech platform. With streamlined digital processes, fintech platforms can offer quick approvals and easy access to funds. Discover the advantages of applying for a personal loan through a fintech platform and how it can help you meet your financial goals. Keep reading to find out more![..]

What is part payment on home loan?
04th Apr 2023

What is part payment on home loan?

A home loan can be a significant financial burden, but the option of part payment can help ease the load. Learn about how part payment on a home loan works and the benefits it can offer in reducing your overall debt and interest payments. Make informed decisions about your home loan by understanding the ins and outs of part payment. Keep reading to find out more![..]

What is Prime Lending Rate in home loan?
03rd Apr 2023

What is Prime Lending Rate in home loan?

Prime Lending Rate (PLR) is the interest rate that commercial banks charge their most creditworthy borrowers. In the context of home loans, PLR serves as a benchmark for determining the interest rate that banks charge on their home loan products. Generally, a borrower with a good credit history is offered a home loan at a lower interest rate than the PLR. So how is it different from variable interest rate & what are the other key factors that affect it? Keep reading to find out![..]

Why you should opt for home repair loan
27th Mar 2023

Why you should opt for home repair loan

Opting for home repair loans can provide you with the funds you need to make necessary repairs or renovations to your home, which can help maintain or increase its value. Additionally, home repair loans may offer more affordable interest rates and flexible repayment options compared to other forms of financing, making them a smart choice for homeowners. Read our blog to know more in detail about it[..]

How to finance your home renovation
17th Mar 2023

How to finance your home renovation

Seeking affordable funds for your new home renovation project? Whether you're making minor updates to your living room or giving your entire home a makeover, renovating requires adequate budgeting. Once you've finalized the details of your renovation project, it's crucial to establish a budget and explore financing options that align with your needs. In this blog, we've shared 5 ways to help you obtain a home renovation loan with ease, so you can transform your living space without the added stress. Keep reading to find out more![..]

The future of online home loan lending and how it will continue to shape the homebuying process.
15th Mar 2023

The future of online home loan lending and how it will continue to shape the homebuying process.

Digital home loan lending has made it easier for consumers to apply for loans, receive approvals, and complete the documentation process. With the advancements in technology, the home loan industry is poised to transform further, offering an even more streamlined and convenient experience for borrowers. This blog will explore the future of online home loan lending and how it will shape the home-buying process. Keep reading to know more![..]

What is Days Past Due (DPD) in Credit Report?
14th Mar 2023

What is Days Past Due (DPD) in Credit Report?

Days past due is an important metric used by credit reporting agencies to determine your creditworthiness. It represents the number of days that you have gone without making a payment on a debt. A high number of days past due can have a negative impact on your credit score and may make it difficult to obtain credit in the future. Therefore it is important to stay current on payments and monitor your credit report regularly. Read our blog to know how to improve your DPD to maintain a healthy credit score.[..]

Things to Remember Before Taking a Loan Against Property.
13th Mar 2023

Things to Remember Before Taking a Loan Against Property.

A Loan Against Property is a loan where you use your property as collateral. You can borrow up to 80% of your property's market value, and the interest rate is lower than unsecured loans. However, there are certain key considerations to keep in mind before applying for such a loan. Keep reading our blog to know more in detail![..]

New Law for Registering Your New Property
06th Mar 2023

New Law for Registering Your New Property

Are you looking to get your property registered? With the laws constantly evolving, it is important to stay up-to-date with the new property laws to avoid any legal complications and ensure a smooth transfer of ownership. In this blog, you'll get a detailed briefing on all aspects related to property registration as per the new property laws, the necessary fees, the complete procedure and more! Keep reading for a better understanding on this -[..]

What is a composite home loan?
02nd Mar 2023

What is a composite home loan?

Building a new home can be a thrilling experience, but it can also be an expensive option. Purchasing land and covering construction expenses can be challenging without proper preparation. However, composite home loans offer a solution by providing financing that combines both land and construction costs in one single loan. But how does it exactly work and what are the documents needed to apply for it? Keep reading our blog to find out more![..]

All About Home Loan Disbursement Process
27th Feb 2023

All About Home Loan Disbursement Process

Today, home loans are available at a nominal interest rate. And yet, many people are still abusing the process by taking the loan and not repaying it. This post will walk you through each and every stage of the home loan disbursement process, so that you can understand what happens with your loan, and how you can ensure a hassle-free home loan.[..]

What are preferential location charges in real estate?
20th Feb 2023

What are preferential location charges in real estate?

If you're seeking to purchase an apartment that has add-on advantages over the other units, you might require to pay Preferential Location Charges. What does that mean? These are additional charges that builders and developers charge to buyers for properties with desirable locations within a project. These charges may apply to units with better views, proximity to parks or recreational areas, or other amenities. So how is it calculated & what are the different types of preferential location charges? Keep reading to find out![..]

How to Check the Approved Financial Project Number (APF) Before Buying a Property?
16th Feb 2023

How to Check the Approved Financial Project Number (APF) Before Buying a Property?

Before you finalize the purchase of a property, you must verify the APF number of the project. But why is that important? The APF number serves as an assurance that the project has received official approval, making it a secure investment opportunity. Banks and housing finance companies conduct a thorough inspection of the project to safeguard their reputation and investments. Hence, having an APF number is a reliable indication that the project meets legal and financial requirements, making it a safe choice for you to invest your money in. So how exactly can one check the APF number? Keep reading to find out![..]

What is the Home Loan Credit Appraisal Process?
14th Feb 2023

What is the Home Loan Credit Appraisal Process?

If you're planning to apply for a loan or credit, you might want to know all about credit appraisal & how it works. Home loan credit appraisal is a process in which a lender evaluates a borrower's creditworthiness and ability to repay a loan, before approving a home loan application. It involves an analysis of various factors such as FOIR, credit score and more. So what are the other details that a lender might need from you? And which are the different documents that you'll need to submit? Keep reading our blog to find out![..]

What is a non-occupancy charge in housing societies?
08th Feb 2023

What is a non-occupancy charge in housing societies?

If you're a homeowner, you might want to know more about certain charges called "non-occupancy charges" that you are required to pay to the Residents Welfare Association (RWA) when you're not occupying it but instead leasing it to someone else. But what exactly are these charges? It refers to fees charged for commercial use of a property and is included in maintenance payments. So how is it calculated? Keep reading to find out more![..]

Home loans to become paperless soon
06th Feb 2023

Home loans to become paperless soon

Have you ever imagined that the concept of paperless home loans could soon become a reality? This is becoming a popular trend in the real estate industry, as they eliminate the need for physical paperwork, thereby speeding up the application process. his results in a faster and smoother home loan experience for the buyer, reducing the time and stress associated with traditional home loan processes. So how will this work? Keep reading to find out![..]

Everything you need to know about broken period interest
03rd Feb 2023

Everything you need to know about broken period interest

If you've taken out a home loan, and have been charged a broken period interest on it, you might want to know all about it. Here's what you need to know. A broken period interest is the interest earned on a loan or investment during an irregular time period. It is done to make sure the lender or investor is fairly paid for the use of their funds during that time. So how exactly is it calculated and is it considered as an additional charge on your home loan? Keep reading to find out![..]

Steps to verify the legality of a property
01st Feb 2023

Steps to verify the legality of a property

How do you make sure you are buying a property that has been verified legally? Putting your money into a property that can be the subject of litigation or a legal issue can be extremely distressful. So what are some of the important measures to be taken in order to avoid such a mishap? Keep reading our blog to find out![..]

What is Annual percentage rate (APR) and how is it calculated?
27th Jan 2023

What is Annual percentage rate (APR) and how is it calculated?

If you're planning to take out a loan, it is necessary for you to have a brief idea about what is annual percentage rate & how it works. The APR is a way to determine the total cost of borrowing money. It takes into account all the processing fees and interest charges associated with a loan and expresses them as a yearly rate. By calculating the APR, you will have a clear understanding of the cost of the loan and can thus compare it with other options. So how exactly is it calculated? And what are some of the important points to be noted? Keep reading to find out![..]

The pros and cons of buying property in urban cities
23rd Jan 2023

The pros and cons of buying property in urban cities

Are you looking to buy a property in one of the top urban cities? If yes, then before proceeding further with this decision, it is important to know all about the various factors of urban areas. With no doubt, these areas have a large set of benefits & convenience factors, but are these enough to make a decision about such a huge investment? Keep reading our blog to find out more about this & get an overall idea before moving forward![..]

What is cash-out refinancing on a home loan?
19th Jan 2023

What is cash-out refinancing on a home loan?

If you're thinking about replacing your existing loan with a new one, that has a higher amount than the existing one, you might want to know all about cash out refinancing. But what does this mean in terms of home loans & how does it exactly work? There could also be several reasons why one would want to switch to another lender. But is it always a good idea to do so? Read our blog to know all about this concept & make an informed decision.[..]

How to safeguard yourself from land encroachment?
18th Jan 2023

How to safeguard yourself from land encroachment?

If you own a piece of land, or are planning to purchase one, should keep in mind that it may be subject to land encroachment if left neglected. So if you're struggling with such an issue, there are legal as well as cooperative ways to resolve it. Keep reading our blog to find out which are the 6 effective ways to settle this peacefully![..]

All you need to know about the property rights of women in India
17th Jan 2023

All you need to know about the property rights of women in India

Are you a woman homebuyer seeking to purchase your own property? Then you might want to be aware of your property rights as a woman under the the Indian law. As you may already be familiar with the situation, women have always faced obstacles when trying to establish their rights to own, inherit, and control property, despite laws created to safeguard and promote these interests. In this blog, we have provided a complete overview for the same. So which are the 5 most important rights that you must know about? Keep reading our blog to know your rights![..]

Benefits of applying for a home loan online
12th Jan 2023

Benefits of applying for a home loan online

Have you ever considered applying for a home loan online? That's right. You no longer need to go through traditional ways of having to visit bank branches and endure lengthy and tedious processes to apply for a home loan. Thanks to the advancements in financial technology, homebuyers can now easily & securely apply for a home loan online, making the process extremely convenient. So what are the various advantages that come with online home loans? Keep reading on our blog to find out![..]

Understanding Technical and Legal Verification in Housing Loan
09th Jan 2023

Understanding Technical and Legal Verification in Housing Loan

If you're about to take out a housing loan for the purchase of a property, you'll need to be aware about the 2 crucial aspects of verification process that takes place. This typically involves 2 phases - the legal & technical verification of a property. There are often certain instances where loan requests are turned down for a variety of legal and technical reasons. Therefore in order to avoid this from happening, a thorough validation is carried out. So what are the documents that will be required for this & what are the charges for this procedure? Keep reading to find out![..]

What to Expect During Your New Home Orientation
02nd Jan 2023

What to Expect During Your New Home Orientation

If your new home has been recently built, you'll need to complete the process of your home orientation. What does that mean though? Home orientation enables you to get accustomed to the functionality of your new home and identify any elements that require adjusting or correcting. This involves all modern home appliances pre-installed in your house. So what are some of the things to be kept in mind in order to ensure that all is in check? Keep reading our blog to find out about the 3 important tips![..]

What is Part Payment on Home Loan – Uses and Benefits
30th Dec 2022

What is Part Payment on Home Loan – Uses and Benefits

If you're planning to take out a loan or have already taken out a loan, you might be interested in knowing about making a part payment on it. How does this work? Regardless of what your EMI is, a part payment on a home loan entails paying a sizeable portion of the principal. One of the benefits of making a part payment is that your interest amount will reduce significantly. There are many more of such benefits & uses of this. Keep reading to know more![..]

What is MOD in Home Loans?
29th Dec 2022

What is MOD in Home Loans?

On taking a home loan, there are a couple of important things that one needs to remember. One such thing includes the MOD charges on a home loan. So what exactly is MOD? It stands for Memorandum of Deposit, and these charges are paid in the form of a deposit by the borrower to the lender. This is done to lessen the lender's risk of suffering a loss in the event of the borrower's failure in repaying the loan. So can the MOD deposit be returned later after repaying the loan amount? Keep reading to find out more about it![..]

Is It Possible to Get a 100% Home Loan?
28th Dec 2022

Is It Possible to Get a 100% Home Loan?

If you intend to purchase an expensive housing property, you may be wondering if it is possible to obtain a 100% home loan because even making the down payment could be a significant financial challenge for you. So is this really a possibility? And if not, then is there an alternative to this problem? Keep reading to find out![..]

What is a Refuge Area and its Norms in High-Rise Buildings?
22nd Dec 2022

What is a Refuge Area and its Norms in High-Rise Buildings?

If you're looking to purchase a house in a high-rise building, then you might need to ensure that it has provisions for a refuge area. Although, what is a refuge area & why is it so important? As per NBC, every high-rise building or a skyscraper must have a designated refuge area at every seventh floor of the building, which is to be used only during emergency situations such as a fire outbreak or similar ones. So what are the various norms to be followed while constructing a high-rise structure? Keep reading to find out![..]

What is FSI in Real Estate and How to Calculate it?
20th Dec 2022

What is FSI in Real Estate and How to Calculate it?

Before buying a property, it is extremely important to check the details of the FSI (floor space index) which is also called as “floor area ratio”. But what does this mean & why is it so important to know the allowable FSI? It is the ratio between the area of the covered floor (the built-up area) and the overall area of the plot upon which the building or the construction stands. Knowing how to calculate it will enable you to beware of any violations & thus prevent you from making any mistake. Read our blog to know more in detail![..]

