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In Maharashtra's bustling real estate scene, owning a home can feel like a distant dream for many. However, the Maharashtra Housing and Area Development Authority (MHADA) offe[..]

In the ever-evolving landscape of real estate, the concept of luxury amenities has become a pivotal factor influencing home valuation. From lavish swimming pools to state-of-t[..]

In recent years, the real estate landscape in India has witnessed a significant shift in focus, with Tier 2 cities emerging as hotspots for investment and development. As urba[..]

Stamp duty is a critical aspect of legal transactions, significantly impacting the cost and feasibility of various agreements and documents. Recently, the Karnataka state gove[..]

Curious about the latest developments unfolding in Goa's real estate landscape for 2024? Amidst its popularity among tourists, a significant transformation is underway in this[..]

In the dynamic landscape of modern living, the concept of a home has evolved beyond the traditional brick and mortar. Today, technology has woven its threads into the very fab[..]

Imagine a world where buying your dream home is not just a transaction but a seamless journey through virtual realms, guided by cutting-edge technology. In the ever-evolving l[..]

Ever wondered what lies ahead for India's real estate in the next five years? Welcome to the forecast horizon of real estate — In this blog, we unravel the projections, unve[..]

Embarking on a real estate journey demands a nuanced understanding of property valuation, and at the heart of this lies the crucial concept of the market value of a property. [..]

In the intricate landscape of real estate transactions, one aspect that commands careful consideration is the capital gains tax on property. As homeowners and investors naviga[..]

Welcome to the future of real estate, where the virtual and physical worlds seamlessly merge to redefine the way we experience properties. Augmented Reality (AR) is not just a[..]

In today's dynamic financial landscape, understanding current housing loan interest rates is crucial for potential homebuyers, as they play a significant role in determining t[..]

Real estate is a dynamic and ever-evolving sector, and within it, payment plans come in various forms. One such payment plan that has gained significant attention is the "Cons[..]

Owning a home is a dream that millions of people around the world share. It represents a feeling of stability, assurance, and achievement in one's life. However, for many, the[..]

Have you ever wished you had a more reliable way to assess the transparency and trustworthiness of real estate projects in Maharashtra before making one of the most significan[..]

Loan amortization is a critical financial concept that holds significant advantages for borrowers in India. This systematic approach to debt repayment provides predictability [..]

Have you ever wondered about the implications of settling your home loan early? The concept of 'prepayment penalty' on home loans can sometimes be a source of confusion. What [..]

Are you considering taking the plunge into the world of homeownership? If so, you've likely encountered the term 'home loan processing fees.' While these fees are a common par[..]

Understanding how to efficiently repay your existing loan is not only a time-saver but also a money-saver. Reviewing your financial situation often offers several avenues for [..]

In the journey of homebuyers, arranging finances plays a crucial role. Often, potential homebuyers resort to loans from public sector banks or non-banking financial companies [..]

The Reserve Bank of India (RBI) plays a crucial role in governing the guidelines for home loans, subject to adjustments based on various economic factors. Explore the blog to [..]

What is a REIT?

A REIT, short for Real Estate Investment Trust, is an investment tool that e[..]

Buying a house is a significant milestone and a momentous financial decision, which can be quite overwhelming for many. However, with prudent planning and mindful consideratio[..]

Urbanization has caused a significant transformation in India's population distribution, leading to an increasing number of individuals relocating from rural to urban areas. T[..]

An English mortgage is a type of mortgage in which the borrower transfers the ownership of the property to the lender as security for the loan. Unlike other types of mortgages[..]

A home loan is a financial product that enables individuals to borrow funds from banks or financial institutions for the purpose of purchasing or constructing a house. For fir[..]

Hi-tech satellite cities are advanced urban centers designed to alleviate the strain on existing cities in India. They feature state-of-the-art infrastructure, integrated plan[..]

Buying a home is a significant step, both in terms of finances and personal fulfillment. Many people aspire to own a house, recognizing it as a major financial commitment. How[..]

Legal Definition of a Leave and License Agreement

The leave and license agreement,[..]

When it comes to purchasing a property, there are numerous factors that homebuyers need to consider. One crucial aspect that often goes unnoticed is the property circle rate. [..]

Personal loans are a prevalent form of borrowing that people utilise for various objectives like debt consolidation and home renovation. Despite the seemingly straightforward [..]

What is the Cap rate in real estate?

Cap Rate stands for Capitalization Rate, which is a key metric[..]

