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This calculator helps you with the maximum eligible amount towards interest free Personal Loan for home buying needs under the HomeCapital Program. Please note that the interest-free personal loan for home purchases cannot exceed your contribution, (i.e 50% of the initial payments required for the home purchase). Kindly fill out the basic details below to determine your eligible amount.
A) Homebuyer Savings
₹
B) HomeCapital Assistance
₹
C) Home Loan
₹
D) Balance Payments
₹
Eligibility amount and final approval would be subject to verification of your income and KYC Documents. Click on “Apply Now” to complete the Application process.
The table below illustrates the break-up of the final price of your house and sources of funds to help you plan your finances better.
| Home Price | ₹ |
|---|---|
| Stamp Duty and Registration | ₹ |
| GST | ₹ |
| Total Home Price | ₹ |
| Homebuyer Savings | ₹ | |
|---|---|---|
| HomeCapital Assistance | ₹ | |
| Home Loan | ₹ | |
| Balance Payments | ₹ | |
| Total Payments | ₹ |
Note: Stamp Duty and other charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Actual home loan amount is subject to approval of lending bank.
Please find below the indicative breakdown of the personal loan needed for home buyers for your selected property. HomeCapital will facilitate an interest-free loan for up to 12 months, covering up to 50% of the initial payments required for the home purchase.
| Offering initial amount | ₹ | |
|---|---|---|
| GST | ₹ | |
| Stamp Duty amount | ₹ | |
| Total Personal Loan for Home Owners Required | ₹ |
| Homebuyer Savings | ₹ |
|---|---|
| HomeCapital Assistance | ₹ |
| Total Payments | ₹ |
Note: Stamp Duty and GST charges are indicative only. Please reconfirm the exact charges with the developer at the time of booking. Personal Loan for Home Owners is subject to, you paying your contribution (minimum 50% of the initial payments required for the home purchase).
The table below illustrates the monthly payment schedule including your home loan EMIs and interest free Personal Loan for Home Owners EMIs. Total EMIs as % of salary indicate your debt level (65% or below is considered normal).
Note: Home loan outstanding is based on construction linked disbursements estimates for a standard 3 year construction period.