Difference between Flat and Reducing Interest Rate
19th Dec 2022

Difference between Flat and Reducing Interest Rate

Do you want to receive a loan to buy a house? There are two ways to calculate loan interest: flat interest rate and reducing interest rate. The total amount of money you pay back, including the principal and interest, is determined by whether you choose a flat interest rate or a falling interest rate. So what's the difference between the two, and what are the advantages of each? Keep reading our blog to find out![..]

Earnest money: what is it and how much is it used in real estate?
16th Dec 2022

Earnest money: what is it and how much is it used in real estate?

Are you unsure about how much earnest money is paid when finalizing a real estate deal? There are a few crucial things to keep in mind before doing so. But moving forward, what exactly is earnest money & how does it work? It is paid by the buyer to the seller as proof to that the buyer is really interested in putting in the stakes. To find out how much is the appropriate amount to deposit, keep reading our blog![..]

How to know if your apartment association is registered?
15th Dec 2022

How to know if your apartment association is registered?

Is your apartment association registered? If you're unsure about it, there is a way to find that out. But before moving forward, what exactly is an apartment association & how does it function? It is a voluntary organization, wherein the owners of the apartments become members of the association, which provides services such as the maintenance of amenities, maintaining security arrangements, and in many cases, even enforcing regulations agreed upon by the members. So how can one check whether or not it has been registered? Read our blog to find out![..]

Different types of residential properties in India 
06th Dec 2022

Different types of residential properties in India 

If you're planning to buy a residential property in India, you might want to know the different types of residential properties available for you. Depending on your various needs like your family size, your budget and more, you will need to make a wise decision about which type of property will best accommodate all your needs. Read our blog to explore the various property types and make a sound decision of investing in your new home[..]

Things a Nuclear Family Should Check While Buying a Home 
05th Dec 2022

Things a Nuclear Family Should Check While Buying a Home 

Are you a nuclear family looking to buy a home? There are certain important things to consider before you invest in buying a new home. For instance, you'll need to ensure that there are schools and hospitals in close proximity to the property, as well as your workplace and a few other essentials. Keep reading our blog to find out more and make a wise & informed decision about buying your new home[..]

What does the term group buying in real estate mean? 
02nd Dec 2022

What does the term group buying in real estate mean? 

Buying a home seems quite challenging as an individual homebuyer. But homebuyers in India are now allowed to consider the option of group buying. So how does this work? Potential home buyers simply connect with each other to form a group to purchase properties in the same development, after which they approach the builder to negotiate for possible discounts. This bulk purchase of a number of homes results in a reduced price for the buyers thus proving to be a beneficial option for homebuyers. Keep reading to get a deeper understanding.[..]

All you need to know about home loan restructuring 
01st Dec 2022

All you need to know about home loan restructuring 

Home loan restructuring has become very popular as a result of the monetary fluctuations brought on by the pandemic and the consequent impact on the economy. For borrowers who are eligible, this scheme offers a longer grace period, lower interest rates, and other simplified terms. In this blog, you'll get a detailed understanding on various aspects like its various types, how & when to apply for it, along with its pros and cons. Keep reading our blog to find out more![..]

How to finance a home down payment using a personal loan
30th Nov 2022

How to finance a home down payment using a personal loan

Looking for a suitable down payment financing option for buying your new home? It's important to understand and consider all the options available at hand. While going over the options, you might have considered using a personal loan for your home down payment. But what are the features, benefits and drawbacks of it? Keep reading to find out![..]

What is Virtual Staging in the Real Estate World? 
24th Nov 2022

What is Virtual Staging in the Real Estate World? 

If you're a homebuyer who is looking to get an exact picture of how you'd want your new home to look, Virtual Staging is the solution for you! But what does it mean? It's a type of technique for real estate that allows purchasers to see how their completely furnished residences would appear by furnishing vacant properties virtually. Keep reading to find out more about this exciting development![..]

What is an easement right on the property?
23rd Nov 2022

What is an easement right on the property?

A landowner with an easement property right can compel the owner of another piece of land to allow something to happen or to prevent it from happening on the grounds that it would be advantageous to the dominant tenement. But what are some of the things that need to be kept in mind? Keep reading to know more.[..]

What to look for on a home tour? 
22nd Nov 2022

What to look for on a home tour? 

A home tour is an exciting stage of the house-buying process. Although, it can be a bit challenging to do it in person since you can forget or lose attention while looking around a property. As a result, there are a few important things to think about while going on a scheduled home tour. Read on to learn more about it.[..]

The importance of a sanctioned site plan 
21st Nov 2022

The importance of a sanctioned site plan 

As a homebuyer, it is important for you to be aware of the significance of a sanctioned site plan. Sanctioned plans are those that have been filed in accordance with the applicable by-laws for a building and have been duly approved and sanctioned by the authority. Continue reading our blog to know more about its importance & the new changes made to the plan.[..]

Why is it a Good Idea to Buy Property in Ravet?
12th Nov 2022

Why is it a Good Idea to Buy Property in Ravet?

There are plenty of reasons why you should consider buying property in Ravet. The area is growing rapidly and is becoming an increasingly popular destination for home buyers. So if you're looking to buy your a home, Ravet is definitely worth considering. Keep reading to find out the top 5 reasons why![..]

Top Reasons Why You Should Invest in Indian Real Estate today
11th Nov 2022

Top Reasons Why You Should Invest in Indian Real Estate today

Real estate in India is a great investment option currently. There are many reasons why buying property in India could be smart move for you. In this blog, you'll find the top six reasons why you should consider investing in the Indian real estate. Keep reading to find out![..]

Difference Between Relinquishment Deed and Release Deed 
10th Nov 2022

Difference Between Relinquishment Deed and Release Deed 

There are several ways to transfer property ownership. Two of the most common are through a relinquishment deed and a release deed. Though they both have the same goal – transferring property from one person to another. However, there are some key differences between them. In this blog, we will break down those differences so you can understand which one is best for your situation. Read now![..]

Capital Gains Tax: What Is It, and How It Works 
09th Nov 2022

Capital Gains Tax: What Is It, and How It Works 

If you're in the market to buy a home, it's important to understand capital gains tax. This is a tax on profits made from the sale of a property. So how does it really work & what are the current tax rates on these capital assets? Keep reading to find out![..]

Understanding of Mutation of Property in India 
04th Nov 2022

Understanding of Mutation of Property in India 

When it comes to the purchase or sale of property in India, it's important to be aware of the mutation process. This is a legal term that refers to the change in ownership or status of a property. Here we'll take a look at what mutations entail and how they can affect you as a home buyer or seller. Read our blog.[..]

What Exactly is the Building Code? 
01st Nov 2022

What Exactly is the Building Code? 

When you're buying a new home, there's a lot to consider. But one of the most important things is making sure it meets all the building codes. What are they? And what do they mean for you and your new home? Keep reading to find out![..]

Why is a Completion Certificate important for Home Buyers?
18th Oct 2022

Why is a Completion Certificate important for Home Buyers?

When you're buying a home, the completion certificate is an important document to have. This certificate shows that the property has been completed and is ready for occupancy. Here's why it's important for home buyers and what are the necessary paperwork required for it.[..]

Advantages of open space in housing societies 
11th Oct 2022

Advantages of open space in housing societies 

When it comes to our homes, we often think about the privacy and quiet that they offer. While these are definitely important features, research shows that living in open spaces can have a number of benefits for us, as well. In this blog post, we'll take a look at what open spaces are, why they're important in housing societies and some of the benefits that come with them. Read on to learn more![..]

Reasons why the demand for 2 BHK flats is higher in India 
10th Oct 2022

Reasons why the demand for 2 BHK flats is higher in India 

While there are a variety of apartment configurations available to home buyers, 2 BHK flats continue to be the most popular choice. So what is it about these flats that appeal to so many people? Let's take a look at some of the factors that are influencing this trend![..]

What is the loading factor in apartments? 
07th Oct 2022

What is the loading factor in apartments? 

When you are looking for a new place to live, one of the most important things to consider is the loading factor. This is especially true for apartments, where the amount of people living in close quarters can make a big difference. But what exactly is the loading factor, and how does it affect your decision? Keep reading to find out![..]

ERP Real Estate and its Benefits to the Industry 
04th Oct 2022

ERP Real Estate and its Benefits to the Industry 

For people in the market looking for a new home, ERP real estate is something you should know about. It stands for enterprise resource planning and is a system that helps manage all aspects of the real estate industry. From construction to sales and marketing, ERP software keeps everything organized and running smoothly. This can be a huge benefit to those buying or selling a home, as it can help avoid any possible delays or problems. If you're looking for an edge in the real estate market, ERP may be just what you need. Keep reading to find out more![..]

Rights Of An Apartment Owner
03rd Oct 2022

Rights Of An Apartment Owner

As a home buyer, it's important to be aware of your rights as an apartment owner. It's also important to know what to do if any issues arise. By understanding your rights, you can protect yourself from potential problems and resolve any disputes that may come up. We have prepared a list of the 6 most essential rights that every apartment owner must be aware of. Which are these rights? Read our blog to find out![..]

Know more about Income from House Property and the Laws that Govern it 
29th Sep 2022

Know more about Income from House Property and the Laws that Govern it 

If you're considering buying a property, it's important to understand the income that can be generated from it. This applies to whether you're thinking of purchasing a home to live in yourself, or as an investment. In this blog post, we'll take a look at how house property income is taxed, and some of the laws that govern it. Read on to find out more![..]

The Subvention Scheme - Everything you need to know 
27th Sep 2022

The Subvention Scheme - Everything you need to know 

If you're looking for an option to ease your home-buying process, a subvention scheme might be the right choice for you. But what is this scheme and why is it so alluring to homebuyers? The subvention scheme helps home buyers purchase their first home by providing funds to help eligible borrowers purchase a qualifying home with a down payment ranging between 5% to 20% of the property value. What are the various benefits of applying for this scheme? Read our blog to know all about it.[..]

Society Maintenance Charges that Buyers need to be aware of 
22nd Sep 2022

Society Maintenance Charges that Buyers need to be aware of 

When you are buying a home, it is important to be aware of all the charges and fees associated with the purchase. One charge that may not be immediately apparent is society maintenance fees. These fees can add up quickly, so it is important to know what you are getting into before you purchase a home. In this blog article, we will explain what society maintenance fees are, and discuss on what basis they are determined. So if you are in the market for a new home, be sure to read on![..]

What is Snagging and De-Snagging in Apartments? 
21st Sep 2022

What is Snagging and De-Snagging in Apartments? 

In the market for a new apartment? Make sure you know what snagging and de-snagging means, before signing any leases! Snagging is when there are defects in the property that were not noticed during the initial walk-through. De-snagging is the process of checking that all defects from the original snagging list have been rectified by the builder. There are few other important things to consider for this procedure as well. What are they? And how do you carry out this process? Keep reading to know more![..]

The Concept of Cooperative Housing Society Broken Down 
16th Sep 2022

The Concept of Cooperative Housing Society Broken Down 

A cooperative housing society (CHS) is the perfect solution for home buyers who are looking for an affordable place to live. However, these can be quite complex to understand given its various types, features and more. In this blog article, we will break down the concept of a CHS and explain the positive aspects of investing in this type of a housing arrangement. This information will help you make a better decision about whether or not a CHS is right for you. Keep reading to know more![..]

Why net-zero housing is the way of future 
15th Sep 2022

Why net-zero housing is the way of future 

Are you thinking of buying a new home? If so, you may have heard about net-zero housing - homes that promise energy efficiency & sustainability. While this type of housing is still relatively new, it’s becoming increasingly popular due to its many benefits. In this blog post, we’ll take a closer look at what net-zero housing is and why it’s the way of the future. We’ll also discuss some of the benefits of owning a net-zero home. So, if you’re interested in learning more about this exciting real estate trend, keep reading![..]

Allotment letter: An important tool to buy a property 
13th Sep 2022

Allotment letter: An important tool to buy a property 

If you're in the market to buy a property, an allotment letter can be an important tool. An allotment letter is a document that gives the buyer of a property the right to purchase the property at the price specified in the letter. It's important to make sure that you have an allotment letter in place before completing any transactions on a property. If you're not sure how to get an allotment letter or what it covers, read on for more information.[..]

Understand joint development agreement in real estate 
09th Sep 2022

Understand joint development agreement in real estate 

If you're in the market for a new home, then you may have come across a term called "joint development agreements." But what are they, and what do they mean for you as a land owner? In this post, we'll break down everything you need to know about joint development agreements, including what they are and how they work. We'll also brief you upon some important points to be considered before entering into such an agreement and a few benefits that come with it. Keep reading to learn more![..]

3D Printed Homes to Revolutionise Affordable Housing 
08th Sep 2022

3D Printed Homes to Revolutionise Affordable Housing 

What if there was a way to build affordable homes quickly and easily, using materials that are both readily available and affordable? 3D printing may provide the solution we've been looking for. Researchers have begun experimenting with 3D printing methods to create homes and other structures out of cheap lightweight materials like plastic or concrete. The potential savings in time and money could be tremendous, especially in areas where traditional construction methods are not feasible or affordable. In addition, 3D printing allows for much greater customisation than traditional methods, so homeowners can create a home that perfectly meets their needs and style.[..]