What is a home loan balance transfer?

Home loan balance transfer refers to the pro[..]

A successful home loan agreement enables you to purchase the home you have always desired without having to wait for years before you can save up enough money to make the comp[..]

The rental deposit is the security deposit that the tenant pays to the landlord when they rent an apartment or a house. It is a safety net for the landlord and once they have [..]

In today's fast-paced world, financial flexibility and independence is essential for pursuing personal aspirations and meeting unexpected expenses. Personal loans have emerged[..]

When getting a home loan, you will certainly come across terms like “loan restructuring” and “loan refinancing”. Are they more or less the same? No, there is a differe[..]

Mortgage pre-approval in India is also called home loan pre-approval or pre-approval of the home loan. How is it different from mortgage approval?

Are your home loan interest rate and repayment tenure connected? Yes, they are. In this post, you will learn how your interest rate impacts your tenure, and even, vice-versa. [..]

CIBIL stands for Credit Information Bureau (India) Limited. Among the four credit information companies licensed by the Reserve Bank of India, it is the most popular. The othe[..]

As we move towards a more digital and data-driven world, the traditional methods of credit rating are also evolving. The process of credit scoring, which has been around for d[..]

Secured loans can be a smart financial decision for those looking for a larger sum at a lower interest rate. However, before jumping into a secured loan, it's important to und[..]

When it comes to the complex process of purchasing a home, it can evoke both feelings of excitement and overwhelm. One of the crucial aspects of this process is mortgage under[..]

When buying a property, there are numerous factors that need to be considered before making a final decision. One of the key factors that can significantly impact your investm[..]

When it comes to managing unexpected expenses or fulfilling important financial goals, a personal loan can be a helpful tool. And if you've been pre-approved for a loan, it mi[..]

Personal loans are a popular way to access funds for various financial needs such as debt consolidation, home renovations, or unexpected expenses. While banks have been the tr[..]

Purchasing a home is a significant milestone, and for many people, a home loan is the only way to achieve this dream. However, paying off a home loan can be a long-term financ[..]

Home loans are a popular way for people to purchase their dream home without putting a significant financial burden on themselves. However, understanding the intricacies of a [..]

A home is not just a place to live, it is a sanctuary that provides comfort and security to you and your family. However, over time, wear and tear can take a toll on your drea[..]

Home renovation is an exciting but expensive process. From changing a few things in your living room to giving your entire home a new look, renovation requires a good budget. [..]

The homebuying process has seen a significant shift towards digitalization in recent years, and the trend is only expected to continue. Digital home loan lending has made it e[..]

Your credit report is a very important financial document that lenders use to figure out if they should give you credit. It contains a wealth of information about your credit [..]

As a homeowner, you have the advantage of tapping into the value of your property to secure a loan for a variety of purposes through a Loan Against Property (LAP). Whether you[..]

With more people wanting to register their property, the Indian government has made new rules to make sure the process goes smoothly and quickly for everyone. The goal of thes[..]

While the process of building a new home is exciting and rewarding, it may be a financial burden if you aren't prepared. With the costs of building and buying land, it can be [..]

Homeownership is a dream for many individuals, and a home loan can help make that dream a reality. But the loan disbursement process can be confusing and overwhelming, especia[..]

Apartments in multi-storeyed buildings are often allotted randomly. For example, if there are 600 flats in a housing society, you can get any one of those 600 flats. But what [..]

A project gets an approved financial project number from a bank or a recognized financial institution. The number is allocated when the bank or the housing finance company ves[..]

When someone applies for a home loan or a credit, the lender or the bank investigates to know whether it is safe to grant the applicant the loan or not. They want to know the [..]

Non-occupancy charges are fees that the homeowner or the apartment owner is required to pay to the homeowners association or the Residents Welfare Association (RWA) when the o[..]

Applying for a home loan involves a ton of paperwork and the traditional application process is quite inefficient. With fast-paced adoption of digitization, paperless home loa[..]

Broken period interest is also known as part period interest. It will be easier to understand what is broken period interest with the help of an example.

How do you verify that you are purchasing a legally verified property? Investing your hard-earned money in a property that may be involved in a legal dispute or litigation can[..]

Calculating the Annual Percentage Rate or APR helps you to know the actual cost of borrowing money to buy a home or any other piece of real estate. You will be surprised to kn[..]

Urban cities have long been a popular choice for those looking to purchase property. With their convenient locations, diverse housing options, and strong investment potential,[..]