Financial benefits of buying jodi flat 
05th Sep 2022

Financial benefits of buying jodi flat 

Most people view home buying as a huge financial investment. While this is true, there are several financial benefits of buying jodi flats. In addition to the immediate equity you gain in your home, you also build more wealth over time due to the forced savings associated with homeownership. Moreover, tax breaks and stable monthly payments make owning a home one of the smartest long-term money decisions you can make. So before ruling out homeownership because of the perceived financial burden, be sure to consider all of the financial perks that come with it.[..]

Independent house vs apartment: Which one is better? 
03rd Sep 2022

Independent house vs apartment: Which one is better? 

There’s a never-ending debate when it comes to independent houses vs apartments. Some people will swear by the benefits of an independent house, while others find that apartments are more convenient and affordable. So both have their pros and cons, but which one is better for you? Let’s take a look at this blog to help you make up your mind.[..]

Eco-Friendly Amenities Developers are Currently Offering
02nd Sep 2022

Eco-Friendly Amenities Developers are Currently Offering

If you're in the market for a new home, you may be wondering if eco-friendly features are being offered by developers. Luckily, they are beginning to offer more sustainable options when it comes to construction and design. From windows that reduce UV radiation to solar panel systems, there are many ways to make your home more environmentally friendly. Keep reading for a look at some of the best upcoming eco-friendly amenities.[..]

What is the Title Deed of Property? All You Need to Know. 
23rd Aug 2022

What is the Title Deed of Property? All You Need to Know. 

When you buy a property, the title deed is one of the most important documents you will receive. This document proves that you are the legal owner of the property. In this blog post, we will explain what the title deed is and what it contains. We will also provide some tips on how to protect your title deed. So, if you are thinking about buying a property, make sure to read this post![..]

What is Loan Prepayment, and How Does it Work? 
22nd Aug 2022

What is Loan Prepayment, and How Does it Work? 

Are you considering buying a home? One of the many things to think about is how you'll finance it. One option is a loan pre-payment. This means making extra payments on your mortgage, above and beyond your required monthly payment. Wondering if it's worth it? Here's what you need to know about loan prepayment.[..]

Section 80EE: Home Loan Interest Deduction 
17th Aug 2022

Section 80EE: Home Loan Interest Deduction 

The home loan interest deduction can be a valuable tax break for homeowners. Under Section 80EE of the Internal Revenue Code, you may be able to deduct interest on a home equity loan or line of credit used to purchase your main home. Qualifying properties include single-family homes, townhouses, condominiums, and co-ops. Here's what you need to know about this tax break.[..]

Transferable Development Rights 
16th Aug 2022

Transferable Development Rights 

In real estate market, there are a variety of things that buyers must take into consideration. One such factor is the availability of development rights. These rights allow the construction of a new building or structures on a property. What many buyers may not know, these rights can often be transferred to another piece of property. So what are transferable development rights, and how can they benefit you as a homebuyer? Keep reading to find out![..]

5 ways to transfer property in India
11th Aug 2022

5 ways to transfer property in India

Whether you're buying or selling a property in India, you'll need to know about the various ways to transfer ownership. Each method has its own set of benefits and drawbacks, so it's important to choose the right one for your situation. Here are five of the most common methods of transferring property in India.[..]

Benefits of buying a residential property on the outskirts 
10th Aug 2022

Benefits of buying a residential property on the outskirts 

Are you in the market for a new home? If so you could consider checking out some properties on the outskirts of town. There are many benefits of buying a home on the outskirts of town. You may be surprised at just how much they have to offer![..]

10 Good Financial Habits of Successful Financial Planning
09th Aug 2022

10 Good Financial Habits of Successful Financial Planning

Are you thinking about buying a home? If so, it's important to start off on the right foot by establishing good financial habits. Here are 10 tips for successful financial planning that will help you reach your goal of homeownership. Follow these tips and you'll be well on your way to achieving your dreams![..]

What is fair market value, and how is it calculated?
08th Aug 2022

What is fair market value, and how is it calculated?

If you're in the market to buy a home, it's important to understand what fair market value is and how it's calculated. Fair market value is the price at which a reasonable buyer and seller would agree on a property. It's based on current market conditions, like recent sales of similar properties. So, how is fair market value determined? Let's take a closer look.[..]

What is ROR in Land Records? 
06th Aug 2022

What is ROR in Land Records? 

As a homebuyer, you may be unfamiliar with the term "ROR" when it comes to land records. This acronym stands for Rent of Record, and is an important consideration when purchasing property. In this blog post, we'll explain what ROR is and how it can affect your purchase. We'll also provide some tips for understanding this concept. Happy reading![..]

Title Insurance: A benefit for home buyers
05th Aug 2022

Title Insurance: A benefit for home buyers

When you buy a home, there are a number of things to consider – from finding the right property to making an offer and negotiating the price. Along with all the practical considerations, it’s important not to forget about the financial aspects either. One cost that often surprises first-time buyers is title insurance. But what is it, and why do you need it? Read on for everything you need to know about title insurance.[..]

Top 5 Affordable Housing Locations in India 
02nd Aug 2022

Top 5 Affordable Housing Locations in India 

Are you thinking of buying a house but don't know where to start? Or maybe you're not sure if you can afford to buy a house in the current market? Regardless of your situation, this blog post is for you. Here we have listed the top 5 affordable housing locations in India. So whether you're looking to invest or just want to know where the best deals are, read on![..]

Electronic Clearing Service (ECS): What is ECS and how does it work 
01st Aug 2022

Electronic Clearing Service (ECS): What is ECS and how does it work 

If you're in the market for a new home, you'll want to become familiar with electronic clearing service (ECS). ECS is a process that allows your bank to transfer money directly from your account to the seller's account. This can save you time and money, and make the home buying process easier and less stressful. In this post, we'll explain what ECS is and how it works. We'll also provide some tips on how to use ECS when buying a home. So read on to learn more![..]

Home automation: the next big change in the real estate industry 
27th Jul 2022

Home automation: the next big change in the real estate industry 

Are you thinking of buying a new home? If so, you'll want to keep an eye on the latest trend in the real estate industry: home automation. Home automation is changing the way we buy and live in homes, and it's something you'll definitely want to consider if you're looking for a new place to call your own. So what is home automation, and what can it do for you? Keep reading to find out![..]

What is a home loan with an overdraft facility? Five things to know about it 
26th Jul 2022

What is a home loan with an overdraft facility? Five things to know about it 

Like a traditional home loan, a home loan with an overdraft facility allows you to borrow money to purchase a property. However, with an overdraft facility, you can also borrow money beyond the amount of the property purchase price – up to a certain limit. Here are five things to know about home loans with an overdraft facility.[..]

How Are Franking Charges Different From Stamp Duty On Home Loans?
25th Jul 2022

How Are Franking Charges Different From Stamp Duty On Home Loans?

If you're a homebuyer, you may be wondering what the difference is between franking charges and stamp duty. Both are charged when you take out a home loan, but they serve different purposes. Stamp duty is a tax that goes to the government, while franking charges help to finance your mortgage. Understanding the differences between these two charges can help you make the best decision for your finances.[..]

How Do Smart Contracts Work In Real Estate?
22nd Jul 2022

How Do Smart Contracts Work In Real Estate?

As the world becomes more and more digitized, the way that real estate transactions are handled is changing too. One of the most innovative and exciting developments in this area is the use of smart contracts to handle real estate deals. But what are smart contracts, and how do they work? Read on to find out![..]

Amazing Facts About CERSAI Charges On Home Loan 
21st Jul 2022

Amazing Facts About CERSAI Charges On Home Loan 

Did you know that when you take a loan against your property, the bank levies a CERSAI (Central Registry of Securitization Asset Reconstruction and Enforcement Authority) charge? And this amount is usually a percentage of the loan amount? So if you are planning to buy or refinance your home, it's important to understand what this charge is and how it can affect your overall borrowing costs. In this blog post, we will explore some amazing facts about CERSAI charges on home loans. Keep reading to find out more![..]

List of Reasons Why You Should Buy a House in a Smart City
20th Jul 2022

List of Reasons Why You Should Buy a House in a Smart City

Are you thinking of buying a house? If so, you may be wondering if now is a good time to buy. And if you’re interested in buying in a smart city, you may be wondering what that even means. In this blog post, we’ll explore both of those questions and give you some reasons why buying a house in a smart city can be a great decision. Keep reading to learn more![..]

Home Loan Moratorium Period: What Is It, and Why Is It Important? 
18th Jul 2022

Home Loan Moratorium Period: What Is It, and Why Is It Important? 

If you're in the market for a new home, you may have heard about the "moratorium period." But what is it, and why is it important? In this blog post, we'll explain everything you need to know about the moratorium period so that you can make an informed decision when buying a house. Stay tuned![..]

What is An MCLR-Based Home Loan?
15th Jul 2022

What is An MCLR-Based Home Loan?

MCLR-based home loans are a relatively new development in the world of mortgages. If you're thinking of buying a home in the near future, it's important to understand what an MCLR-based loan is and how it compares to other types of mortgages. In this blog post, we'll explain what MCLR is and how it affects your mortgage rate. We'll also give you some tips on how to get the best deal on an MCLR-based home loan. So if you're ready to learn more, keep reading![..]

Factors That Will Drive The Real Estate Sector in 2022 
14th Jul 2022

Factors That Will Drive The Real Estate Sector in 2022 

It's hard to predict the future, especially when it comes to real estate. But by taking a look at some of the factors that are expected to have an impact in 2022, we can get a better idea of what to expect. So, if you're thinking about buying or selling a home this year, here are four factors that could have a big impact on real estate in 2022.[..]

What Do You Need To Know About Home Loan Foreclosure? 
13th Jul 2022

What Do You Need To Know About Home Loan Foreclosure? 

If you're a homeowner, then it's important to be aware of the possibility of home loan foreclosure. Although it's a last resort, it's something that you should understand in case you ever find yourself in that situation. Here is an overview of what happens during home loan foreclosure.[..]

How does Buying or Selling a Home Help the Economy and Your Community?
12th Jul 2022

How does Buying or Selling a Home Help the Economy and Your Community?

When you buy or sell a home, not only are you changing your own life, but you're also impacting the economy and your community. Here's how buying and selling homes helps everyone involved.[..]

Is it Possible to Transfer a Home Loan Multiple Times?
11th Jul 2022

Is it Possible to Transfer a Home Loan Multiple Times?

Have you ever refinanced your home loan? Or, transferred the loan to a new bank? You might be wondering if it's possible to transfer a home loan multiple times. The answer is yes - it's possible to transfer a home loan multiple times, but there are some things you need to know first. In this blog post, we'll discuss on how to transfer home loan as smoothly as possible. Stay tuned![..]

What is a Land Registration ID, and What are the Documents Involved?
08th Jul 2022

What is a Land Registration ID, and What are the Documents Involved?

Do you plan on buying a house in the near future? If so, you'll need to familiarize yourself with land registration IDs. In this blog post, we'll discuss what a land registration ID is and list the documents you'll need to apply for one. So, keep reading to learn more![..]

Online vs Offline Home Loans: A Detailed Comparison
05th Jul 2022

Online vs Offline Home Loans: A Detailed Comparison

Are you in the market for a new home? If so, you may be considering taking out a loan to help finance your purchase. There are two main ways to obtain a home loan: online or through a traditional lender. Here's a comparison of the two methods, based on time, process and charge. Plus, we'll give you our top reasons why online loans are more convenient than traditional ones. Read on to learn more![..]

Why is it important to have a spacious home for a healthy lifestyle?
04th Jul 2022

Why is it important to have a spacious home for a healthy lifestyle?

When you think of spacious homes, what comes to mind? Is it the amount of square footage or the number of bedrooms and bathrooms? Maybe you think of the great room or kitchen that’s perfect for entertaining. While all of these are important factors, there’s another reason why having a spacious home is essential – your health. Here are some tips on how having plenty of space can help you live a healthier life. Stay tuned to find out more![..]

Luxury Homes- Next Level Living in Bangalore
29th Jun 2022

Luxury Homes- Next Level Living in Bangalore

If you're looking for a luxurious home in Bangalore, you'll be spoiled for choice. Luxury homes come in all shapes and sizes, and offer every conceivable amenity. Whether it's a penthouse suite with panoramic views of the city or a sprawling estate with its own private pool, there's something to suit everyone's taste and budget. So what are you waiting for? Start exploring your options today![..]

Shifting vs Renovating your Home
27th Jun 2022

Shifting vs Renovating your Home

Are you thinking of buying a home ? It might be worth considering whether to buy or renovate an existing one. There are pros and cons to both decisions, and it ultimately depends on your personal circumstances. In this post, we'll explore the benefits and drawbacks of each option so that you can make the best decision for you.[..]

What is the average home loan processing time?
26th Jun 2022

What is the average home loan processing time?

Have you been considering buying a home? If so, you'll want to know how long the home loan processing time is. Luckily, we've got all the details for you right here. Keep reading to learn more![..]

Metaverse - The rise of virtual reality
25th Jun 2022

Metaverse - The rise of virtual reality

It wasn't too long ago that virtual reality was nothing more than a figment of our imaginations. But today, thanks to ever-advancing technology, VR is becoming a reality - and it's changing the way we do things, including how we buy and sell homes. Here's what you need to know about VR in the world of real estate.[..]