In cash-out refinancing on home loans, you replace your existing loan with a new one, preferably with a higher amount than the existing one.

Owning or buying a property is a major milestone for many individuals, whether for personal or investment purposes. However, if your land is left unattended or vacant, it may [..]

In India, the issue of property rights for women has been a long-standing discussion rooted in deep-seated cultural and societal prejudices. Despite laws and policies in place[..]

Purchasing a home is a significant milestone and a financial decision that requires careful planning and deliberation. Most do not have the full amount needed to make this pur[..]

The majority of financial institutions make use of a wide variety of risk assessment methods to determine whether or not a borrower is creditworthy. These kinds of instruments[..]

If you have recently built a new house, you must complete the home orientation, which is one of the most exciting stages of the home-building process. Home orientation allows [..]

Part payment on home loan means paying a large amount of the principal amount irrespective of what your EMI is.

Suppose yo[..]

MOD means Memorandum of Deposit. This deposit is paid by the borrower to the lender. It amounts to 0.1% to 0.5% of the loan amount, not exceeding ₹25000, irrespective of how[..]

Are you planning to invest in an expensive residential property? Is the selling price of the home you want to buy so high that you are wondering if it is possible to get 100% [..]

As per the National Building Code (NBC) every high-rise building or a skyscraper must have a dedicated refuge area at every seventh floor of the building. The first refuge are[..]

FSI stands for “floor space index”. It is also called “floor area ratio” (FAR) in real estate. It is the ratio between the area of the covered floor (the built-up area[..]

Planning to get a loan to buy a property? You will get your loan from either a bank or a non-banking financial company. No matter from which agency or institution you get your[..]

Earnest money is an integral part of almost every real estate contract or agreement. Earnest money is paid by the buyer to the seller presenting proof to the seller that the b[..]

An apartment association is also known as “apartment owners association” or even RWA (resident welfare association). Almost every apartment complex, society, or gated comm[..]

A residential property is a piece of land and any building built upon that piece of land primarily for the purpose of living. The building can be owner-occupied or can be used[..]

A nuclear family is a small family that mainly comprises a husband, a wife, and their kids.  A nuclear family is different from a joint family in the sense that in a join[..]

Most of us have the misconception that purchasing a house is a challenging endeavour and requires making a significant financial commitment all at once. The thought of acquiri[..]

Following the monetary fluctuations caused by the pandemic and the subsequent effect on the economy during the pandemic, home loan restructuring has gained popularity. Borrowe[..]

One of the most significant and life-altering choices we make is to purchase a house, which requires much forethought and preparation. It is one of the most significant invest[..]

A remunerative deal often slips out of hand because the buyer cannot imagine how the interiors will look after being furnished. As a result, homebuyers often get confused abou[..]

The Indian Easements Act of 1882 applies to the territories of Madras and Coorg. Easement property right empowers a landowner to compel the owner of another land to allow some[..]

Everyone has in mind some of the things they need in their home and the things they don’t. However, no one has a complete picture of what they must prioritize or look for du[..]

Home buyers usually have two options to choose from- a ready-to-move-in house or a house still under construction. Statistically speaking, most of them prefer the latter.[..]

Ravet is a well-developed sub-urban region in Pune, situated along the Pawana River and home to modern apartment buildings and the famous Tilak Bridge. The ISKON temple presen[..]

Due to the consistently high level of demand, real estate in India is an excellent choice for investment. For most Indian families, the realisation of their desire to purchase[..]

The concepts of "release deed" and "relinquishment deed" are not only incomprehensible to many people, but they also cause a great deal of confusion. The vast majority of indi[..]

India's economy is still growing. Therefore it needs continuous infusions of capital to keep booming. Realtors and investors play a significant role in propelling India's econ[..]

The mutation of property is a complicated process and involves many necessary steps. After the registry of your property, it is necessary to execute a mutation or transfer of [..]

Building regulations are set by different local governments as per their own needs and requirements. They also differ according to the type of structure being built. For examp[..]

When it comes to purchasing a home, there is a predetermined set of paperwork that must be completed. Paperwork is necessary to prove your ownership of the property when you r[..]

The congestion of today's cities has caused a number of environmental problems, making it imperative that new communities be built with generous amounts of open space. A large[..]

Apartments are residential units that typically include sleeping quarters, a living area, and a kitchen. Largely due to the increasing prevalence of the nuclear family, apartm[..]

The majority of purchasers in today's market do extensive research before shortlisting potential apartments. Before reserving a flat, several factors, including the popularity[..]

Most real estate and construction businesses are increasingly becoming dependent on digital platforms in recent times. According to the latest survey on construction industrie[..]

To begin with, property or apartment ownership comes with multiple responsibilities on the part of the owner whose primary objective is property protection and no unfair use o[..]

Everybody dreams of owning a house someday. Although it is a big and celebratory step, you must also bear the responsibilities that come with it. One of the primary respo[..]

Marketing and promotion are essential for real estate developments, just as they are for everything else in the world. In order for real estate developers to be successful in [..]

Ownership of one's home is a source of great pride, but it also entails a long-term financial commitment in the form of monthly mortgage payments or charges to a housing assoc[..]

Everyone dreams of purchasing a luxury dwelling in which every need is anticipated and catered to by the building's creator. Your property's developer also makes certain that [..]

In India, the cooperative housing society dates back decades and is still active today. It plays an important part in the process of making housing options that are within peo[..]

The adoption of ecologically sound practices by homeowners is rapidly becoming one of their top priorities. And one that is gradually becoming less financially prohibitive and[..]

Do you consider looking for a suitable property the most challenging task? Undoubtedly it is a crucial step, but there’s more. Yes, we are talking about documentation. You m[..]

Real estate is one of the most important sectors that determine the welfare and development of a nation's economy. A considerable amount of investment, time, effort, and skil[..]

The construction business has been confronted with difficulties that have never been seen before in recent years. There is a worldwide housing crisis, a rise in labour prices [..]

The jodi flat, or trend of purchasing adjacent properties by homebuyers, has recently witnessed a revival in popularity. Jodi flats have proven to be incredibly advantageous f[..]

Everyone unwinds and enjoys quality time with their loved ones and close companions at home, making it the ideal location for social gatherings. Hence, before purchasing a hom[..]

Green and eco-friendly real estate development is no longer a passing fad or nebulous trend, but rather a need, as more and more people are choosing sustainable ways of living[..]

The real estate industry uses a variety of terminology and phrases, some of which might be a little complex to understand. You must have a solid understanding of all of the co[..]

There are a lot of people who are looking for various strategies to either cut down on their debt or consolidate it. One of the very well-liked strategies among borrowers is t[..]

The euphoria that comes with purchasing your first house is unique. Especially after enduring the rigorous process of searching for the ideal property that matches your financ[..]

When buying land or a house, people will consider whether they are getting all rightful permissions. Factors such as home loans, insurance, legal ownership, and many others ar[..]

Property transfer in India can occur in a variety of ways such as gifts, mortgages, or sales. The options may vary depending on the circumstances. In India, when you claim pro[..]

Investing in a residential property can be quite challenging due to many reasons such as illiquidity, expensive transaction costs, longer property cycles, decreased net rental[..]

Financial planning is managing money and investments to meet your goals. It includes budgeting, saving, investing, and protecting wealth from risks. Good financial planning wi[..]

Fair market value or FMV is the reasonable selling price of a business, property, or asset in an open and competitive market where the buyer has adequate data, has sufficient [..]

A Record of Rights (ROR) is a single piece of document that contains all the necessary details of a land parcel including extent, ownership, and encumbrance. The ROR document [..]

People are used to taking and responding to risks now and then. However, in specific scenarios, we fail to assess the degree of risks involved. This primarily happens in the c[..]

Is the rising price of real estate affecting your dream of buying your own house? With property prices skyrocketing in metro cities like Mumbai, Delhi, and Bangalore, the idea[..]

Taking a home loan or a personal loan requires you to make EMI payments every month without fail. And since we all have busy lives and hectic schedules we often find it challe[..]

Home automation is basically a system through which you can manage all your home electronic devices through automation or remote control. You can control all the functions and[..]

There are several factors that come into play during the repayment of the loan. Amongst all the home loan facilities, the overdraft is one of the most prominent ones. It is es[..]

Most home buyers, especially the first-time ones, tend to get confused between stamp duty and franking charge. These two terms are often used interchangeably and might create [..]

As the name suggests, a smart contract in real estate is an electronic transaction protocol or digital program of a legal agreement. Simply speaking, the respective terms and [..]

In today's real estate market, where properties may cost anywhere from a few lakhs to crores of rupees, a home loan is an extremely desirable kind of financial assistance for [..]