In which Indian city should you buy your first home?
24th Jun 2022

In which Indian city should you buy your first home?

If you're thinking of buying your first home, you may be wondering which city is the best place to do it. There are a number of factors to consider, and each city has its own unique advantages and disadvantages. In this blog post, we'll take a look at some of the most important things to think about when deciding where to buy your first home in India. So read on to find out more![..]

An overview of blockchain technology and real estate
20th Jun 2022

An overview of blockchain technology and real estate

Blockchain technology is still a relatively new concept, but it is already having a major impact on the world of real estate. Here's an overview of what blockchain is and how it can be used in the field of real estate.[..]

Don't let rising inflation delay your home ownership plans
16th Jun 2022

Don't let rising inflation delay your home ownership plans

Inflation is on the rise, but that doesn't mean you should delay your home ownership plans. Here are some tips that will help you stay ahead of the curve and buy your dream home now.[..]

What is an IGBC-certified green home and its benefits?
15th Jun 2022

What is an IGBC-certified green home and its benefits?

Is an eco-friendly home on your radar for your next purchase? If so, you must know about the Interiors Green Building Council (IGBC) certification. An IGBC-certified green home is designed and built with sustainability in mind, and comes with a bevy of benefits. Keep reading to find out more![..]

All about Patta Chitta - Tamil Nadu land records online
14th Jun 2022

All about Patta Chitta - Tamil Nadu land records online

For centuries, land ownership and transactions were documented through Patta Chitta – a series of land records maintained by the government in Tamil Nadu, India. Today, all of this information is available online. If you're buying a property in Tamil Nadu, it's important to understand how these records work and how to access them. This blog post will give you everything you need to know about Patta Chitta in Tamil Nadu.[..]

What is force majeure and its impact on the Indian real estate sector?
13th Jun 2022

What is force majeure and its impact on the Indian real estate sector?

In today's world, real estate is an evergreen sector that continues to offer lucrative opportunities for investors. However, like any other industry, the real estate sector in India is not immune to the impacts of unforeseen events or force majeure. So, what is force majeure and how does it impact the Indian real estate sector? Read on to find out.[..]

How is the Internet of Things poised to elevate and transform any home into a luxury apartment?
10th Jun 2022

How is the Internet of Things poised to elevate and transform any home into a luxury apartment?

The increasing popularity of the internet of things (IoT) is poised to completely change the way people live in their homes. With interconnected devices that can communicate with each other, homebuyers can upgrade their homes into luxury apartments at a fraction of the cost. From remotely controlling appliances and lighting to getting notifications about vital home functions, the IoT promises to make our lives easier and more comfortable. Read more to find out.[..]

Zero energy buildings: Their importance to real estate future
09th Jun 2022

Zero energy buildings: Their importance to real estate future

As the real estate industry continues to grow and evolve, so does the demand for sustainable and energy-efficient buildings. While there has been a surge in the popularity of zero energy building structures that consume zero net energy, these types of buildings are still rare. But they are expected to play a key role in the real estate market in the future. In this blog post, explore the reason why zero energy buildings are so important, and why they are likely to become popular in coming years.[..]

How can SAAS help developers reduce unsold inventory?
08th Jun 2022

How can SAAS help developers reduce unsold inventory?

For a real estate developer unsold inventory can be a big problem. But did you know that SAAS can help? SAAS is a software as a service platform that provides developers with the tools they need to reduce unsold inventory and boost their sales. In this blog post, we'll take a closer look at how SAAS can help developers achieve success.[..]

Are you looking for a Home Loan for an Under-Construction Apartment?
07th Jun 2022

Are you looking for a Home Loan for an Under-Construction Apartment?

If you are in the market for a new home, you may be considering purchasing one that is currently under construction. This can be a great way to get exactly what you want in your home, without having to wait for it to be built. However, there are some things you need to know about financing a home that is under construction. Here is an overview of the different types of loans available and how to go about getting one.[..]

Top 5 affordable locations in Kolkata
06th Jun 2022

Top 5 affordable locations in Kolkata

Are you looking for a more affordable place to live in Kolkata? Or are you simply curious about the most affordable places to live in the city? If so, then you’re in luck! In this blog post, we will discuss the top five most affordable locations in Kolkata. Keep reading to learn more![..]

Advantages of buying a house with an all-inclusive price tag
03rd Jun 2022

Advantages of buying a house with an all-inclusive price tag

It can be difficult to know what the total cost of buying a house will be. There are so many variables that go into the price of a home – from the initial down payment to monthly mortgage payments, taxes, and insurance. But what if there was a way to buy a house without having to worry about any of those additional costs? That’s exactly what you get when you purchase a house with an all-inclusive price tag. Know more in our blog.[..]

Benefits of buying property in a woman's name
02nd Jun 2022

Benefits of buying property in a woman's name

There are many benefits of buying property in a woman's name. For one, it can make the process easier and faster, especially if you're looking to buy a home. Additionally, owning property in your own name can provide financial stability and security for you and your family. Finally, owning property in your own name can give you more control over your life and future. If you're thinking about buying property, be sure to consider doing it in a woman's name.[..]

How is an NRI home loan different?
01st Jun 2022

How is an NRI home loan different?

One of the major financial goals of the common man includes purchasing a house irrespective of where they reside. It does not matter whether you live in India or plan to return to your country someday, a home is extremely essential to achieving peace, stability, and togetherness. Lenders understand the sentimental values behind these houses […][..]

Things most neglected while buying an apartment
30th May 2022

Things most neglected while buying an apartment

Are you in the market for a new apartment? If so, be sure to keep the following things in mind – they’re often neglected by buyers but can end up costing them in the long run![..]

Know how kids influence the home buying decision
30th May 2022

Know how kids influence the home buying decision

When you're looking for a new home, there are many important things to consider. But what about your kids? How do they factor into the home-buying decision? In today's post, we'll take a closer look at how kids influence the process and what you need to know before buying a house with children. Keep reading to get started![..]

Everything You Need To Know About Tripartite Agreement
30th May 2022

Everything You Need To Know About Tripartite Agreement

If you're a homebuyer, it's important to know about tripartite agreements. A tripartite agreement is a contract between the buyer, the seller, and the bank that ensures that the sale goes through. This can be helpful if you're buying a property with a mortgage, as it guarantees that the lender will release the money to the seller once all of the conditions of the sale have been met. If you're interested in learning more about tripartite agreements, keep reading! We'll outline everything you need to know below.[..]

Benefits of living in a villa
30th May 2022

Benefits of living in a villa

Are you in the market for a new home but not sure whether to buy a villa or a traditional house? Here are some of the benefits of living in a villa that might help you make your decision. Villas typically have more square footage than traditional houses, which means more space for you and your family. They also tend to be more affordable than larger homes, and many come with luxurious features like private pools and courtyard gardens. So if you're looking for extra space and luxury, a villa could be the perfect choice for you.[..]

Which KYC documents should NRIs/OCIs submit to avail home loan?
27th May 2022

Which KYC documents should NRIs/OCIs submit to avail home loan?

If you are an NRI or an OCI and want to avail a home loan in India, which documents do you need to submit? This is a question that a lot of people have, and the answer can vary depending on your individual circumstances. In this blog post, we will take a look at the documents that are typically required for NRIs/OCIs who want to get a home loan in India. So read on to learn more![..]

Land Measurement Units Used Throughout India
26th May 2022

Land Measurement Units Used Throughout India

Did you know there are multiple units of measurement used throughout India for land area? Each unit has its own specific purpose and is used in different parts of the country. If you're buying or selling property in India, it's important to be familiar with these units and their conversions. In this blog post, we'll explore the various land measurement units used in India and provide conversion rates between them. Let's get started![..]

How infrastructural development has triggered a boom in the real estate sector
25th May 2022

How infrastructural development has triggered a boom in the real estate sector

The real estate sector has been booming in recent years, thanks to a number of factors including infrastructural development. With new roads and railways being built, and existing ones being improved, the transport infrastructure is becoming more efficient. This is making it easier for people to get around, which is leading to increased demand for property. In addition, the government is encouraging foreign investment in the sector, which is also contributing to the growth. If you're thinking of investing in real estate, now is a good time to do so.[..]

Token Money: Its Meaning, Importance, and Points to Note
23rd May 2022

Token Money: Its Meaning, Importance, and Points to Note

Are you planning to buy your first home? Congratulations! It's an exciting decision, and there's a lot to think about. One thing you'll want to be aware of is the concept of token money. What is it, why is it important, and what should you keep in mind? Read on for more information.[..]

Co-signer Vs Co-applicant: Know the Difference When Applying for a Home Loan
23rd May 2022

Co-signer Vs Co-applicant: Know the Difference When Applying for a Home Loan

If you're in the market for a new home, you may be wondering about co-signers and co-applicants. Which is better? What's the difference? And can you apply for a home loan without either one? Here's what you need to know.[..]

Bank vs NBFC - Which one to opt for?
18th May 2022

Bank vs NBFC - Which one to opt for?

There are a lot of financial institutions when it comes to home loans - banks and non-banking finance companies (NBFCs). So, which one should you opt for? This is a question that many people face, and the answer isn't straightforward. In this blog post, we will compare banks and NBFCs so that you can make an informed decision.[..]

How to avoid defaulting on home loan EMI?
18th May 2022

How to avoid defaulting on home loan EMI?

If you are a homebuyer who has taken a loan to purchase your home, then it is important for you to understand how to avoid defaulting on your EMI payments. By following some simple steps, you can ensure that you stay on top of your payments and keep your home. In this blog post, we will discuss some tips for avoiding defaulting on your EMI payments. Stay tuned![..]

Why should you go for home loan protection plans?
17th May 2022

Why should you go for home loan protection plans?

When you buy a home, one of the biggest investments you'll ever make, it's important to protect that investment. One way to do that is by purchasing a home loan protection plan. These plans can help cover your mortgage payments if something unexpected happens and you're unable to make them yourself. So if you're considering buying a home, it's important to factor in the cost of a home loan protection plan.[..]

How is a home improvement loan different from a home extension loan?
16th May 2022

How is a home improvement loan different from a home extension loan?

When you're ready to renovate or extend your home, the first thing you need to do is work out how much money you'll need and what kind of loan is best for you. Home improvement loans and home extension loans are both popular options, but they can be quite different from each other. In this post, we'll take a look at how these two types of loan differ and help you decide which one is right for you.[..]

Home Loan vs Mortgage Loan: Know the Difference
16th May 2022

Home Loan vs Mortgage Loan: Know the Difference

Are you in the market for a new home? Are you confused about the difference between a home loan and a mortgage loan? Don't worry, you're not alone. In this blog post, we will explain the difference between a home loan and a mortgage loan, so you can make an informed decision when it comes to purchasing your dream home. Stay tuned![..]

Why is
11th May 2022

Why is "smart home design" an important criterion for selecting your new home?

When it comes time to select your next home, it’s important to consider all the features and amenities that are important to you. For many people, “smart home design” is one of those key factors. In this post, we’ll explore what smart home design is, and why it’s so important for homeowners. We’ll also provide some tips on how to find a home that has all the smart features you need. So, if you’re interested in learning more about this topic, keep reading![..]

Know your rights as a homeowner
10th May 2022

Know your rights as a homeowner

As a homebuyer, it's important to be aware of your rights and protections under the law. Knowing what to expect can help you avoid potential problems down the road. This blog post will explore some of the key rights that homeowners have in the India.[..]

What is a Builder Floor? What are its Pros and Cons?
09th May 2022

What is a Builder Floor? What are its Pros and Cons?

As a homebuyer, you may have come across the term "builder floor" while researching properties. But what is a builder floor, and what are its pros and cons? In this blog post, we'll break down everything you need to know about builder floors so that you can make an informed decision when buying a property.[..]

How will RBI’s repo rate hike impact homebuyers?
06th May 2022

How will RBI’s repo rate hike impact homebuyers?

The Reserve Bank of India (RBI) announced an increase in the repo rate by 40 basis points. This rate is the interest rate at which RBI lends to commercial banks. The hike in the repo rate could impact homebuyers in a few ways. Read on to find out more.[..]

How Does the Pradhan Mantri Awas Yojana Work?
05th May 2022

How Does the Pradhan Mantri Awas Yojana Work?

The Pradhan Mantri Awas Yojana (PMAY), is a scheme to provide assistance to low- and middle-income households in India to buy their own homes. The scheme provides financial assistance in the form of interest subsidies on housing loans, as well as direct subsidies for the construction or purchase of housing. In this article, we explain how the PMAY scheme works and who is eligible for assistance.[..]

5 Important Things to Know About a Home Loan Sanction Letter
04th May 2022

5 Important Things to Know About a Home Loan Sanction Letter

A home loan sanction letter is a very important document that comes with a home loan. It lists out all the terms and conditions of the loan, and tells you how much money has been sanctioned for you. So, it's important to know what's in it, and what you need to do to get your home loan started. Here are five important things to know about your home loan sanction letter.[..]

Why is Mamurdi Pune's next big residential destination
02nd May 2022

Why is Mamurdi Pune's next big residential destination

Mamurdi is an area located in Pune that is quickly gaining recognition as a prime residential destination. The region offers a beautiful setting with plenty of greenery and ample opportunities for outdoor recreation. Moreover, the Mamurdi area is well-connected to other parts of Pune via major roadways, making it easy to get around. If you're looking for a spacious home in a beautiful location, Mamurdi should be at the top of your list! Know more in our blog.[..]

Disruptive real estate technology trends in 2022
29th Apr 2022

Disruptive real estate technology trends in 2022

In future, the real estate industry will look dramatically different than it does today. Thanks to innovative new technologies, homebuyers will have unprecedented access to information and tools that will make the buying process easier and more efficient. Here are some of the most disruptive trends to watch for in 2022.[..]

Smart financial planning tips to help you buy a home within 3 years
29th Apr 2022

Smart financial planning tips to help you buy a home within 3 years

If you're dreaming of buying a home within the next three years, it's time to get started on your financial planning. While saving up for a down payment can seem daunting, following some simple tips can help make the process much easier. With a little bit of discipline and some hard work, you'll be on your way to homeownership in no time![..]

Common property investment mistakes & how to avoid them
26th Apr 2022

Common property investment mistakes & how to avoid them

When it comes to investing in property, there are a lot of things that can go wrong. If you're not careful, you could make costly mistakes that could end up costing you a fortune. In this blog post, we'll take a look at some of the most common property investment mistakes and how to avoid them. So, if you're planning on buying property, make sure to read on![..]

What is a Freehold Property? How is it Different from Leasehold Property?
25th Apr 2022

What is a Freehold Property? How is it Different from Leasehold Property?

A freehold property is one that you own outright – you are the absolute legal owner of the property and its land. Contrastingly, leasehold properties are only leased for a set number of years, after which the ownership reverts to the landlord. There are pros and cons to both freehold and leasehold homes, so it's important to understand the difference before making your purchase. In this blog post, we'll outline the key differences between freehold and leasehold properties, to help you make an informed decision when buying your home.[..]

An overview of blockchain technology and Indian real estate
24th Apr 2022

An overview of blockchain technology and Indian real estate

This blog elucidates that how is blockchain technology making its presence known in the Indian real estate industry in the recent past.[..]

All You Need to Know About Home Loan Statement
22nd Apr 2022

All You Need to Know About Home Loan Statement

A home loan statement shows how much money you've borrowed against your property and how much you still owe. It also includes your monthly payment amount and due date. By understanding your statement, you can better manage your finances and stay on top of your mortgage payments. Keep reading for more information about home loan statements.[..]

How a home loan EMI calculator helps you with financial planning
22nd Apr 2022

How a home loan EMI calculator helps you with financial planning

When you're buying a home, it's important to be prepared for the financial commitment. That's where a home loan EMI calculator comes in handy. This tool can help you estimate your monthly payment and get an idea of what you can afford. With this information in hand, you can better plan your budget and make informed decisions about your purchase. So, if you're in the market for a new home, be sure to use a home loan EMI calculator to get started![..]

Neighbourhood features that enhance the value of a property
21st Apr 2022

Neighbourhood features that enhance the value of a property

When it comes time to purchase a new home, many factors go into the decision-making process. Location is always important, as is the size and layout of the property. But did you know that the features of the neighbourhood can also have a big impact on the value of your home? Here are some features to look for when choosing a neighbourhood that will add value to your property.[..]

Why is Kalyan-Shil Road becoming a popular homebuying destination?
20th Apr 2022

Why is Kalyan-Shil Road becoming a popular homebuying destination?

Kalyan-Shil Road is quickly becoming a popular destination for homebuyers. The area is well known for its affordable homes and great location. Kalyan-Shil Road offers easy access to major highways, shopping, restaurants, and other amenities. If you're considering buying a home in the area, here are some of the top reasons why Kalyan-Shil Road should be your top choice.[..]

RBI Extends Home Loan Interest Rates Rationalization
19th Apr 2022

RBI Extends Home Loan Interest Rates Rationalization

Looking to buy a home? RBI has just made it a little more affordable with its decision to extend the interest rate rationalization scheme till the next year. Read our blog to know more details.[..]

Tamil Nadu government effects property tax revision after 24 years
18th Apr 2022

Tamil Nadu government effects property tax revision after 24 years

The Finance and Taxation Committee of the Coimbatore Corporation Council has recommended a hike in property tax, as well as vacant land taxes as was recommended by the State Government a few days ago. 83% of houses in the city will be affected by a property tax hike of 25-50 percent. This is due to […][..]

Changing real estate trends in the Mumbai Metropolitan Region
18th Apr 2022

Changing real estate trends in the Mumbai Metropolitan Region

Mumbai is a city that is constantly changing. The real estate market in the Mumbai Metropolitan Region (MMR) is no different. In this post, we will take a look at some of the recent changes in the MMR real estate market and how they may impact homebuyers. We will also discuss some tips for those looking to buy property in Mumbai. So, if you are thinking of buying a property in Mumbai, or are just curious about what's going on in the market, read on![..]

What is a No Objection Certificate? Why is it Important for the Home Loan Process?
13th Apr 2022

What is a No Objection Certificate? Why is it Important for the Home Loan Process?

When you're buying or selling a property, the process can be complicated and time-consuming. There are a lot of things to consider, and it's important to make sure everything is in order before you finalize any deals. One of the most important documents you need for real estate transactions is the no objection certificate. Here's what you need to know about this document and why it's so important.[..]

How to negotiate a better mortgage rate?
11th Apr 2022

How to negotiate a better mortgage rate?

You can negotiate your mortgage rate during various stages of your home loan period and also by talking with the same or multiple lenders.[..]

All you need to know about advance payments while buying a home
08th Apr 2022

All you need to know about advance payments while buying a home

Advance payments are amount paid to the real estate developer before the sales of property. It is a certain percentage of a sales price or an amount which is determined by real estate developer as per rules and regulations. Advance payment safeguards both interest of buyers as well as developers.[..]

Ready Reckoner Rates Hiked by 5% Across Maharashtra
02nd Apr 2022

Ready Reckoner Rates Hiked by 5% Across Maharashtra

The Maharashtra government has announced an average hike of 5% in the ready reckoner rates (RR) for properties across the state.[..]

Real estate developers use big data to minimize costs
31st Mar 2022

Real estate developers use big data to minimize costs

Real estate developers are turning to big data to help them buy and sell property more efficiently. By analyzing large data sets, developers can identify trends and patterns that would otherwise be impossible to notice. This information can help developers make better choices about where to buy property, how much to offer for a particular piece of land, and even when to sell. Overall, big data can help developers minimize costs and maximize profits.[..]

All you need to know about floor area ratio
31st Mar 2022

All you need to know about floor area ratio

When house hunting, it's important to be aware of the floor area ratio (FAR), as it can affect your buying decision. FAR is a measurement of how much square footage a building occupies in relation to the size of the lot it sits on. So, what does FAR mean for you as a home buyer? Keep reading to find out.[..]

All you need to know about home loan balance transfer
29th Mar 2022

All you need to know about home loan balance transfer

Are you considering a home loan balance transfer? If so, you’re not alone. A growing number of homeowners are taking advantage of this type of financing to get a lower interest rate and save money on their monthly payments. But before you make the move, there are a few things you should know about home loan balance transfers. Keep reading to learn more.[..]

What Differentiates a Luxury Home from a Comfort Home?
28th Mar 2022

What Differentiates a Luxury Home from a Comfort Home?

When most people think of luxury homes, they imagine sprawling mansions with acres of land. However, there is no strict definition for what makes a home luxurious. In reality, it can be quite subjective. What one person considers lavish and extravagant might seem like just a comfortable home to someone else. So, what differentiates a luxury home from a comfort home? Let's take a closer look.[..]

Maharashtra government extends stamp duty waiver period
27th Mar 2022

Maharashtra government extends stamp duty waiver period

The Maharashtra government has extended the stamp duty waiver period for investors from one year to three years on the resale property.[..]

Factors affecting home loan tenure
25th Mar 2022

Factors affecting home loan tenure

Most people only think about the down payment, interest rate, and monthly payment when they are considering a home purchase. However, there are other factors to consider that can affect how long you will be paying your home loan. Here are four factors that can impact your loan tenure.[..]

What is Mivan Technology - Its Advantages and Disadvantages
24th Mar 2022

What is Mivan Technology - Its Advantages and Disadvantages

Mivan technology is a type of construction technology that is used to build modular structures. It has many advantages over traditional construction methods, but it also has some disadvantages. In this blog post, we will explore the pros and cons of Mivan technology so that you can decide whether or not it is right for you.[..]

The real estate sector sees a boost in sales in Kerala
24th Mar 2022

The real estate sector sees a boost in sales in Kerala

The real estate sector in Kerala has seen a boost in sales in recent months. This is good news for home buyers who are looking to purchase a property in the state. The increase in sales is due to a number of factors. Home buyers can successfully navigate the process of purchasing a property in Kerala and find the perfect home for their family.[..]

Home Valuation: What is it and how does it work?
23rd Mar 2022

Home Valuation: What is it and how does it work?

Are you thinking about selling your home and wondering how to determine its value? Or are you a first-time homebuyer curious about what goes into setting the price of a home? In either case, it's helpful to understand the basics of home valuation. Here's a quick overview of how appraisers calculate the value of a house.[..]

PropTech trends for 2022 that are changing the industry
23rd Mar 2022

PropTech trends for 2022 that are changing the industry

When you're looking to buy a new home, there are a lot of factors to consider. But in the coming years, one of the most important things to keep in mind may be how technology is changing the industry. Here are four PropTech trends for 2022 that could have a big impact on your buying experience.[..]

Personal loan, credit card, or BNPL – which one to choose and why?
21st Mar 2022

Personal loan, credit card, or BNPL – which one to choose and why?

Making important purchase decisions can be tough, especially when it comes to finding the right financing option. Do you take out a personal loan? Use a credit card? Or sign up for buy now, pay later (BNPL) services? In this blog post, we'll explore the pros and cons of each option to help you make the best decision for your needs.[..]

How to choose the best home loan tenure for you?
15th Mar 2022

How to choose the best home loan tenure for you?

Are you confused about how long you should take to repay your home loan? Don't worry, you're not alone. In this blog post, we'll explore the different factors that you should consider when deciding on the best home loan tenure for you. By the end of this post, you'll have a good idea of what will work best for your individual situation. So let's get started![..]

How does a home loan calculator help you calculate tax benefits?
15th Mar 2022

How does a home loan calculator help you calculate tax benefits?

A home loan calculator is a great way to calculate your tax benefits when buying a home. This calculator will take into account your income, the amount of your down payment, and the interest rate on your loan. It will then calculate the estimated tax deduction you could receive from your mortgage interest. This is just one of the many ways a home loan calculator can help you save money when purchasing a home. With this handy tool, you can be sure you are getting the most out of your investment.[..]

How much home loan can I get on my salary?
11th Mar 2022

How much home loan can I get on my salary?

Are you looking to buy a home but aren't sure how much of a loan you can qualify for? Keep reading to learn about how lenders calculate your maximum loan amount based on your income.[..]

Should you buy a property during its
09th Mar 2022

Should you buy a property during its "pre-launch" period?

If you're considering purchasing a pre-launched property, there are a few things you should keep in mind. While there can be some advantages to buying during this period, such as getting in on the ground floor of a new development, there are also some potential risks to be aware of. In this blog post, we'll explore both the pros and cons of buying a pre-launched property so that you can make an informed decision.[..]

1% Metro cess to be levied on property purchases from 1st April onwards in Maharashtra
08th Mar 2022

1% Metro cess to be levied on property purchases from 1st April onwards in Maharashtra

If you are planning to purchase a property in Mumbai, Pune or Nagpur starting from April 1st, be prepared to pay an extra 1% levy as the state government has imposed a new Metro cess. This will be in addition to the existing stamp duty and registration charges. The proceeds from this cess will be used for the development of metro rail projects in these cities. So, if you are budgeting for your new home purchase, make sure you factor in this additional cost.[..]

What is a balance transfer and when to go for it?
07th Mar 2022

What is a balance transfer and when to go for it?

The primary benefit of a home loan balance transfer is getting to avail of a lower interest rate. This blog explains the important aspects of home loan balance transfer process and when to go for it.[..]

Can NRIs buy property in India? Must know regulations for them
24th Feb 2022

Can NRIs buy property in India? Must know regulations for them

This blog explains that NRIs can surely buy property in India, although there are some rules that specifically apply to non-resident Indians.[..]

Know how virtual reality will revolutionize home sales
18th Feb 2022

Know how virtual reality will revolutionize home sales

Virtual reality is on its way to revolutionizing home sales for all stakeholders of the real estate sector. Read to know-how. Virtual reality has so far been mostly related to gaming but it is fast making inroads in other industries such as medical simulation, automobile design, and real estate. By 2020, the overall market size of the virtual reality market in India was $ 1.83 billion. In this, almost $ 173 million of investments are being made in virtual reality for the real estate industry.[..]

How to convert your ordinary home into a smart home?
16th Feb 2022

How to convert your ordinary home into a smart home?

What is a smart home? What does it take to convert your ordinary home into a smart home? Let's explore some options.[..]

A shift towards
14th Feb 2022

A shift towards "luxury destination" in Pune real estate sector

What defines "luxury real estate" and why Pune is fast becoming the preferred luxury destination in the real estate sector? Let's find out.[..]

Common property investment mistakes and how to avoid them
11th Feb 2022

Common property investment mistakes and how to avoid them

Want to invest in real estate in 2022? Here are 7 common mistakes made in property investment and how to avoid them.[..]