With a growing population and cramped living conditions in urban areas, government agencies are investing in new technologies as a possible solution. A new generation of "smar[..]

The decision to get a home loan in order to finance the purchase of a home is a significant step financially. Moreover, depending on how many other financial obligations you h[..]

The interest rate that you pay on your home loan plays a crucial role in determining the overall repayment amount. It might affect your monthly EMI by increasing or decreasing[..]

2021 was a year of recovery for the real estate sector. Following the pandemic, the sector came back with slow growth and new projects. The change in shift came due to people [..]

Home loan foreclosure, as the name suggests, is the method of repayment of remaining loans in a lump sum. By doing this, instead of paying the EMIs, the borrower gets to close[..]

When buying or selling a home, most families only tend to consider the immediate impact it has on their lives. However, the real estate transactions can have a big impact on t[..]

When it comes to a home loan, everyone wants to get the best possible deal. Even a slight decrease in the interest rate can translate to a large sum over time. For instance, f[..]

Real estate investment is a highly lucrative prospect for many businessmen. However, it comes with a prerequisite set of responsibilities and legal compliances that a landowne[..]

In today’s technology-driven world, we can shop, invest, host business meetings, etc., from anywhere around the world as long as we have an internet connection. These techno[..]

A home is a place that provides you and your family a safe space to live and perform your daily activities. Thus, ideally, it should be designed in a way that ensures maximum [..]

Bangalore is known as the 'Silicon Valley of India'. From being known as the garden city of India to being called the cradle of the IT revolution. Bengaluru has grown by leaps[..]

Many of us struggle with the decision of whether to shift to a different house or renovate the existing home at some point in our lives. Previously, everyone wanted their home[..]

The purchase of property is one of the most anticipated events of a household, but sufficient capital is required to turn this dream into reality. To meet the requirements of [..]

In October 2021, Metaverse became the trendiest word that everyone was talking about. This happened because the social media giant Facebook was renamed ‘Meta' by Mark Zucker[..]

The first home has a special place in the heart of home buyers. It’s the first time when they can call a house their home through their hard work effort. As such, this is of[..]

Blockchain is a new entrant into the field of technology. Ever since its entry, it has been hyped as the next step in the technological revolution. And indeed, it influences h[..]

Inflation has been the most talked about topic in the business section of newspapers and websites presently. It is as if inflation is on the tip of everyone’s tongue. Its ef[..]

According to the Ministry of Urban Development, by 2030, the country is expected to have 68 cities with a population of one million, 13 cities with more than 4 million people,[..]

Patta Chitta is the term used by the Tamil Nadu government to refer to their online land revenue records. Patta and Chitta are two separate terms. They play an important role [..]

Force majeure, in the literal sense, means greater force. It is used to define unexpected circumstances such as natural disasters that are outside the control of people. It ca[..]

The age of the internet is upon us, and it is rapidly changing how we live our daily lives. From the way we work to the way we commute, the internet affects all. And this inte[..]

Climate change can no longer be denied. Rising temperatures, shifting snow and rainfall patterns, frequent storms, and wildfires are all strong indicators of global warming. G[..]

Software as a service or SAAS is a key factor in helping developers reduce unsold inventory. Property dealers have faced a sudden crunch in demand. To overcome this, rapid ado[..]

Real estate developers strive to add more and more features to their homes to attract new buyers. As someone who wants to buy an apartment, you may find investing in an under [..]

If you are someone who is planning to become a homeowner in Kolkata, there is no better time than now. In this article, we have prepared a list of the top five affordable and [..]

A few developers attract purchasers by offering homes at a 'comprehensive cost' with no secret charges. Here is a glance at how this benefits homebuyers monetarily. Purchasing[..]

You may have heard that new home buyers often register their property in their wive's or mother’s names. Doing so provides some significant benefits to home buyers. It is al[..]

One of the major financial goals of the common man includes purchasing a house irrespective of where they reside. It does not matter whether you live in India or plan to retur[..]

An apartment is a lifelong investment. Once you buy an apartment, you will most likely spend the rest of your life there. Yet, a lot of homebuyers may neglect to pay attention[..]

Some obvious factors are considered when it comes to home buying. Budget, location, and environment are a few of them. However, for a homebuyer with a family and

30th May 2022

Everything You Need To Know About Tripartite Agreement

Tripartite as the name suggested is an agreement involving three parties. Generally, only two parties are involved in an agreement. However, certain cases mandate the presence[..]