Dream home vs starter home – Which one to opt for
09th Feb 2022

Dream home vs starter home – Which one to opt for

To buy a starter home or a dream home is something to be thought about. There are lots of factors to be considered prior to making a decision.[..]

No property tax for flats measuring up to 500 sq ft. in Mumbai
05th Feb 2022

No property tax for flats measuring up to 500 sq ft. in Mumbai

The Maharashtra government has completely waived off property tax on apartments in Maharashtra within a carpet area of 500 sq ft.[..]

West Bengal to levy reduced stamp duty till March 2022
01st Feb 2022

West Bengal to levy reduced stamp duty till March 2022

The West Bengal government has announced that stamp duty will be imposed at reduced rates until the end of March this year.[..]

New flats vs resale flats: which one you should go for
29th Jan 2022

New flats vs resale flats: which one you should go for

Are you planning to buy a new flat or a resale flat for you and your family? Which one should you buy? Let’s explore.[..]

Why are the demand for plots and independent floors rising?
25th Jan 2022

Why are the demand for plots and independent floors rising?

This blog highlights the reasons to why the demand for plots and independent floors have come back strongly during the pandemic.[..]

Types of Mortgage Loans: An Overview
22nd Jan 2022

Types of Mortgage Loans: An Overview

In this post, you will learn different types of mortgage loans in India, based on your needs, financial planning, and financial situation.[..]

Union Budget 2022 - Real estate sector expectations
18th Jan 2022

Union Budget 2022 - Real estate sector expectations

With the upcoming Budget, it is important for the government to focus on policies that will boost consumer spending and investment.[..]

What are the tax implications of buying a property jointly with your spouse?
15th Jan 2022

What are the tax implications of buying a property jointly with your spouse?

This article illustrates the multiple beneficial tax implications if you buy your property jointly with your spouse.[..]

Disbursement in an under-construction property: pre-EMI
12th Jan 2022

Disbursement in an under-construction property: pre-EMI

This blog elucidates the difference between EMI and Pre-EMI, and how is a home loan is disbursed in an under-construction project.[..]

Why should you go for home insurance?
11th Jan 2022

Why should you go for home insurance?

This blog highlights why should home buyers opt for home insurance in India and what are the benefits of the same.[..]

How to reduce your home loan EMI burden
05th Jan 2022

How to reduce your home loan EMI burden

This blog discusses various ways in which a home buyer can reduce their home loan EMI when they plan to purchase their first home.[..]

How to get the lowest home loan interest rate in 2022
23rd Dec 2021

How to get the lowest home loan interest rate in 2022

This blog highlights how can one get the best interest rate on their home loan and what should they keep in mind for the same. This blog highlights how can one get the best interest rate on their home loan and what should they keep in mind for the same.[..]

5 Reasons for Buying Property in Navi Mumbai
20th Dec 2021

5 Reasons for Buying Property in Navi Mumbai

Navi Mumbai is becoming a preferred destination for buying a property offering affordable rates than Mumbai City and Suburbs.[..]

A post covid snapshot of Chennai real estate market
18th Dec 2021

A post covid snapshot of Chennai real estate market

This blog discusses the scenario of the residential real estate market in Chennai and the changes and effects of the pandemic in the city.[..]

Things to keep in mind before buying a house if you have kids
16th Dec 2021

Things to keep in mind before buying a house if you have kids

This blog discusses that if you have children or plan to start a family, you should choose a home that will be safe for your kids.[..]

Impact of increasing electric vehicles demand on real estate
14th Dec 2021

Impact of increasing electric vehicles demand on real estate

This blog discusses the changes in real estate that have been bought about due to government initiatives and demand for electric vehicles.[..]

Impact of your lifestyle on your home buying decision
13th Dec 2021

Impact of your lifestyle on your home buying decision

Lifestyle is one big ocean of human behaviour. This blog elucidates how is your home buying decision based on your lifestyle.[..]

5 Things you need to get a pre-approved homeownership loan fast
10th Dec 2021

5 Things you need to get a pre-approved homeownership loan fast

A pre-approved loan is sanctioned without having to submit the property details or before finalizing the property.[..]

Things to remember before you buy a new home in 2022
09th Dec 2021

Things to remember before you buy a new home in 2022

This blog elucidates the various aspects home buyers should keep in mind while planning to buy a house in 2022.[..]

Stamp duty calculations in Noida to be as per carpet area
04th Dec 2021

Stamp duty calculations in Noida to be as per carpet area

This blog discusses the effect of stamp duty that is now payable on the carpet area rather than on the super built up area of a house.[..]

Unsecured loans and how can you apply for them?
03rd Dec 2021

Unsecured loans and how can you apply for them?

This blog discusses meaning if unsecured loans, its features and the various ways an individual can apply for them.[..]

What is a fixed-rate mortgage and how is it different from an adjustable-rate mortgage?
02nd Dec 2021

What is a fixed-rate mortgage and how is it different from an adjustable-rate mortgage?

This blog showcases the benefits of fixed home loans in India and how are they different from adjustable mortgage.[..]

Karnataka government to launch digital wallets for storing property records
01st Dec 2021

Karnataka government to launch digital wallets for storing property records

The government of Karnataka has announced plans to launch a digital property wallet in an attempt at easing the process for owners[..]

Top 5 Areas to Buy Flats in Chennai
27th Nov 2021

Top 5 Areas to Buy Flats in Chennai

Chennai is a city where you will find a large range of property prices in a specific neighbourhood and hence easier to buy a flat as per your budget and requirements.[..]

Benefits of pre-approved home loans
26th Nov 2021

Benefits of pre-approved home loans

“Congratulations! We are happy to inform you that you can now avail of a pre-approved home loan.” Does that ring a bell? Mostly, you would be familiar with this message. And guess what! This is great news if you plan to buy a new home.   Home buying is one of the biggest milestones for most […][..]

West Bengal extends cuts in stamp duty and circle rate till January 2022
22nd Nov 2021

West Bengal extends cuts in stamp duty and circle rate till January 2022

This blog discusses the notifications issued by the West Bengal Government related to reduction in stamp duty and circle rate.[..]

10 must-have legal documents before considering buying a new home
19th Nov 2021

10 must-have legal documents before considering buying a new home

One should be cautious at every step of the home buying process till it is compete. This blog highlights the series of required documents for the same.[..]

A glimpse of the Indian real estate market in 2021
13th Nov 2021

A glimpse of the Indian real estate market in 2021

Real estate is one of the most thriving industries worldwide. Learn about the scenario of the Indian residential real estate in 2021.[..]

Income Tax Implications of Buying an Under-Construction Property
12th Nov 2021

Income Tax Implications of Buying an Under-Construction Property

This article showcases the income tax benefits that homebuyers can exercise while buying an under-construction house.[..]

Most affordable states to buy a home in 2021 in India
09th Nov 2021

Most affordable states to buy a home in 2021 in India

The price of homes vary across the country, and it possible to even stay in your favourite cities in a house that suits your budget. This blog discusses the price points in the various cities and how can one choose their city based on their budget.[..]

Why is home equity important while buying a home?
08th Nov 2021

Why is home equity important while buying a home?

Home equity is the value of a home owner’s interest in their home. This blog discusses their importance in the ownership of the house.[..]

What to know when buying an investment property for rent?
26th Oct 2021

What to know when buying an investment property for rent?

This blog illustrates the factors that you should primarily consider while buying a property as an investment and letting it out on rent.[..]

Factors that make an apartment your dream house
12th Oct 2021

Factors that make an apartment your dream house

This blog discusses factors that showcase the factors related to buying a house to making it a dream home.[..]

What is the difference between A Khata and B Khata property tax?
01st Oct 2021

What is the difference between A Khata and B Khata property tax?

Property tax is a mandatory payment following the property purchase. This blog discusses the meaning and implications of khata extract representing the property assessment account.[..]

Eco-friendly house - Why should you buy them?
29th Sep 2021

Eco-friendly house - Why should you buy them?

This blog showcases the benefits of buying an eco-friendly house as it helps the environment in the long run.[..]

Is now the time to buy a home for renters?
23rd Sep 2021

Is now the time to buy a home for renters?

This blog showcases whether is it a good time for a renter to become a homeowner or if it is better to continue to stay on rent.[..]

How the pandemic gave rise to the millennial home buyer
17th Sep 2021

How the pandemic gave rise to the millennial home buyer

Consumer behaviour has been altered since the beginning of this pandemic. This blog discusses the new home buying trends in millennials.[..]

Six must-have features in a residential apartment
14th Sep 2021

Six must-have features in a residential apartment

Residential apartments have a variety of features amongst which some are necessary. This blog discusses the most essential features in an apartment purchase.[..]

How to do your investment planning when planning to buy a home
09th Sep 2021

How to do your investment planning when planning to buy a home

Planning your investments is essential. This blog discusses the various stages to plan your investment in a new house.[..]

Neighbourhood matters in a pandemic
08th Sep 2021

Neighbourhood matters in a pandemic

This blog discusses the essence of neighbourhood and the essence of unity in times of adversity living in a community, due to the pandemic.[..]

Questions you should ask yourself before you invest in plots
06th Sep 2021

Questions you should ask yourself before you invest in plots

Many factors have to be considered before buying a residential plot. This blog discusses the questions you need to ask yourself before investing in plots.[..]

Factors that affect property valuation
24th Aug 2021

Factors that affect property valuation

Before buying a house we should know about its value. This blog decodes the various factors that determine the value of a property.[..]

How to check the construction quality of your new home?
18th Aug 2021

How to check the construction quality of your new home?

This blog illustrates about the essential factors that you should take care to assess the construction quality of your new house before taking possession.[..]

All you need to know about CIBIL score
12th Aug 2021

All you need to know about CIBIL score

CIBIL score determines the credibility of an individual. This blog is a detailed guide on everything a home buyer needs to know about CIBIL.[..]

How important is location while buying a house
11th Aug 2021

How important is location while buying a house

This blog discusses about the importance of location while buying a new house and the factors that you should keep in mind.[..]

Importance of property insurance
09th Aug 2021

Importance of property insurance

This blog discusses about property insurance. It gives home buyers security and complete protection from unpleasant and unprecedented damaging events.[..]

Trends in the residential plots market
05th Aug 2021

Trends in the residential plots market

This blog discusses about the latest trends in the residential plots market and how it has been on a gradual increase that has been boosted by the pandemic.[..]

RERA
11th Apr 2019

RERA

The Real Estate (Regulation & Development) Act, 2016 (RERA) was enacted by the Indian Parliament in 2016 to regulate the real estate industry in India. RERA’s objective is to ensure transparent and fair transactions. It is a landmark development and a much-needed consumer-oriented reform introduced with the aim to usher in a new era of […][..]

Deal closure
23rd Apr 2019

Deal closure

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

Common real estate investing mistakes you should avoid
31st Jul 2021

Common real estate investing mistakes you should avoid

This blog showcases the various real estate investment mistakes that homebuyers should avoid while looking to invest in a new house.[..]

Assessment of Your Financial Situation
02nd Apr 2019

Assessment of Your Financial Situation

Before opting for a home loan it is essential to determine how much down payment you can make and how much amount you can afford towards payment of Equated Monthly Instalments (EMIs). Doing such an assessment will help determine your the effective of your home loan investment. In addition, with this assessment, you will also […][..]

Selecting the Right Home
03rd Apr 2019

Selecting the Right Home

Once you decide upon your home budget, selecting the right property can prove to be a herculean task. In order to get a property of your choice in your preferred location and meet your budget requirements, it is important to gather as much information as you can. It is necessary that you make a decision […][..]

Home Financing
03rd Apr 2019

Home Financing

While considering financial assistance in the form of home loan the two home financing options include banks and Housing Finance Companies (HFCs). Usually, banks are considered as the most common place to avail of a home loan. However, you can also avail of a home loan at attractive interest rates from an HFC. An HFC […][..]

Down Payment Financing
03rd Apr 2019

Down Payment Financing

The HomeCapital Down Payment Assistance Program was launched with the objective to make home-buying more affordable for home buyers by financing a section of their down payment requirements. Various factors like increasing income levels and government reforms have made it the ideal period to purchase a home. However, arranging for the down payment financing remains […][..]

Successfully Negotiating a Deal
16th Apr 2019

Successfully Negotiating a Deal

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

How apartment living can improve your work-life balance
02nd Aug 2021

How apartment living can improve your work-life balance

Gated societies are designed and built to give a complete lifestyle experience. This blog showcases how apartment living can improve your work-life balance.[..]

Which Mumbai real estate locations still deliver good ROI?
30th Jul 2021

Which Mumbai real estate locations still deliver good ROI?

Mumbai’s real estate market offers a range of investment projects. This blog highlights the ROI of all prime residential hubs of the Mumbai Region.[..]

Post covid snapshot of Bangalore real estate
03rd Aug 2021

Post covid snapshot of Bangalore real estate

This blog showcases a snapshot of the post Covid scenario of real estate in Bangalore and proposed infrastructural growth in the city.[..]

Home Buying Decision
12th Mar 2019

Home Buying Decision

Owning a home gives a feeling of emotional satisfaction, pride and social security. Home buying is one of the biggest financial decisions that an individual makes in his entire lifetime. With the growing needs of your family, you may consider buying a home at some point in time. With home buying being a preferred investment […][..]

Studio Apartments: A New Way of Living
29th Jul 2021

Studio Apartments: A New Way of Living

The concept of studio apartments is on the rise across Indian cities. This blog discusses the various aspects of how people are finding it beneficial[..]

Advantages of buying a property during its ‘new launch’ phase
28th Jul 2021

Advantages of buying a property during its ‘new launch’ phase

This blog discusses the plethora of financial benefits buying a house during the initial launch phase has for early stage home buyers.[..]

Mortgage vs. cash: Which is the better option when buying a home?
27th Jul 2021

Mortgage vs. cash: Which is the better option when buying a home?

This blog discusses whether you should buy the house you always dreamt of by availing a home loan/ mortgage or is it better to use all your savings.[..]

How to reduce your housing loan EMI burden?
23rd Jul 2021

How to reduce your housing loan EMI burden?

Most homebuyers in India avail of a home loan. This blog discusses about the various ways on how to reduce your housing loan EMI burden.[..]

How to identify the right banks and lenders for home loans
17th Jul 2021

How to identify the right banks and lenders for home loans

This blog discusses about the various essential factors based on which you should choose your lender for availing house loans or home loan[..]

Rights and responsibilities of home buyers as per MahaRERA
13th Jul 2021

Rights and responsibilities of home buyers as per MahaRERA

This blog discusses how the MahaRERA helps home buyers and also works toward promoting transparent transactions in the real estate sector.[..]

It will be possible to do house registration online now. Know how?
01st Jul 2021

It will be possible to do house registration online now. Know how?

This blog showcases online registration of houses will soon be a reality in Mumbai and across Maharashtra enabling home buyers to not wait for long in queues.[..]

Selecting the best property developer
28th Jun 2021

Selecting the best property developer

This blog discusses about the factors based on which you can select the best property developer while you plan to buy your first house.[..]

How are interest rates for home loans decided?
26th Jun 2021

How are interest rates for home loans decided?

Home loans have become an essential part of the home buying process. This blog discusses the factors that determine home loan interest rates in India[..]

How you can check Unified Payments Interface(UPI) ID
19th Jun 2021

How you can check Unified Payments Interface(UPI) ID

UPI is a bank to bank instant real time fund transfer system. This blog discusses how to check UPI ID on the most used UPI applications in India.[..]

How is apartment living evolving as per changing times and needs
13th Jun 2021

How is apartment living evolving as per changing times and needs

This blog discusses the changes in apartment living and the factors that have lead to such revisions in the way people choose their homes.[..]

How to check your CIBIL score online
07th Jun 2021

How to check your CIBIL score online

A CIBIL score determines a homebuyer's credit worthiness. this blog discusses how to check your CIBIL score online on the HomeCapital platform and the benefits of doing so.[..]

How to pay TDS for your new home
01st Jun 2021

How to pay TDS for your new home

This blog discusses when is TDS applicable on your new house purchase and also showcases a step by step guide on how to pay TDS on your new home.[..]

Applicability of TDS on purchase of your new house
30th May 2021

Applicability of TDS on purchase of your new house

This blog discuss about the applicability of TDS on the purchase of your new house when the value of the transaction exceeds INR 50 lakhs.[..]

Should you opt for a longer home loan tenure or a shorter one?
29th May 2021

Should you opt for a longer home loan tenure or a shorter one?

This blog discusses about whether you should opt for a longer or shorter home loan tenure while planning to buy your first house and the benefits of each.[..]

Role of advanced payments in homeownership
20th May 2021

Role of advanced payments in homeownership

Advance payment is a payment made prior to the final sale. Usually, it is a small amount, usually amounting to 1 -2% of the property value. This blog discusses about the various types of advanced payments, and when and how are they required to be paid when you plan to become a homeowner.[..]

Trying to assist homebuyers, CREDAI - MCHI seeks extension of property registration deadline
17th May 2021

Trying to assist homebuyers, CREDAI - MCHI seeks extension of property registration deadline

In an attempt to assist homebuyers, CREDAI - MCHI has put forth a request to extend the deadline for property registration.[..]

An emerging trend - Office at home: Real estate developers consider layout changes
14th May 2021

An emerging trend - Office at home: Real estate developers consider layout changes

This blog discusses the emerging trends such as office at home and living in a holistic community that is making developers consider layout changes.[..]

How developers are leveraging technology
12th May 2021

How developers are leveraging technology

This blog showcases how real estate developers are using technology to enhance the home buying journey and how have they leveraged Proptech to make it memorable for homebuyers.[..]

Applicability of GST on Plots and Plotted Development
10th May 2021

Applicability of GST on Plots and Plotted Development

This blog discusses the applicability of GST on residential plots and plotted development in India according to the Authorities for Advance Ruling.[..]

How you can do slot booking for online property registration
07th May 2021

How you can do slot booking for online property registration

This blog discusses how to book your slot to register your new home in Maharashtra as it has been made mandatory by the Government of Maharashtra to avoid crowding at the Sub-Registrar office.[..]

Haryana RERA - Homebuyers to pay for carpet area
05th May 2021

Haryana RERA - Homebuyers to pay for carpet area

This blog discusses that Haryana RERA has declared that home buyers must buy the property based on carpet area only. This has been done in the interest of home buyers such that they only pay for what is being used.[..]

Under construction versus ready to move in houses: Which one is better for you?
03rd May 2021

Under construction versus ready to move in houses: Which one is better for you?

This blog discusses that although the price gap between under construction and ready to move houses have reduced, one has to pay more for the latter one overall.[..]

How to pay property tax online in Delhi?
30th Apr 2021

How to pay property tax online in Delhi?

The EDMC has made it mandatory to pay property tax online for residents in East Delhi. Follow this step by step guide to do so[..]

Continual growth in the housing market in top 8 cities
28th Apr 2021

Continual growth in the housing market in top 8 cities

This blog discusses the continual growth in the housing market that has been witnessed in the top 8 cities. This northward trend has been led by growth in Mumbai and Pune housing sales.[..]

East Delhi Residents to Pay Property Tax Online
27th Apr 2021

East Delhi Residents to Pay Property Tax Online

The Delhi Municipal Corporation has made it mandatory for East Delhi Residents to Pay Property Tax Online. Learn more on how is it calculated[..]

Why is it Beneficial to Buy a Plot in India?
22nd Apr 2021

Why is it Beneficial to Buy a Plot in India?

Owning a residential plot has several advantages and offers flexibility. Learn why is it beneficial to buy a plotted development in India.[..]

Government makes slot booking essential for property registration in Maharashtra
20th Apr 2021

Government makes slot booking essential for property registration in Maharashtra

This blog discusses that the Maharashtra Government has made it compulsory to book your slot online for registration of your new house.[..]

Mumbai Residential Real Estate: 2020 Performance Update
30th Mar 2021

Mumbai Residential Real Estate: 2020 Performance Update

How well did Mumbai’s real estate market perform in 2020? Here’s a close look at its performance update and how did it fare.[..]

Reduction in stamp duty in India’s most livable city
23rd Mar 2021

Reduction in stamp duty in India’s most livable city

This blog discusses about the effect of the reduction in stamp duty in Karnataka and how will it benefit first time home buyers.[..]

Effect of Concession of Stamp Duty for Women Homebuyers in Maharashtra
22nd Mar 2021

Effect of Concession of Stamp Duty for Women Homebuyers in Maharashtra

This blog discusses the effect of the reduction of stamp duty on women homebuyers in Maharashtra and how home buying would be more attractive.[..]

Importance of your credit score in a post-Covid scenario for your home loan
17th Mar 2021

Importance of your credit score in a post-Covid scenario for your home loan

This blog explains why is your credit score even more important to lenders when you apply for a home loan in a post Covid Scenario.[..]

Housing in India's most livable cities
16th Mar 2021

Housing in India's most livable cities

Explore the housing scenario in Bangalore and Pune that were termed as the two most livable cities in India according to a recent report.[..]

Home Loan Top-Up: How is it a cost-effective alternative to a personal loan?
25th Feb 2021

Home Loan Top-Up: How is it a cost-effective alternative to a personal loan?

This blog discusses about home loan top ups and why are they a cost effective alternative to a personal loan over a personal loan.[..]

Delhi government announces a flat 20% reduction in circle rates
12th Feb 2021

Delhi government announces a flat 20% reduction in circle rates

This blog discusses the move of the Delhi government of reducing the existing circle rates by 20%, aimed at benefitting home buyers as well as developers.[..]

Township Living: The new way of living
10th Feb 2021

Township Living: The new way of living

Learn about what are townships and why is it township living beneficial to first-time home buyers in today's scenario.[..]

RBI Monetary Policy: RBI keeps rates unchanged
08th Feb 2021

RBI Monetary Policy: RBI keeps rates unchanged

This blog discusses the first monetary policy and its impact on the home buying sector after the Union Budget 2021 - 22.[..]

How did the real estate sector fare in the union budget 2021 - 22?
04th Feb 2021

How did the real estate sector fare in the union budget 2021 - 22?

While the real estate sector was expecting more from Budget 2021, experts have termed it as a pragmatic budget. Learn how did the sector fare.[..]

An update of the Delhi NCR residential real estate market
31st Jan 2021

An update of the Delhi NCR residential real estate market

Learn about the residential market in Delhi NCR, and why is it one of the best cities to buy your first home.[..]

An overview of stamp duty and registration in Mumbai
27th Jan 2021

An overview of stamp duty and registration in Mumbai

This blog ex how is stamp duty payable on the purchase of a house calculated and paid online to the government in Mumbai[..]

An update of the Kolkata residential real estate market
25th Jan 2021

An update of the Kolkata residential real estate market

Learn about the residential market in Kolkata, and why is it one of the best cities to buy your first home.[..]

Maharashtra's real estate development premium's cut by 50%, homebuying will now be more affordable
16th Jan 2021

Maharashtra's real estate development premium's cut by 50%, homebuying will now be more affordable

This blog explains the the benefits of the reduction in real estate premiums by 50% and stamp duty in Maharashtra.[..]

Understanding home loan eligibility for a smooth home buying process
31st Dec 2020

Understanding home loan eligibility for a smooth home buying process

This blog explains the factors that determine your home loan eligibility and helps you understand how is it calculated based on a practical example.[..]

Final Home Price Decoded for Home Buyers
27th Dec 2020

Final Home Price Decoded for Home Buyers

This blog showcases how the final home price calculated based on a real example. Also get to know about the various elements taken into consideration.[..]

Benefits of having a co-applicant while buying your first home
26th Dec 2020

Benefits of having a co-applicant while buying your first home

This blog discusses the various benefits of having a co-applicant while buying your first house.[..]

Tax Relief for your new home: Differential between Circle Rate and Agreement Value hiked to 20%
24th Dec 2020

Tax Relief for your new home: Differential between Circle Rate and Agreement Value hiked to 20%

This blog showcases the effect of the differential limit between circle rate and market rate that has been doubled to 20%. This means no income tax will be levied on the developers and the homebuyers for transactions made up to 20% below the circle rate.[..]

Understanding Loan-to-Value Ratio, Loan Eligibility, and Their Importance
16th Dec 2020

Understanding Loan-to-Value Ratio, Loan Eligibility, and Their Importance

This blog showcases how are loan-to-value-ratio and your home loan eligibility interconnected, and how is it calculated while buying a house.[..]

Understanding your cash flow for Ready-to-move-in versus under-construction houses
14th Dec 2020

Understanding your cash flow for Ready-to-move-in versus under-construction houses

This blog explains your cash flow while buying an under construction house versus a ready to move in house and availing the HomeCapital Program.[..]

Be a financially responsible homeowner. Be smart.
30th Nov 2020

Be a financially responsible homeowner. Be smart.

This blog explains homeownership can be a big commitment, but a little research into your dream home project could make it easy and simple. Understanding your financial obligations, planning your savings and research your dream home based on facts.[..]

A first timer's guide to safe homebuying in current times
24th Nov 2020

A first timer's guide to safe homebuying in current times

Safety is paramount while becoming a first-time homeowner, especially in the current scenario. This blog highlights how should a first time home buyer approach home ownership in the current scenario.[..]

Vital questions to ask during a site visit
19th Nov 2020

Vital questions to ask during a site visit

A list of questions that the first time home buyer should ask to the broker/developer during the site visit.[..]

Why Do You Need Masked Aadhaar?
26th Oct 2020

Why Do You Need Masked Aadhaar?

This post discusses the importance of using a masked Aadhaar over a regular Aadhaar because it provides you data privacy.[..]

RBI rationalizes risk weights: Your home loan will now be more affordable
18th Oct 2020

RBI rationalizes risk weights: Your home loan will now be more affordable

This blog talks about the effect of rationalisation of home loan risk weight by RBI, that has led to banks to reduce capital requirements.[..]

GST simplified for home buyers
14th Oct 2020

GST simplified for home buyers

This blog explains the impact of GST on home buying and the amount that home buyers have to pay based on the category and status of house they buy.[..]

How to download masked Aadhaar PDF
10th Oct 2020

How to download masked Aadhaar PDF

This post is a step by step guide to helping you download the masked Aadhaar PDF file from the UIDAI website.[..]

How are home loan rates determined?
25th Sep 2020

How are home loan rates determined?

Home loan rates are based on various factors. This blog explains these factors in detail and how to avail of a home loan at a lower rate.[..]

Understanding EMIs and Pre - EMIs
22nd Sep 2020

Understanding EMIs and Pre - EMIs

This blog showcases what are EMIs and Pre - EMIs, and also explains the differences between them while you avail a home loan to purchase your first house.[..]

How to improve your credit score?
17th Sep 2020

How to improve your credit score?

A credit score determines the credit worthiness of an individual. This blog illustrates steps to how you can improve your credit score over a period of time.[..]

Stamp duty reduced in Maharashtra!
12th Sep 2020

Stamp duty reduced in Maharashtra!

This blog elucidates the the effect of the reduction in stamp duty rates in Maharashtra to make home ownership more attractive to first time home buyers.[..]

Home-buying: The best decision in current scenario
10th Sep 2020

Home-buying: The best decision in current scenario

This blog elucidates that why is becoming a home owner the best decision in the current scenario and how much can you benefit by doing so.[..]

A guide to property stamp duty in India
01st Sep 2020

A guide to property stamp duty in India

This blog elucidates the the various aspects of property stamp duty in India when you purchase a home of your own and how can it be paid to the government.[..]

Know the difference between carpet area, built-up area, and super built-up area
13th Aug 2020

Know the difference between carpet area, built-up area, and super built-up area

This blog elucidates the various terms associated with understanding the area or size of your new house and also how it is calculated.[..]

Which is best for an under-construction property, construction linked plan, or subvention scheme?
11th Jul 2020

Which is best for an under-construction property, construction linked plan, or subvention scheme?

This blog elucidates various payment plans and the benefits of each that help you to make a better home buying decision while opting for an under construction property.[..]

With reduced home loan interest rates, it is a good time to buy a home
06th Jul 2020

With reduced home loan interest rates, it is a good time to buy a home

Since the past decade, home loan interest rates are the lowest now. This blog elucidates how much can you save with low home loan rates and why is this the best time for home buying.[..]

6 things all first time home buyers should know about homeownership
17th Jun 2020

6 things all first time home buyers should know about homeownership

Treading on the homeownership path and buying the home you always desired is a big milestone in your life. This blog catalogues the essential elements that homebuyers must remember while planning to purchase their first home.[..]

Down payment savings tips for renters
15th Jun 2020

Down payment savings tips for renters

For a renter, saving for down payment is one of the first stages towards homebuying. This post discusses the various steps of how to save for home down payment.[..]

An update on the residential market in Chennai
09th Jun 2020

An update on the residential market in Chennai

The Gateway to southern India - Chennai witnessed a 25 percent increase in housing sales in the first half of 2019. This post explores the reasons that make Chennai a popular housing destination[..]

Importance of Fixed Obligation to Income Ratio (FOIR)
05th Jun 2020

Importance of Fixed Obligation to Income Ratio (FOIR)

Fixed Income to Obligation Ratio is used by banks to determine the repaying capacity of a person. This article explains the importance of having a low FOIR.[..]

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic
17th Apr 2020

How the CREDAI - MCHI is trying to help home buyers during the Covid-19 pandemic

The CREDAI - MCHI is conducting a series of webinars on the lockdown crisis. This post lists the takeaways for a first time home buyer.[..]

How long does it take for a first time home buyer to save for home down payment in India?
10th Apr 2020

How long does it take for a first time home buyer to save for home down payment in India?

Home buyers need to save for 3.5 to 12 years for home down payment. This post lists the time required for the same in major cities and how one can benefit from home down payment programs.[..]

How much do you know about home down payments in India?
09th Apr 2020

How much do you know about home down payments in India?

For a home buyer it is essential to have a clear picture of home down payment. This article answers the top ten questions about home down payment in India.[..]

Financial implications of buying your house early
03rd Apr 2020

Financial implications of buying your house early

Buying your first house has several financial implications. This post discusses the financial benefits of owning a house early in life.[..]

Buying a home of your own: Short or long term decision for a first time home buyer?
01st Apr 2020

Buying a home of your own: Short or long term decision for a first time home buyer?

Every individual aspires to own a home in life. This post elucidates the factors that a first time home buyer should consider while purchasing a house.[..]

A bigger home down payment or a buffer in the bank
30th Mar 2020

A bigger home down payment or a buffer in the bank

Some home buyers have a cash cushion while planning for home ownership. This post elucidates the need to avail down payment assistance even if you have such a buffer.[..]

The perception of a home of your own
27th Mar 2020

The perception of a home of your own

The perception of home ownership varies amongst different age groups. This article compares these views and explains why it is achievable even for millennials.[..]

How to brace for the annual increase in housing rent?
25th Mar 2020

How to brace for the annual increase in housing rent?

The annual increase in housing rent leads to a significant rise in monetary outflow for renters. This article discusses the benefits of purchasing your first home.[..]

Top 5 home down payment myths debunked
23rd Mar 2020

Top 5 home down payment myths debunked

Home down payment in India has several myths that delay home ownership. This post catalogues these myths and explains why they are untrue.[..]

Steps for every renter to own their first home
20th Mar 2020

Steps for every renter to own their first home

A renter that aspires to own their first home may face several financial hurdles. This post elucidates how can they make the home buying process manageable.[..]

Dos and don'ts while buying your first home
15th Mar 2020

Dos and don'ts while buying your first home

Home buying is likely to be the biggest investment in your life and thus you should make a well-informed decision. This article elucidates the dos and don'ts while purchasing your first house.[..]

The importance of your credit score
03rd Mar 2020

The importance of your credit score

A credit score is defined based on the borrower’s credit history and creditworthiness. This article explains the importance of having a good credit score for the borrower.[..]

Types of housing loans that can be availed from banks and NBFCs
14th Feb 2020

Types of housing loans that can be availed from banks and NBFCs

Banks and NBFCs offer various loans for numerous purposes. This post catalogues the different housing loans available and how one can take advantage of them.[..]

5 Ways to identify the right house at a suitable location during your home buying process
07th Feb 2020

5 Ways to identify the right house at a suitable location during your home buying process

Buying your first house may turn out to be a herculean task. This post lists the factors that a first time home buyer must consider to make home buying easier.[..]

Can a self - employed person self - finance his first house without family borrowing?
30th Jan 2020

Can a self - employed person self - finance his first house without family borrowing?

Financing your first house yourself can be a task. This post identifies the various ways a self employed person can do so without the need to borrow from their family.[..]

An update on the housing sales in Bengaluru
22nd Jan 2020

An update on the housing sales in Bengaluru

Bengaluru witnessed an 80% rise in housing sales in the first quarter of 2019. This post explores the reasons that make the IT hub a popular housing destination especially for millennials.[..]

A guide to the issues faced by first time home buyers and the solutions to them
08th Jan 2020

A guide to the issues faced by first time home buyers and the solutions to them

Buying your first home is a colossal task. Read our guide about the top five issues faced by first time home buyers and the solutions to them.[..]

5 Advantages of purchasing an apartment in a tier 2 city
21st Dec 2019

5 Advantages of purchasing an apartment in a tier 2 city

Home buying in a tier 2 city has several advantages. This post lists the benefits of home ownership in a tier 2 city in India.[..]

What are the reasons to buy a home and what are the obstacles to it?
17th Dec 2019

What are the reasons to buy a home and what are the obstacles to it?

Home buying is one of the biggest milestones in a home buyer’s life. This article catalogues the benefits of owning a home and ways to overcome the various hindrances of home ownership.[..]

5 Myths of Purchasing Residential Real Estate
06th Dec 2019

5 Myths of Purchasing Residential Real Estate

Home buying has several myths that may prevent people from home ownership. This post assess the top five myths and facts of buying a home.[..]

Residential real estate to benefit from home loan subsidies and GST rates
21st Nov 2019

Residential real estate to benefit from home loan subsidies and GST rates

Understand how will the residential real estate sector benefit from better home loan subsidies and reduced GST rates proposed by the GST Council in March 2019[..]

5 Ways real estate investing will help you in your 50s
06th Nov 2019

5 Ways real estate investing will help you in your 50s

Investing early in real estate has several benefits. This post lists the benefits of how investing in real estate will be beneficial for you in your 50s.[..]

The Subvention Scheme: What home buyers need to know
15th Oct 2019

The Subvention Scheme: What home buyers need to know

To attract home buyers, developers use the ‘buy now and pay later’ Subvention Scheme. This article elucidates the benefits of this financial scheme for home buyers.[..]

A millennial’s guide to buying a house
11th Oct 2019

A millennial’s guide to buying a house

Millennials think that it is better to rent a home. This guide explains why is home buying better and how can they purchase their first house in spite of increasing property rates.[..]

7 Smart income tax benefits to take advantage of with your home loan
03rd Oct 2019

7 Smart income tax benefits to take advantage of with your home loan

The government has allowed various tax deductions to assist home buyers. This article lists these benefits that can be availed on your home loan[..]

7 Residential Real Estate Trends To Look Out For In 2020
01st Oct 2019

7 Residential Real Estate Trends To Look Out For In 2020

A plethora of trends have lately emerged in residential real estate. This article talks about such trends that home buyers should look out for in 2020.[..]

Rent vs buy: Factors to help you decide
23rd Sep 2019

Rent vs buy: Factors to help you decide

Buying a house versus renting one is an age-old debate. This article catalogues the advantages of owning your first home over being a home renter.[..]

The introduction of GST and the impact of GST on real estate
13th Sep 2019

The introduction of GST and the impact of GST on real estate

GST came into effect on 1st July 2017 and replaced the indirect tax structure. This post explains the impact of this taxation structure on residential real estate.[..]

6 tips to manage home down payment in India
06th Sep 2019

6 tips to manage home down payment in India

Saving for home down payment is the first step towards home buying. This post lists six tips on how to save for down payment towards home ownership.[..]

How to use the RERA to your advantage
27th Aug 2019

How to use the RERA to your advantage

The RERA helps home buyers protect their rights in case of fraudulent developers and agents. Learn how can you use it to your advantage.[..]

Should you buy property with the current market scenario?
21st Aug 2019

Should you buy property with the current market scenario?

Home prices are declining and thus home buyers may think is a good investment? This post lists the advantages and risks to help you make a wise decision.[..]

5 Easy ways to manage your home loan
13th Aug 2019

5 Easy ways to manage your home loan

If you’ve taken a home loan, here are a couple of tricks up your sleeve to manage it better. Stay ahead of your home loan EMI with these 5 simple tips.[..]

Buying a home set to get easier as RBI cuts Repo rate by 35 points
12th Aug 2019

Buying a home set to get easier as RBI cuts Repo rate by 35 points

The RBI has reduced the Repo rate in its monetary policy by 35 basis points. Read to understand how have home loans become cheaper as a result.[..]

How has RERA helped home buyers and property investors in 2018?
05th Aug 2019

How has RERA helped home buyers and property investors in 2018?

This article explains how RERA is helping to protect the rights of home buyers & property investors by providing transparency in the real estate process.[..]

5 Financial investment decisions you should take in your 20s
29th Jul 2019

5 Financial investment decisions you should take in your 20s

Financial investment may sound like an adult step in your life, but it is beneficial to do so early. This post lists such investment decisions you should take in your 20s.[..]

Home loans – How to check your eligibility
23rd Jul 2019

Home loans – How to check your eligibility

Many people apply for home loans while planning for home ownership. Read our guide to understand their eligibility criteria while home buying.[..]

Simplify your approach to buying your first home
16th Jul 2019

Simplify your approach to buying your first home

Buying your first home may seem to be a herculean task. Read our guide put together by our experts to assist you in your home buying process.[..]

Chapter 8: Deal Closure
23rd Apr 2019

Chapter 8: Deal Closure

Before home deal closure, completing your legal due diligence is essential. We have complied a checklist of steps necessary to complete your due diligence.[..]

Chapter 7: Successfully negotiating a deal
16th Apr 2019

Chapter 7: Successfully negotiating a deal

To successfully negotiate a home deal, thorough knowledge of the market is required. This guide explains how you can successfully negotiate with the developer.[..]

Chapter 6: RERA
11th Apr 2019

Chapter 6: RERA

The RERA was incorporated in 2017. This guide explains how is RERA is helping to protect the rights of home buyers and boost investments in the real estate industry.[..]

Chapter 5: Down Payment Financing
03rd Apr 2019

Chapter 5: Down Payment Financing

This guide elucidates how a home buyer can benefit from HomeCapital’s Home Down Payment Assistance Program such that they can buy their first home.[..]

Chapter 4: Home Financing
03rd Apr 2019

Chapter 4: Home Financing

While home buying one should be aware of the sources available to finance the purchase. Read our guide on the various sources to finance you first home and the benefits of each.[..]

Chapter 3: Selecting the right home
02nd Apr 2019

Chapter 3: Selecting the right home

This guide explains the various factors that need to be considered and their effects while shortlisting your home.[..]

Chapter 2: Assessment of your financial situation
02nd Apr 2019

Chapter 2: Assessment of your financial situation

Assessing your financial situation helps you determine how much you can afford. This guide lists the various factors that help you determine your home buying budget.[..]

Chapter 1: Home buying decision
01st Apr 2019

Chapter 1: Home buying decision

Home buying is one of the biggest milestones in your life. This guide catalogues the factors that you must consider while buying your first house.[..]

Namaste world!
02nd Nov 2018

Namaste world!

The HomeCapital blog helps millions of individuals who dream of home ownership. We hope to educate first time home buyers that are making this journey.[..]